What Is Sam’s Club Point Of Sale By Clover?

Sam’s Club is best known for its membership-only warehouse clubs that give shoppers access to bulk products at discounted prices. But Sam’s Club also partners with Clover to offer payment and POS solutions to Sam’s Club business members.

Note that Sam’s Club still references its Point of Sale by Clover program online, but it publishes very little current information about available plans, pricing, equipment, or contract terms. Businesses interested in the program must contact Sam’s Club or Clover directly for a customized quote.

What Is Sam’s Club Point Of Sale By Clover?

Sam’s Club Point of Sale by Clover is a payment processing and POS program offered through Sam’s Club’s partnership with Clover, a Fiserv company.

Previously known as Sam’s Club Merchant Services, it now operates under Clover while using Sam’s Club branding to attract merchants. Sam’s Club does not publish enough pricing or contract information online to determine whether the program offers meaningful savings compared with purchasing Clover services elsewhere.

Core Services & Features

The program centers on Clover payment processing, POS hardware, and business-management tools. Here’s a breakdown of the services and features that are available:

• Merchant Accounts: The program provides payment processing through Clover and its affiliated processing services.
• Countertop Credit Card Terminals: Fiserv terminals are available for lease or purchase. Pricing isn’t disclosed online, but we recommend buying equipment outright to avoid expensive, long-term leases.
• Point of Sale (POS) Systems: Clover equipment may be available for purchase or through financing, depending on the offer and merchant agreement.
• Mobile Processing: Clover Go pairs a mobile card reader with the Clover Go app for accepting payments on a compatible smartphone or tablet.
• eCommerce Support: Clover offers online ordering and eCommerce tools, with available features depending on the merchant’s Clover plan and app integrations.
• Security Features: Fiserv’s TransArmor security tools use encryption and tokenization to help protect cardholder data.
• Marketing Services: Clover users can access rewards programs, gift cards, and customer analytics.
• Analytics & Reporting: Clover Dashboard provides web-based reporting and access to business-management tools, while Clover also offers mobile apps for supported iOS and Android devices.

What Does It Cost?

Unfortunately, Sam’s Club Point of Sale by Clover isn’t particularly transparent when it comes to pricing. You can learn more about plans and pricing by calling, scheduling a call with a local rep, or using a live chat feature on the website.

However, here’s a breakdown of Clover’s published plans and pricing that can give you an idea of what you may spend. Note that available plans and pricing through Sam’s Club Point of Sale by Clover may vary.

You’ll also need to factor in additional costs, including payment processing fees, add-on apps, and the cost of hardware. Sam’s Club Point of Sale by Clover offers the following hardware options:

What To Consider Before Enrolling

Before you sign up, here are a few things to keep in mind:

• Contracts: Contract length, renewal terms, and early termination fees may vary, so review the merchant agreement carefully before enrolling.
• Transparency: Pricing and contract terms aren’t fully disclosed online. Carefully review the contract to avoid surprises.
• Customer Service: Sam’s Club lists a Business Solutions Center for prospective or participating merchants, available Monday through Friday from 7 AM to 7 PM Central. Clover may provide additional product support depending on the account.
• Hardware Lock-In: Clover hardware is generally tied to the processor that originally provisioned it, so merchants may not be able to reuse the equipment after switching providers.

Should You Sign Up For Sam’s Club Point Of Sale By Clover?

If you want a full Clover setup through the Sam’s Club partnership, reach out to a sales specialist for more information. However, limited public pricing makes it difficult to determine how its total cost compares with other Clover providers.

Small business owners seeking lower fees, more flexible contracts, or stronger customer service may want to consider alternatives like Dharma Merchant Services or Payment Depot.