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National Business Capital Review

If you don't have the time or the perfect credit to search for an ideal loan, you can save a lot of time and hassle with National Business Capital's lending-advisory service.

    Chris Motola
  • Last updated onUpdated

  • Erica Seppala
  • REVIEWED BY

    Erica Seppala

    Editor & Senior Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.

National Business Capital

Total Rating 4.2
Rates & Fees4.0

Services3.5

Eligibility Requirements4.3

Application4.5

Sales & Advertising Transparency4.4

Customer Service4.7

User Reviews4.9

National Business Capital At A Glance

  • National Business Capital is an aggregator service that allows businesses to apply to multiple lenders at once with a single application
  • Like many services of its kind, National Business Capital can save applicants time and effort
  • While convenient, aggregator services may raise the overall cost of borrowing even if the applicant isn’t directly charged a fee for service

Business Loan & Funding Products Review Methodology

Merchant Maverick has been researching and reviewing business lenders since 2015. Our writers have tested over a hundred different funding products, including traditional term loans, online loans, lines of credit, start-up loans, merchant cash advances, and equipment financing. In each review, we evaluate rates and fees, services, eligibility requirements, application process, sales and advertising transparency, customer service, and user reviews.

Weighted Rating Breakdown

Rates & Fees 20%
Services 20%
Eligibility Requirements 20%
Application 15%
Sales & Advertising Transparency 10%
Customer Service 10%
User Reviews 5%

Read more about how we rate business loans and funding products.

When comparing different lenders and loan products, we consider many data points, including the ease and transparency of the application process, interest rates, repayment structure, sales ethics, time to funding, revenue and time in business qualifications, and credit score requirements. Our lists of the best funding products include only those we’ve deemed worthwhile from multiple vantage points, and often share qualities such as widespread accessibility across fifty states, low rates, flexible requirements, and competitive borrowing amounts.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the loans and funding products included meet our internal standards for quality and reputation.

Chris Motola

Chris Motola

Expert Contributor at Merchant Maverick
Chris has been writing about small business topics since 2003. He has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida. He currently resides in the Hudson Valley region of New York.
Chris Motola
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The Merchant Maverick Seal of Approval 🏆

National Business Capital


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see National Business Capital for yourself.

The Merchant Maverick Seal of Approval 🏆

National Business Capital


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see National Business Capital for yourself.

To learn more about how we score our reviews, see our Business Loan Rating Criteria.