If you’re reading this blog, then you already know how important cash flow is. Cash flow is the mainstay of your business. Positive cash flow means you can successfully run and grow your business, and negative cash flow — well, that’s bad news. But what do you do when you have negative cash flow? How […]
Having a good credit score is integral to getting goods and services at a reasonable rate. Most creditors will look pull up at least one of your scores, whether you are looking for a loan, housing, a credit card, or some other product or service. It’s important to have at least a rough idea of […]
American Express is best known for their charge cards. These are cards with no hard credit limit that have to be paid off in total every month. But they don’t represent the full extent of Amex’s product line. Like its competitors Visa and MasterCard, Amex offers credit cards, on which you can carry a balance from […]
It can be really hard to be a road warrior. Frequent business travelers have to constantly endure the hassles of modern travel, including security lines, flight delays, and cramped airline seats, but they do it because it’s necessary to build and maintain client relationships or to further other company goals. If there’s one tool that can […]
Credit cards and lines of credit share many characteristics. You may even be wondering how they differ at all, and whether it’s better to make your business purchases with one or the other. In fact, there are a few key differences that can help you determine when to use one or the other. Similarities Between […]
It may seem most natural to use a business credit card when you’re making purchases on behalf of a business — whether it’s your business or you’re an employee — but there’s a good case to be made for using personal credit cards to cover business expenses instead. For one thing, the CARD Act of […]
A business credit card is an incredibly valuable tool for small companies. It allows you to keep your business spending separate from your personal charges, and to extend purchasing power to your employees. Furthermore, the right small business credit card can offer you valuable rewards in the form of points, miles, or cash back. The […]
Credit cards are a common sight in wallets and purses, used for nearly a third of all in-person purchases. There’s nothing strange or novel about them. And yet, despite their ubiquity, there are a lot of misconceptions about how credit cards work and the best way to use them. Should you use them regularly, or […]
Unlike their small business counterparts, corporate cards are highly customizable. When it comes to Visa and Mastercard, your corporate card benefits will largely be based on the arrangements you make with your bank. American Express, however, directly issues corporate cards, so you can do more comparing upfront than you otherwise could with a Visa or […]
It’s not hard to find articles that compare personal or business credit cards. But where are the ones comparing corporate credit cards? At the corporate scale, you aren’t usually dealing with pre-designed deals and packages. If you’re big enough to qualify for a corporate account, your business likely has complex and very specific needs. The […]
