Business Loans Blog Posts | Page 5

Inventory financing is a type of asset-based loan in which the inventory you’re purchasing with the loan is used as collateral to secure the loan. Depending on the arrangement, the lender may also require you to put up your accounts receivable as collateral. The amount of financing you receive is directly related to the value of the inventory in question, usually 70 to 80% of the inventory’s value. Read our article for the full story on inventory financing, including rates and terms.

Many businesses may need to borrow money from time to time in order to purchase inventory. But what are the best loan options for small businesses that need to buy inventory?

Take a look at our picks for the best small business loans for cash flow issues, business expansion, debt consolidation, bank financing, and other common business financing needs.

The following lenders will work with you for a business loan even if you have bad credit — and they won’t take advantage of you.

Declined for a PayPal Working Capital loan but still need funds for your business? Check out this roundup of the lenders most similar to PayPal Working Capital, both in terms of the loan products offered and the business requirements necessary to qualify for a loan.

Learn about the best small business loan options for franchisees, whether you need funding to open a franchise, purchase an existing franchise, or keep your franchise business functioning optimally.

If you can’t afford restaurant equipment up-front, an equipment lease is a great way to get the appliances you need. Find out how restaurant equipment financing works and check out some of our favorite lessors in this article.

An SBA 7(a) Loan is a finance option offered to small businesses, backed (or guaranteed) by the Small Business Administration to reduce the risk involved on the part of the lender. 7(a) products are intended for businesses that may be unable to procure other, more traditional, loans. The loan guarantee provided by the SBA gives business owners a chance to fund their small business needs.

Many business financers won’t lend to nonprofits, but that doesn’t mean your organization lacks funding options. Don’t waste time looking for funding in the wrong places. Learn where to look for nonprofit-friendly financing options right here.

Kickstarter can be a great way for small businesses to raise funds — but it’s not the only crowdfunding platform available. Take a look at the best sites like Kickstarter before you launch your next crowdfunding campaign.