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If your business takes credit cards, then you know that you are charged a fee for each payment made with a card. You would not have to pay these fees if the customer paid in cash or by check, but given that we are moving towards a cashless society, you might feel forced to take […]

Merchant accounts can be a complex beast — hard to negotiate with and tough to understand. When a small business owner signs a contract agreement, they may be doing so in good faith, believing that what the salesperson said to them is reflected in the contract. Many times that’s not the case. What follows can […]

So, you’ve realized you want to start selling online. Good for you! The ecommerce market is certainly booming. But before you can start raking in the money, you probably have a few questions, like “How do I make a website?” and “How do I accept credit cards online?” Here’s the good news: There are plenty […]

So you want to use your cell phone or tablet to process payments for your business. Whether this is your first time around with a credit card processing app or you’re just wondering if it’s time to upgrade that old credit card swiper you’ve had for four years, there’s certainly a lot to consider. What […]

Whether you run a service business that mostly interacts with clients over the phone, a retail or restaurant business that regularly takes phone orders, or you just want to offer your customers more ways to settling billing with you, a virtual terminal may be a savvy choice. If you are wondering how to use a […]

If you have a nonprofit organization, providing a completely secure and convenient way for your donors to send payments online is probably a pretty high priority on your list. If you’re not sure what types of solutions are out there, you’re in the right place. Whether your charity needs a better online presence with an […]

So, you’ve opened your business, and you’re starting to rack up a lot of sales. You’ve even signed up for a merchant account so your customers can use their credit cards. Things seem to be going great – until you notice something a little unsettling. You knew when you opened your merchant account that you’d […]

If you’re a merchant and you blink, you might miss an essential detail in our ever-changing payment landscape. That’s because payment security, as well as general payment technology, continues to grow and evolve each year. Merchants often say that payment security is one of the most difficult to understand (not to mention intimidating) topics. We […]

When it comes to refunds, the interplay between a merchant and customer can be a tense one, or it can be an opportunity to build trust. What most merchants and customers alike may not be aware of is that merchants often have to deal with extra costs with every return. A merchant may be on […]

The transition to EMV chip cards began several years ago, and while adoption continues to pick up steam here in the states, we have a ways to go to catch up. While the rest of the world has been much quicker to adopt EMV (circa 2005 for Europe), the U.S. is dragging its proverbial heels. […]