National Business Capital Review

Chris has been writing about small business topics since 2003. He has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida.

• WRITTEN & RESEARCHED BY

  Chris Motola Chris has been writing about small business topics since 2003. He has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida.

  Expert Contributor

  Last updated onUpdated March 19, 2026



Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

REVIEWED BY

Erica Seppala Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

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National Business Capital

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Total Rating	4.2
Rates & Fees4.0 Pricing 5.0 Affordability 3.0
Services3.5 Lending Services 5.0 Lending Limits 5.0 Payment Portal & Mobile App 0.0
Eligibility Requirements4.3 Availability 5.0 Borrower Qualifications 3.5 Transparency 5.0
Application4.5 Application Process 5.0 Application Timeline 4.0
Sales & Advertising Transparency4.4 Sales Practices 5.0 Web Presence 3.5
Customer Service4.7 Personal Support 4.6 Self-Service 5.0
User Reviews4.9 User Feedback 5.0 Review Site Aggregate 4.8

National Business Capital At A Glance

• National Business Capital is a private credit specialist that offers direct funding
• Funding is also available through its partner network
• Like many services of its kind, National Business Capital can save applicants time and effort