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National Funding Review: Is National Funding A Good Alternative Lender?

National Funding provides funding to small businesses that cannot yet get a bank loan. It has reasonable rates and no collateral is required.

    Chris Motola
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

National Funding At A Glance

  • National Funding offers short-term loans and equipment financing
  • Borrowing amounts of up to $500,000
  • Accommodates credit scores of 600 and up

Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.



The Merchant Maverick Seal of Approval 🏆

National Funding


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After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see National Funding for yourself.

The Merchant Maverick Seal of Approval 🏆

National Funding


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see National Funding for yourself.

Sources

To learn more about how we score our reviews, see our Business Loan Rating Criteria.

10 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Dan Smith

    Organization Name: Smiths Lumber

    Great Review Chris and you’ve touched on the important pin points. I’ve been getting this offer for months now and I came on here to read what I’ve already assumed of this company and others like this. This is yet another predatory lender. I’m sorry that anyone had no choice but to accept a loan from them. As for me these letters get rip ripidy ripidy rip rip…

    1

    This comment refers to an earlier version of this review and may be outdated.

    Tommy Mac

    Organization Name: Mashene Music, LLC

    Thanks Chris for your time spent on making this excellent review, this company has been sending me pre-approved credit cards in the mail for over a year now, and I finally did the research and found your review…as for National Funding’s offer, like you say in NY…Thanks, but NO Thanks..

    4

    This comment refers to an earlier version of this review and may be outdated.

    Larry

    Organization Name: LWAS LLC

    Hello, I’ve been doing business with this company for some years now. During the renewal process I was approved and then I was told to wait 2 more months. I followed up during the 2 month and was told by a rep. that I wasn’t approve because of a weapon charge in 1996. I’m not this guy so, I wanted to know more about this allegation. My renewal rep said that the underwriters looked up by my name and said I was the person. This is a major shock to me because I’ve done a great deal of business for years. My point is be careful on who you do business with because I still can’t believe how unprofessional this turn out to become.

    This comment refers to an earlier version of this review and may be outdated.

    Ben

    Thank you for your great information! Hopefully, more will research before taking loans from risky institution.

    This comment refers to an earlier version of this review and may be outdated.

    Catherine Hinerman

    Organization Name: Mrs.

    Thanks Chris, your review is very helpful, I will look for other options.

    This comment refers to an earlier version of this review and may be outdated.

    Jb

    Due to a tax lien, had to get a short term loan. National Funding got me a rediculous loan where I’m paying $2k/day for seven months. I told them I couldn’t afford this loan. Was told by them to Pay for 3 months and then National Fund would refinance with better terms. Three months of on time payments went by, but when I contacted them to refinance, they wouldn’t even talk to me. Now it’s been six months of paying, I tried again this week for some relief from them……nothing. They lied to me and won’t even help me get out of this!

    1

    This comment refers to an earlier version of this review and may be outdated.

    Michael Bell

    High interest rate, short term, daily payments. I guess if you are desperate, it’s fine. I was so I did it. Hopefully I never have to do it again. BTW, they are nice until you get the loan. Then, not so nice.

    1

    This comment refers to an earlier version of this review and may be outdated.

    Dana M

    This is a deceptive company. You get all this pre-approval mail from them. Have to go thru all the process of getting approved to only be denied. The requirements should be crystal clear. So no one’s time is wasted. The fact that if they had clear requirements I would not have even applied. So therefore my time would not be wasted. Deception is disgusting & they should be made to change their information on their website

    1

    This comment refers to an earlier version of this review and may be outdated.

    Mary Beth

    Thank you for your informative and objective article concernng National Funding Financing company. I am still “on the fence” so to speak as to whether I should access this service or not. I will continue my research. Mary aka Wrenn Walker on the X-Box One platform. 🙂

    This comment refers to an earlier version of this review and may be outdated.

    Chloe Bahal

    Hi Mary Beth,

    I would recommend taking a look at our top rated Small Business Loan Companies. I hope this helps and if you have further questions please let me know.

    This comment refers to an earlier version of this review and may be outdated.

Comments are closed.

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Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

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