Learn what grants are, their pros and cons, how to find them, and best practices for applying in our guide to small business grants.
A secured business credit card should primarily be viewed as a road back to decent credit health. Remember, however, that it isn’t necessarily the best or only path you can take.
Provided she meets all requirements set by the SBA and the lender, it’s no more difficult for a woman to get an SBA loan than her male counterparts. The SBA does not discriminate and provides low-cost funding opportunities for all eligible small business owners.
ROBS stands for Rollover as Business Startup plan. ROBS is a type of transaction you can use to fund your new or existing business by rolling over funds from your individual retirement account, 401(k), or another retirement account.
Unpaid invoices can be a burden for any business. Even if payment is coming eventually, slow-paying customers or long repayment terms could have a negative impact on your incoming cash flow — and this could be a problem for your business. Instead of waiting to receive the money owed to your business, put your invoices […]
Even if you have a steady income and a high personal credit score, additional requirements such as time in business or a business credit score make it a tough task to get a business loan. This can be a problem, particularly for startups. Using a personal loan for business allows you to bypass some of these restrictions to get financing for your business.
If you are a business owner or entrepreneur that wants to purchase and develop property, a hard money business loan might be the solution. Hard money loans are short-term bridge loans that are ideal for poor-credit borrowers, entrepreneurs without proven experience, and other people who want to purchase real estate for business purposes. Find out […]
Variable APR isn’t good or bad. If the terms of a variable APR credit card or loan are agreeable for you and your business, great! If not, look for fixed APR options that are a better fit.
Because it is so difficult for startups to qualify for bank loans, many startup owners turn to SBA programs for their funding needs. A government guarantee on loans takes some of the risk off of lenders while providing startup and small business owners with rates and terms that are competitive with bank loans.
A commercial construction loan is a type of loan that is used to finance the costs associated with the construction or renovation of a commercial building. The funds from a construction loan can be used to pay for labor and materials for the construction of a new property, the purchase and development of land for a new commercial property, or the renovations of existing properties.
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