eSmart Paycheck Review

Chelsea Krause is a writer who specializes in accounting, payroll, and small business loans. She has been helping small business owners manage their finances since 2016. She is a QuickBooks Certified User and former eCommerce store owner. Her accounting expertise has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business. Chelsea graduated summa cum laude with a BA in English & Creative Writing from George Fox University and studied abroad at the University of Oxford as well.

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  Chelsea Krause Chelsea Krause is a writer who specializes in accounting, payroll, and small business loans. She has been helping small business owners manage their finances since 2016. She is a QuickBooks Certified User and former eCommerce store owner. Her accounting expertise has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business. Chelsea graduated summa cum laude with a BA in English & Creative Writing from George Fox University and studied abroad at the University of Oxford as well.

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  Last updated onUpdated May 20, 2026



Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

REVIEWED BY

Erica Seppala Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader's Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

Editor & Senior Staff Writer

eSmart Paycheck

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Total Rating	2.1
Pricing3.8 Software Plans 4.2 Pricing Transparency 5.0 Pricing Customization 3.5
Ease Of Use2.9 Set Up 4.8 Software Reliability 2.5 Everyday Use 5.0 Integrations 0.0
Features1.3 Payroll Processing 1.7 Employee Management & PTO 0.5 Time Tracking 0.0 Payroll Tax Support 4.1 Reporting & Tax Forms 0.5 Onboarding & HR 0.0 Benefits Administration 0.0 Niche Features 0.0
Customer Service3.3 Personal Support 1.6 Self-Service 5.0
User Reviews0.0 Customer Feedback 0.0 Review Site Aggregate 0.0

eSmart Paycheck At A Glance

• eSmart Paycheck offers a free payroll calculator for calculating net pay for hourly and salaried employees
• eSmart Paycheck has an online paid upgrade plan that includes tax forms and filing
• eSmart Paycheck is easy to use, but its features are lacking compared to other payroll software
eSmart Paycheck has no customer reviews and a very limited online presence
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