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Credibly

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Credibly Review

    Erica Seppala
  • 7 comments
  • Updated on:
Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Erica Seppala

Erica Seppala

Expert Analyst & Reviewer at Merchant Maverick
An expert in accounting, finance, and point of sale, Erica has been researching and writing about all things small-business since 2018. Erica's insights into personal and business finance have been cited in numerous publications, including MSN, Real Simple, and Reader's Digest. She is a graduate of Limestone College.
Erica Seppala
View Erica Seppala's professional experience on LinkedIn.



The Merchant Maverick Seal of Approval 🏆

Credibly



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After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Credibly for yourself.

The Merchant Maverick Seal of Approval 🏆

Credibly



Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Credibly for yourself.

To learn more about how we score our reviews, see our Business Loan Rating Criteria.
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7 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    steve skarritt

    Organization Name: Painting Services By Steve

    almost all the reviews I read everywhere about Credibly are bad so how is that they have here a 4 out of 5 star rating? If reviews are from customers and most of the customers aren’t happy I think you should re-evaluate how you have this business rated here on your site. Your rating of this company shows a lack of integrity and honesty thus a lack of trust.

    1
    • Organization Name: Painting Services By Steve

    This comment refers to an earlier version of this review and may be outdated.

    Jessica Dinsmore

    Hi Steve,

    Your point is totally valid and we do take user reviews into consideration, but there is a lot more to our research than user reviews. We have a rating and scoring guide that can explain in detail how we determine a score. We make every effort to remain unbiased and follow the same procedure for each vendor we review. I hope the scoring guide helps bring a little clarity to our process for you. We certainly want to be trusted! Our mission is to guide and empower business decision-makers with honest, accurate, and actionable information.

      This comment refers to an earlier version of this review and may be outdated.

      steve skarritt

      Organization Name: Painting Services By Steve

      This company lacks integrity and they are dishonest. They make promises they can’t keep. I had 3 days to cancel a loan and I was on my way to the bank to cancel it. They called me and told me they would look real bad if I did and give it a few months and they would make things right on my loan as far as the interest rates and cost. They never did it. They said they could get me a better loan for more money but that was it, not interested. That was not what I was told. Now during this crisis they’ve drained my account and keep trying to get more and are sending me threatening emails. Avoid this company, they are not good, BEWARE, they’ll suck you dry!!. I made a huge mistake in listening to what they said and trusting them. I’m now paying the price…

      1
      • Organization Name: Painting Services By Steve

      This comment refers to an earlier version of this review and may be outdated.

      Bill Henry

      Organization Name: SnB Operations Inc

      In my opinion Credibly should not be considered as a source of funding by any small business. Their terms and conditions are only slightly better than a loan shark. They do not offer a discount for early payoff once you pay off 50% or more. This term alone is noncommercial and speaks volumes of the integrity of these people. In my opinion Credibly should not be considered as a source of funding by any small business.I have been unable to log into my Credibly account to download statements to reconcile to my financial statements. When I contact customer service I get voice mail, leave a message and get no call back. It took more than 10 days to receive a statement by email. I called today and left a message and again, no return call.

      1
      • Organization Name: SnB Operations Inc

      This comment refers to an earlier version of this review and may be outdated.

      Jennifer Price

      Credibly is awful and I find that your review isn’t from a qualified client – so I want to make sure that you include the fact that there customer service is terrible and they are quite sneaky and try to avoid questions. Don’t do business with this company – you won’t find anyone is accountable.

        This comment refers to an earlier version of this review and may be outdated.

        Ryan Rosett

        Organization Name: Credibly

        Jennifer, I am sorry you had a bad experience at Credibly. We pride ourselves on superior customer service. I am the founder and CEO. I would love to learn more about your experience as we thrive to improve our customer experience every day.

        • Organization Name: Credibly

        This comment refers to an earlier version of this review and may be outdated.

        Stephen Bezner

        Organization Name: Texas Steel Tech LLC

        It seems like your company is just another company that does not understand integrity. As a small business owner, I often look for help in cash gaps and I always pay on time. That does not seem to be enough for your company, you add on extra fees at the last which crosses the line of wanting return business based on integrity. You should really look at what you can do to not get just one shot at a viable customer. There are many Lawyers that call me asking to help stop these practices, my position until now is that I borrowed the money and my high integrity makes me fulfill my obligations. Review your policies and work at being as honest as you can so that you can build your return business odds.

        • Organization Name: Texas Steel Tech LLC

        This comment refers to an earlier version of this review and may be outdated.

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