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Chelsea Krause

Lead Staff Writer

Expertise: Accounting, QuickBooks, Payroll, Business Finance

Education: BA English Literature, George Fox University

Chelsea Krause is a writer who specializes in accounting, payroll, and small business loans. She has been with Merchant Maverick helping small business owners manage their finances since 2016. She is a QuickBooks Certified User and former eCommerce store owner. Her accounting expertise has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business. Chelsea graduated summa cum laude with a BA in English & Creative Writing from George Fox University and studied abroad at the University of Oxford as well. She currently resides in Boise, Idaho.

Merchant Maverick Archives for Chelsea Krause Review is free, quick, easy to use, and can direct you to the funding you need without ever talking to anybody — and if you do need personalized assistance (or if you simply prefer the personal touch), offers that in spades.

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Sep 25, 2023 Filed under: Small Business Loan Reviews
heloc vs home equity

Home Equity Loans VS HELOCs: Can You Use Home Equity Loans & HELOCs For Business?

A home equity loan certainly has its benefits — startups can qualify, interest rates are low, and terms are favorable. However, there may be other options that make sense for your business that don’t put the roof over your head at risk. As with any other loan, shop around, compare lenders, and understand the terms of your loan or line of credit before signing a contract.

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Aug 31, 2023 Filed under: Business Loans

The 7 Best Trucking Business Loans

If you’re in the trucking industry, there are several business loan options available for you. For the purchase of a commercial truck, you should consider equipment financing. You may also be able to qualify for the SBA Microloans program, which provides up to $50,000 in financing for expenses.

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Sep 25, 2023 Filed under: Business Loans, Small Business

Is Invoice Factoring Right For Your Small Business?

If your business, like many others, has outstanding invoices and slow-paying customers, you don’t have to be stuck without cash flow. Invoice factoring — selling unpaid invoices to a factoring company in exchange for immediate cash — could be the answer to your troubles. But how exactly does invoice factoring work? Should you use small business […]

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Feb 5, 2020 Filed under: Accounting, Bookkeeping, Invoicing, Business Loans, Invoice Factoring

Bank of America Review: Small Business Loans & Lines Of Credit

Bank of America offers a large, versatile breadth of loan products at competitive rates, but at the cost of fairly conservative lending practices and standards. Business loans from Bank of America are suited for small to large businesses. Despite its low-interest rates, it has stringent borrower qualifications and a poor public reputation.

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Sep 25, 2023 Filed under: Business Line of Credit Reviews, Small Business Loan Reviews