Advertiser Disclosure

🏦 Compare quotes from multiple PPP/SBA lenders at Fundera.

Approval & Funding Time For Economic Injury Disaster (EIDL) Loans: What To Expect

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Shelbi Wescott

Shelbi Wescott

Writer at Merchant Maverick
Shelbi Wescott is a writer and educator from Portland, Oregon. When she isn't writing about ways to help small businesses, she is a published author churning out pages for her science-fiction and mystery books. In 2015, her book After Life won an Honorable Mention for Best YA Mystery from the Library Journal. (It has ghosts. And mystery.) Shelbi has both a BA in English Literature and a Masters in Teaching from Lewis and Clark College.
Shelbi Wescott
Leave a comment

171 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Michael

    Has anyone else received loan approval, then a few days later, after signing loan documents, received an emailed denial letter? The odd thing is i noticed the funds in my account, but I received that denial letter stating it was due to inactivity only a few days after I applied. The letter also stated that they funded it through the advance, not the loan. Ateast I received the funds, just an odd scenario.

      Ashley

      I know exactly what happened to your Michael as it happened to a friend of mine as well and we called and discussed it with SBA about it. You got the grants which does not have to be repaid. However you were denied for a loan which does have to be repaid if you get a loan but you did not so you just get the grant which like I said does not have to be repaid congratulations

        Ty

        Hi Chris, did your loan fund? Still waiting.

          T.L.

          I have a question. I was approved for a $1000 EIDL loan 7/21 in the evening. Sat 7/25 a deposit came through of this amount. I went to SBA and my account status still shows in Approved status. How can I tell if this was the Grant or the loan?

            Jessica Dinsmore

            Hi T.L.,

            The fact that you got an approval makes me think it’s a loan, simply because the grants came without any communication whatsoever.

              We've done in-depth research on each and confidently recommend them.

              Susan

              I applied for the EIDL on April 6, the first day the loans were available. It took a few weeks to receive the grant portion of the loan, but a few weeks after that, I received an email stating that my loan was being denied due to a low credit score. I disputed this decision via email, heard nothing for a few more weeks, received the same denial email asking for the exact same documents as before . . . I forwarded the mail and docs I had sent weeks before, and yesterday I received another email that my loan was approved. I’ve signed all the documents and am now waiting for the funds to be deposited (just checked and they’re not there yet).
              This process for my loan took nearly 4 months and i had very little communication from SBA throughout. I have no idea how long it will take for the funds to be deposited; all I know is that they finally approved me literally months after I first applied. So if you haven’t heard anything, odds are your loan is still in process.

                Jane

                How did you dispute a low credit score?

                  Forrest Grant

                  I did the same thing. I actually paid down some bills and replied to the denial email for a reconsideration. I was approved 2 weeks later. You will need a min of a 570 score.

                    Shay

                    I applied for EIDL June 29. I received a page that asked me to verify identity and verify bank information which both say completed and applition is processing. I called yesterday was told that I have been assigned a loan specialist. Does that mean Ive been approved or is it in the approval process? I haven’t received a decline letter either

                      Jessica Dinsmore

                      Hi Shay,

                      You should receive an email that tells you if you are approved. Being assigned to a lender is a pretty indication though!

                        katie

                        my application status has been on funding for 5 days now….. any one know what is next? Should i contact them or wait a few more days?

                          Jessica Dinsmore

                          Hi Katie,

                          You can try getting answers, but based on all of the experiences people have been sharing here, I wouldn’t count on getting any helpful info at this point. If I were in your position, I’d keep trying anyhow, but it may just be a matter of time before it gets deposited.

                            Milton Mckenzie

                            I was approved for a loan 4 weeks ago I have not heard a word. When i email them they write back and say If you are trying to submit an application go here. What!!! So i am assuming although they saying application is not looked over yet and has not finish processing

                              Tamika Latoya Henry

                              Milton, I was approved on Friday 7/31 after I sent the agent my 1099 form. She actually called me and I ignored the call. Shortly afterwards she left a voice message and emailed me and returned her call. If you see an area code (202) please answer it bc it may be them giving you a call. Also, at the bottom of the email she stated that she could only hold my application in the Que for 7 days. Immediately I sent her the doc and it took her less than 30 minutes to approve me. Now I am waiting to be funded.

                                Art g

                                hey, so I applied for the sba grant on 7/14. I just found out that 7/12 was the last day to get the EIDL advance and am very bummed about it. Originally I tried applying 1 week before that but the application was confusing so I took my time to first research about it. Is there any way I can still get the advance or am I toast. Thanks for your help.

                                  Jessica Dinsmore

                                  Hi Art,
                                  Unfortunately, the advance program came to an end on 7/11/20, and the SBA stopped all advances from that date forward.

                                    We've done in-depth testing of each and confidently recommend them.

                                    Zee

                                    It’s going on the third week, SBA account portal still states Loan Application is being processed. I guess it varies per state. I am in TN. My buddy in NY was approved and signed documents in less than a week and funding expected in 5 days. I will just keep Hope alive!

                                      Jen

                                      I applied for the EIDL on July 14th. Today I received the approval email, signed my loan documents. I’m not sure how long it is supposed to take to fund but I’m waiting. Good luck!

                                        Suzanne L Rosemond

                                        Can you get the grant if you applied on July 11th and your case is being processed? I have read the advance money ran out on the 13th and wondering if I’m to late.

                                          Jessica Dinsmore

                                          Hi Suzanne,
                                          Unfortunately, all advances ended on the date of the announcement.

                                            Sanata Hubbard

                                            So will they tell you your approved, if your not?

                                              Jessica Dinsmore

                                              Hi Sanata,

                                              Yes, you should receive an email letting you know if you’ve been approved or denied.

                                                Val

                                                Help, I received an email that my app was being processed on 05/03, on 05/04 I had a deposit for the grant money of $1000, since I am self-employed. On June 14th signed all the closing documents and accepted the terms of my loan. We are July 17th and still not funded….. I called 2 weeks ago and they said there was an error with my zip code, they updated it but still nothing and now the phone is not even working!!! What do I do???

                                                  Jessica Dinsmore

                                                  Hi Val,

                                                  Ugh! I’m sorry! We’ve provided three different methods of communication in this post on how to check your status. All I can say is get in touch with Tier 2 and pursue them relentlessly until you get your money. I wish you the best!

                                                    Brad

                                                    I received a status FUNDS HAVE BEEN DISBURSED TO YOUR ACCOUNT on Tuesday July 14 2020. Oddly it Monday afternoon July 20 2020. FIVE business days yet one week later no deposit. The SBA downplays American business owner intellect and tell everyone if not just me information on application was incorrect. HOWSO! I received the advance grant which is nonrepayable. The Loan is going to the same account and name.

                                                    HOW CAN THE SBA UPDATE SOMEONES ACCOUNT AS IF FUNDS HAVE ACTUALLY BEEN DISBURSED WHEN EVEN AFTER THE DEPARTMENT OF TREASURY 5 BUSINESS DAYS LATER (OVER THE TIM LIMIT FOR ACH PAYMENTS) COMFIRMS NO CAPITAL WAS FOWARD BY SBA TO FORWARD TO AN OFFICERS ACCOUNT?

                                                    SBA says be patient but someone may purchase my project before I receive funding SBA declares I have received.

                                                      Keith

                                                      I emailed my congressman had my funds two days later. Maybe that will work for you too Idk doesn’t hurt to try. Best of luck

                                                        Christopher Smith

                                                        So here’s my experience.

                                                        Application was submitted June 29th. Received the email to create my account was eligible for 50k and accepted my offer AND Verified my identity on the next day (30th). July 2nd I received the grant for 10k in my account. From that day I waited and waited and no email stating it was approved. Finally called and was told my application was fine and had no issues, they were just processing it. After another week still nothing. So I called 7/16 and waited on hold for an hour and a half to speak with someone. I was on the phone from 9:22 to 10:32. I was told again my app was fine and it was already sent to a loan officer to be reviewed. Finally received an email (coincidently) at 10:52 stating my application was approved and I signed my documents later that evening. Signed the documents and now waiting for funding. Will post an update.

                                                          Theresa

                                                          Any update yet? Just wondering..thank you

                                                            Bonnie

                                                            Hi, Chris.

                                                            Did you get your loan deposit yet? I signed closing docs 4 days ago and still do not have a deposit. I am wondering how long it took for you to get yours?

                                                              Zondra

                                                              So here’s my experience:
                                                              Applied July 27 at 6:15pm. Received set up account at 6:45pm. Approved for $22k with experian credit check at 6:53pm. Signed docs and now awaiting process. My question is, does anyone really know the time of funds deposited? I’m in Fort Lauderdale does that speed up the process since we are the hotspot?

                                                                Marcella

                                                                Can someone please help me? I am getting nowhere with Tier 2 Reps. Applied for the loan on 7.10.2020, Received an email the next day which was to create a username & password, once logged in, It provided me a lower offer amount of $6200 which I accepted. Next step was verification of identity – which could not be confirmed, however a message popped up which stated I could proceed anyway – which I did. The next step was to enter my funding information, which I did. The Identity verification button says completed, the Funding button says completed however the Signing of Closing Documents is greyed out. I called the telephone number 1.800.659.2955, and was told my status on their end is “UNQUALIFIED” – on my end it still states “Your application is being processed”. – No one can give me any information related to me being unqualified. I need help desperately.

                                                                  Jessica Dinsmore

                                                                  Hi Marcella,

                                                                  We have a different post on how to check the status of your EIDL application. I would recommend trying all three methods of communication, if possible- portal, phone, and email. I’m so sorry you are in this situation and I really wish I could do more to help. I wish you all the best.

                                                                    Marcella

                                                                    I’m so sorry I did not see your reply. I tried all methods of communication still nothing. Still stuck where it says “Sign Loan Documents” however unable to as it’s grayed out. I don’t know what to do!

                                                                      Jessica Dinsmore

                                                                      Hey Marcella,

                                                                      I’d say keep trying to get in touch with the SBA. It’s really such a mess, but if you’re approved, the loan should be funded eventually… I’m sorry!

                                                                        Str8roll

                                                                        Wow! That exact same thing happened in my case. What is your status now?

                                                                          Hoa

                                                                          Why’s we don’t have 1000 dollars

                                                                            We've done in-depth research on each and confidently recommend them.

                                                                            Karen

                                                                            I got apprved fkr a loan but cant sign the documents what does that mean
                                                                            Will i get the advance while waiting for the loan

                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                              Jessica Dinsmore

                                                                              Hi Karen,

                                                                              You should try getting in touch with Tier 2. They should be able to give you a status update. Good luck!

                                                                                Kiria

                                                                                My husband applied and received an email stating that they had multiple applications from his business which is not true and they were withdrawing his application. We are trying to contact them but is impossible to speak to a person about this, when we finally had someone on the line we were transferred and then got a answering machine to leave a message. Now we are worried that someone might be cashing in with my husbands info. Has this happen to anyone else?

                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                  Anne

                                                                                  YES This same thing happened to me. My business was initially declined because the system thought I’d applied multiple times. Turned out it was because, in the system, my application showed the same numbers for my bank account and routing number. There were a number of people from my bank who “made the same mistake” when applying so it showed multiple “accounts” applying for the loan which were all considered duplicates, when it was really multiple people applying who use the same bank as I do. [my guess is that there’s a bug in the application software, but no use focusing on that to resolve.] I called the help line, got elevated to tier 2 support (THIS IS KEY) and got it diagnosed on the first call, fixed after the second (it did take a couple of weeks). All this is to say that Tier 2 support was great in helping figure out my problem. hopefully they can for you as well.

                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                    Alice

                                                                                    Yes…I applied July 6th, and received the same message on July 10th. I never had a second application, I just figure they trashed my application so I quit! I applied under Agriculture…I sell fresh eggs and have Chickens to upkeep and eggs time sell. I give up.

                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                      Jill

                                                                                      Hey Kiria I have been helping my sister with her ap and the same thing happened. I called and spoke to a tier 2 representative who assured us that there was no additional application filed and that someone would be reviewing the file. We have not heard back- not very helpful I know- but you do need to call and speak to tier2 support.

                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                        Megan Poore

                                                                                        I submitted my application 7-27, it was approved very quickly. Within hours i had signed all documents and status changed to approved. It is 7-29, and i have yet to receive funds and no other email from sba has come through. How long does it normally take for funds to be available in our account once status is changed to approved?

                                                                                          Jessica Dinsmore

                                                                                          Hi Megan,

                                                                                          Unfortunately, it’s not a standardized process and the timeline looks different for everyone.

                                                                                            Santana

                                                                                            Submitted the application for loan and grant 7/5
                                                                                            They ran my credit on 7/6 got approved for 14,000
                                                                                            Accepted the loan and signed the documents on the same day. On 7/7 received the grant for 1,000
                                                                                            On 7/8 received the loan for 14,000 a total of 15,000 in 4 days. In my opinion the speed of the process depends on the state I’m in Massachusetts! Good luck to everyone

                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                              Shay

                                                                                              Mine is just an exception! I applied on Tuesday June 23rd at 5pm pst and at 11 pm it asked to do some verification of identity, the next day I was asked to go to the portal, I accepted my loan amount and within 2 hours my loan was approved and the very next day I saw the loan amount in my Acct, I don’t see the 1000 grant yet but my loan came through in 2 days. I write this because I want all of you to feel that there is hope and I have a feeling that they are moving quickly. MIRACLE!

                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                Jazmine Allen

                                                                                                Are you required to have a business bank account for them to release the funds? Or is a personal account feasible? I usually do business in a seperate personal bank account. And I am currently waiting on my bank to approve my business account. Thank you!

                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                  Lacole Martin

                                                                                                  Hope is where, I’ve been waiting for 2 months and haven’t gotten anything. It’s ridiculous.

                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                    Melissa Montierth

                                                                                                    Keep the faith! Applied in April, nothing in May, Mid June approved. Last night status changed to “Funded “. Nothing in my account today. Bloggers say it could be up to 3 days.

                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                      Stephen d lang

                                                                                                      when did you sign docs?

                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                        We've done in-depth research on each and confidently recommend them.

                                                                                                        Jason Samuels

                                                                                                        Just wanted to share my timeline with the EIDL Loan application approval process.
                                                                                                        Received email from SBA Acknowledging my Loan application was received on 5/12/20
                                                                                                        Received email from SBA to create account, select loan amount and verify identity on 6/12
                                                                                                        Received email from SBA with Loan approval and request to sign loan docs on 6/15 Portal shows Funding. I am yet to receive any funds yet its been over 8 days now and counting. Tried calling after 2 hours waiting someone finally answered and phone hangs up. Very frustrating.
                                                                                                        Anyone knows how long it took to fund? stay safe stay blessed.

                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                          Jessica Dinsmore

                                                                                                          Hi Jason,

                                                                                                          The funding times have been so varied it’s near impossible to say how long yours will take. Have you tried contacting the loan officer you were assigned? They should be able to update you. Keep watching your bank account and hopefully, it’ll be any day!

                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                            Steve

                                                                                                            Did you recieve your funds?

                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                              Daniel workman

                                                                                                              How do you find out who your loan officer is? How do you contact them? Thanks

                                                                                                                Jessica Dinsmore

                                                                                                                Hi Daniel,

                                                                                                                When you get the portal invitation, I believe you are provided with the lender information at that point.

                                                                                                                  Stephen d lang

                                                                                                                  did you recieve your money yet? I was approved on 8th and sighned docs portal says I have been funded and nothing yet

                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                    Sienna S

                                                                                                                    I am in the same boat as you. Signed docs on the 8th and have seen no $. I have emailed with no response and called but haven’t waited the 2 hours to talk to someone. Have you received any info yet?

                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                      Stephen d lang

                                                                                                                      still nothing as of today called congressman they are going to help

                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                        Tamika Latoya Henry

                                                                                                                        Jason,

                                                                                                                        Did you ever get funded and if so how long did it take? I am waiting right now.

                                                                                                                          Margaret

                                                                                                                          Its been a horrible experience. Applied and got auto generated email stating that application is received. No one on the phones is helpful after waiting for 2 hours to talk to someone just for them to say that we have application and they can’t comment on it. This is the most disappointing process i have ever endured. It does not matter what questions you ask the response is the same and it is almost as if they are annoyed that people are calling to check on the Loan. You actually are applying for a loan and it seems like they are doing you a favor. It’s a pity we are in these situation because the customer service from a bank would never do that if they needed your business. God Help us all.

                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                            We've done in-depth testing of each and confidently recommend them.

                                                                                                                            Mark

                                                                                                                            My EIDL loan was approved and i received my loan amount deposited in my bank on June 10th, but I never received the grant portion of EIDL? Does anyone know if you get approved for EIDL is the grant portion in addition to the loan amount?

                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                              Jessica Dinsmore

                                                                                                                              You are not the only person who has reported this happening to them, though the reason this happens isn’t always clear. Generally, you’re supposed to get the grant/advance before the loan (hence the name “advance.”) However, many applicants report they received the grant after the loan, or at around the same time. Many business owners who applied in the first round of EIDL funding say they received the grant about 2 weeks after they received the loan.

                                                                                                                              One possible explanation as to why you didn’t receive the grant is that you forgot to check the box on the application to apply for the advance/grant. Another reason is that the grant is still on the way, and you just need to hold tight. The only thing you can really do at this point is call the SBA’s Tier 2 support and see what they say.

                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                Ravi Ram

                                                                                                                                There is no box to check on the current application. A portion of the loan converts to a grant when documentation is provided to show that was what used as intended/designed. At least that’s what I read on the sba website.

                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                  Jessica Dinsmore

                                                                                                                                  Hi Ravi,

                                                                                                                                  The box to check is located on page 27 of this document. The EIDL advance is still advertised prominently on the SBA’s website, but that we will definitely let our readers know if we find out about any official change regarding the advance or application.

                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                    Michelle BLOMQUIST

                                                                                                                                    The EIDL advance is an advance payment of the EIDL loan

                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                      STACIE

                                                                                                                                      i read online from the sba site that if advance (grant) is approved and sent to your account the amount of the advance is subtracted from the loan amount. so if you recieved the whole amount of your loan then they did not approve you for the advance portion.

                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                        Geej H

                                                                                                                                        I applied when 2nd date was added for EIDL advance & loan on 06/15/20.
                                                                                                                                        Today 6/19/20 I was sent email to register account & verify identity & accept loan amount. Half an hr after doing that I was sent loan docs to sign and did that. Now it says it’s in funding stage. How in the heck did this process take only 3 days? I feel lucky but it makes up for the craziness we’ve been dealing with for FL DEO and not yet receiving my personal IRS Stimulus. I read a bunch of comments all over internet prior to applying so I’d know what to expect. Honestly I wasn’t expecting to get anything until around Christmas time from what I was reading. I will post when I receive the funds to keep you posted.

                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                          Paul Brands

                                                                                                                                          I received my loan, but I still haven’t received the Grant portion! I’m getting nowhere with this, and it’s driving me crazy!

                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                            Elwood Howard

                                                                                                                                            I applied and got approved within 4 days. Didn’t have to speak to a loan officer. Just wondering if others had similar experience. Now, I am anxiously awaiting funding. Hope it goes through this weekend.

                                                                                                                                              Geej H

                                                                                                                                              update.
                                                                                                                                              See my comment above. It’s Monday 6/22 and it took less then a week from the I applied on the 16th my credit was pulled 3 days later Monday morning I had a deposit for the advance and for the loan I was shocked I could not believe it less than a week. now my loan was under 10,000 but still I was so surprised. So don’t give up hope! But I got the loan docs and the confirmation about an hour after they ran my credit . And then everything so quick.

                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                Rah. Mit

                                                                                                                                                Well I applied on 7/7, received the portal invite the next day, credit was pulled that same week. I was stuck on Being Processed until today. My credit was pulled for the second time, less than an hr later I received an email stating that I was approved , I just signed my documents. I never received a grant either… I will update once I’m funded.

                                                                                                                                                  Jo

                                                                                                                                                  Applied for EIDL loan the weekend after it was released. Received correspondence 6/1/20 to make an account then to select amount and put bank info. A week later 6/8/20 received an email from SBA rep to send ID, voided check, and social security card. Today just noticed the full amount pending to be deposited into my bank account.
                                                                                                                                                  Everyone’s else comments were helpful as I was painfully waiting, wanted to give my update.

                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                    Stephanie

                                                                                                                                                    Can someone maybe share your experience. I am trying to apply for the grant, my question is there a specific credit score criteria to meet. ? I have exceptional payment history but right now my cards are a little over limit which caused my credit score to drop I am the only one with this issue. ? Should I apply or not. ? If someone can share a similar story just trying to see if its worth the trying.

                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                      Hi Stephanie,

                                                                                                                                                      Unfortunately, the SBA has closed the advance program as they’ve exhausted the funding. They are still issuing EIDL and PPP loans, however. There isn’t a specified credit score, but rather a determination of acceptable credit history. So basically they look at your overall creditworthiness to see if you’ve had any serious or chronic default or repayment issues. I hope that helps. Good luck to you!

                                                                                                                                                        Linda

                                                                                                                                                        I applied for the $10,000 EIDL grant on March 30th. All I received was my application number. I still have not received the grant money. I have now learned that SBA is going against the law as stated and will only give me $2,000, which I have not yet received. Two weeks ago, I got notice that I was approved for $47,000, I have signed the loan docs and it says it is in Funding status, but still have not received these funds either. I am expecting $2,000 (should be $10,000) grant and $47,000 loan amounts, but have not received either.

                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                          Caleb

                                                                                                                                                          Applied for EIDL on March 30th. Had zero response for about 90 days, then finally received a generic email that stated, “Dear Applicant” that’s the only way I knew my application was ever received. I still haven’t received any grant. After another 20 days, I finally received the portal to verify the loan amount, my identity, and bank information. The portal stated, “Your Application Is Being Processed” for about 2 weeks, then finally the document tab appeared. Now the document tab states, “There Are No Documents To Sign!”. It has shown that message for a week now. My experience has been super stressful. Fingers crossed that I eventually am able to get this closed.

                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                            Jamie

                                                                                                                                                            Interesting to learn that others received the grant.

                                                                                                                                                            I applied on April 7th. I called two days shy of three weeks later to be told it takes a full three weeks to process which should have been by April 29th. I received an auto email on May 3rd indicating my application was received. I received the email asking me to create an account on June 6th. I created the account, accepted the amount, and completed the identity verification on June 8th.

                                                                                                                                                            No other information has arrived. I never received a grant. So I’m 63 days in and waiting with no expectation around what will happen next… or when.

                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                              DT

                                                                                                                                                              I applied for EIDL when it first was available around 3/27 or so. I never heard anything until May 2 where the email said your application is processing. Then 3 weeks later I saw a credit inquiry by Experian from the SBA and just today. 6/7/2020. I received an email to create an account, where they had the amount they approved me for and I had to accept which I did. I verified my identity and I looked at the banking info which must have removed it when I did. Because I actually received an email from the case work minutes after the acceptance, where she stated my banking info is needed and my copy of my ID to submit.

                                                                                                                                                              I immediately emailed her back (It’s a Sunday) and she replied back within 20 minutes and said thank you for your information and she is happy to inform me that she approved the loan but now can’t access the file anymore because it was approved and is going to someone else. So she has no information how long it will take for funding and someone will reach out.

                                                                                                                                                              So I am unsure if I am getting anything since I never received an advance. If they say approved, I heard some that nothing is final until the money is in the bank. This had to be the most grueling experience. Credit cards or loans were approved faster than this.

                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                Camille

                                                                                                                                                                I recieved same email. I see that their was a tab that said something about closing. Im assuming once whoever gets info next will have us sign and close on loan. Or is that bypassed. a lot of people are sayin once they accepted it. It was deposited

                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                  Ike

                                                                                                                                                                  How much did you accept? Was it less than $25,000? I think if you accept less than $25k then you don’t need to sign any other documents and the money just goes into your account after a couple of days. This is just my logical thought.

                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                    TerriO

                                                                                                                                                                    That is not true. I applied for $10,000 but was only approved for $7300. I signed closing documents (I am still waiting on receiving actual funds). My timeline has been: Applied April 15, my credit was pulled on 5/26 and the loan was with underwriting. On 6/3 I was told (via telephone call that I placed) that I was approved for the 2000 grant. On 6/9 I was waiting on my email invited to complete my application. Email came on 6/12 where I verified me and my bank account. On 6/16 I signed the loan paperwork. Now I wait to be funded. I have not received the advance or the loan as of today. I have called several times for each of the updates.

                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                      Robert

                                                                                                                                                                      I applied for the EIDL loan a couple months ago, then heard nothing until Weds. 6-17, when the SBA asked me to open a portal account. I did that then I got another email on 6-18 that said I was approved. I had requested $10K, but was approved for $4K. I signed the loan documents and now when I’m logged in, it says I’m in the funding stage. Everything I read so far makes me believe that the money will show up in my business checking account within 5 days. For me that should be by next Thursday June 25th.

                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                        Kelly

                                                                                                                                                                        I signed my loan docs on 6/14/20 still waiting on funding…they are all over the place on dates. I applied april 7th and this has been so frustrating. People who are just now applying are getting docs and funding in days. I don’t get it! You would think they would clear the backlog of people who have been waiting 60 days!

                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                          Milton Mckenzie

                                                                                                                                                                          I was approved for less than 25,000 4 weeks ago and still waiting

                                                                                                                                                                            Sherry

                                                                                                                                                                            I applied July 17 my status says processing I accepted terms. Do they give you loan terms if your not approved and how long did it take for them to approve you

                                                                                                                                                                              We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                              J

                                                                                                                                                                              I Applied for EIDL on April 3, got the advance about 4 weeks ago and on 5/30 received the email to create the account at SBA, created account and confirm amount and identity on 6/1 as of today 6/6 when I login in to the website it says “your applications is been process”

                                                                                                                                                                              Have not hear anyone yet who has get the funds after signing the documents so for now just keeping fingers crossed and trying to patiently wait, but the wait is nerve racking 🙁

                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                Mela Leeis

                                                                                                                                                                                I called into tier 1 as the number to tier 2 says out of service… I was told that if you did not receive the advance, you will not get it even after updating your banking info. They have stopped sending them back in April. I was also advised that from receiving portal access the approval process takes 2 weeks. I am trying to be optimistic, but the info is different from what others are reporting. I am sure it is case by case. Can anyone share the type of documents they needed to present? After approval how long or has anyone received the funds? Just like all of you I just want my business to survive I have put everything into it. Thanks!

                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                  Cecile

                                                                                                                                                                                  I applied for the EIDL loan on March 31. Got an advance grant around end of April automatically deposited to my bank but no other contact from SBA. This was the only proof in my mind that the application went through and is being processed. I received an email May 26 saying I needed to create an online account to move along. When I did this, I got to see that my EIDL loan was approved for a specified amount and either to accept it or not. Once I clicked accept, I was able to go through some security verification. Then a day or two later, I got the Docusign email for electronic signing and “closing”. I’m still waiting on the funds being deposited as of now June 5. It’s a much slower process than I had expected. This is tough for small businesses needing emergency help.

                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                    Johnie

                                                                                                                                                                                    I just am now at the point of where I accepted the amount and it says my loan is being processed.
                                                                                                                                                                                    Here is my question, did they ask for anything else after this point or was next step the closing docs?

                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                      Sue

                                                                                                                                                                                      For me, after I verified my identity, accepted the amount and then it said my loan was being processed, they did not ask for any further information. I just received email less than 2 weeks later to sign my closing documents. Now I wait for the funds.

                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                        Johnie

                                                                                                                                                                                        I have now been approved and signed my loan documents.
                                                                                                                                                                                        I called to find out next step and was told in funding process.
                                                                                                                                                                                        Not sure of time frame that I will actually receive funds.

                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                          Ike

                                                                                                                                                                                          I am in the same boat. Approved yesterday and signed closing documents. My loan amount is just $4,800. Hope that makes it get deposited quick…like tomorrow…lol

                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                            Allen Pitts

                                                                                                                                                                                            I filed my application for the Eid alone 48 hours later I called they said I was declined because of bad credit that I was approved for $1,000 Grant that was on June 16th I still haven’t received no Grant or anything I was thinking tell me when I call is being processed

                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                              erick

                                                                                                                                                                                              Did you recieve your funds yet ?

                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                Thomas Gary Bradley

                                                                                                                                                                                                Have you got the funds and did you have to have any documents?

                                                                                                                                                                                                I’m guessing from your silence that you have it…

                                                                                                                                                                                                Dont forget about when you were in our shoes?

                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                  We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                  Shane Johnson

                                                                                                                                                                                                  I received my email to go online and select loan amount, etc. About 5 days later, I received a request for a copy of my passport. Have any others who have been through this process had the same request? What was timing to then get loan documents, etc?

                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                    Joshua

                                                                                                                                                                                                    I originally applied at the beginning or April for both the PPP & EIDL. My bank just got to my PPP application a little over a week ago & it is still processing. I think that is a bank issue though & not a government issue. As far as the EIDL loan, I received a grant of $1k about a month ago with no information about it or the loan, it was just deposited into my account. I received the email from the SBA to create an account last week on May 28th. I created the account and verified the info as requested. Today 6/2 I received an email to sign the loan docs. It was approved for the amount they initially offered. I signed all the docs and now waiting on the funds. I will update this as soon I receive the funds.

                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                      Ryan Cannon

                                                                                                                                                                                                      I’m in almost the identical timeline. I signed my loan docs on 5/19 and still waiting. SBA site still says “approve” and processing.

                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                        Vivian g

                                                                                                                                                                                                        Did you get yours yet how many days after loan doc signing ? still waiting on funds after signing 3 days ago..

                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                          Stephen d lang

                                                                                                                                                                                                          Did you get your funds I sighned on the 8th and still no money?

                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                            Tracey

                                                                                                                                                                                                            Have you received your funds yet? Or has anyone? I signed mine today and it switched from processing to funding on the top tab of my portal….is this what others are seeing?

                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                              Ike

                                                                                                                                                                                                              How much did you accept? Was it less than $25k??

                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                Lisa

                                                                                                                                                                                                                Mine still says finding but no funds yet

                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                  Unhui

                                                                                                                                                                                                                  I signed yesterday morning and received my funding deposit into my bank this morning. 😊

                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                    Guzman

                                                                                                                                                                                                                    Applied 04/6 got a grant of 2000 on 4/30 got my credit pulled 05/16 today 06/02 finally got my portal account access from SBA accepted loan amount offered one thing it is saying now is: NOTE TO APPLICANT SELECTING A LOAN AMOUNT DOES NOT MEAN THAT YOUR LOAN HAS BEEN APPROVED. FURTHER REVIEW OF THE APPLICATION WILL BE CONDUCTED. Then why did they pull my credit and offer me a loan amount? Let the nail-biting and the waiting game begin.

                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                      NAN

                                                                                                                                                                                                                      REGARDING: LOAN MAY NOT BE APPROVED? I DI NOT SEE THAT ON MY APPLICATION. EDIL. I HAD THE SAME FILING DATES. I SIGNED OR CREATED A ACCOUNT LAST NIGHT. THIS MORNING RECEIVED AN EMAIL. PROCESSING. NO ADVANCE YET. AGREE IT IS NAIL BITING.

                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                        We've done in-depth testing of each and confidently recommend them.

                                                                                                                                                                                                                        Leslie

                                                                                                                                                                                                                        I applied for the EIDL on April 2nd. Received the invite to the portal on May 26th. And was approved and signed my documents on May 28th.

                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                          Piper Montgomery

                                                                                                                                                                                                                          Question: Did you need to submit additional documentation before getting approved? Did you get the grant as well?

                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                            Shane

                                                                                                                                                                                                                            Did you get funded? Or still waiting for that? I just received an invite to the portal, but trying to understand what might be a reasonable expectation in terms of process to move to loan documents and then funding? Thanks!

                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                              DT

                                                                                                                                                                                                                              From my experience, I had the same after I accepted, I received an email from the case worker who told me after I submitted the additional information that she approved the loan but it is not going to someone else and they would reach out.

                                                                                                                                                                                                                              So I am assuming they still have something to do or it’s just the closing paper work but then after that is when they fund it but I don’t know anyone that actually received anything as of yet. I applied that Monday after they first announced the funds being available end of March.

                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                Diane Cooper

                                                                                                                                                                                                                                Ive progressed to the green tab that says FUNDED yet I havent received the funds. How do I know who my funding, loaning institution is and when funds will be distributed? Has anyone had this experience too and actually continued to completion of the process?

                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                  Hi Diane,

                                                                                                                                                                                                                                  Others have reported receiving an email with a lender assignment after approval by the SBA. I imagined you’ll receive that email in the coming days if you haven’t already. Unfortunately, nothing seems to be going smoothly or according to plan, but the great news is that it sounds like you’ll be getting some relief soon.

                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                    Mela Leeis

                                                                                                                                                                                                                                    Does anyone know about to advance or the type of documents they email ask for… I received my portal email and offer and everything is pending. When I submitted my amount I too got the error about my bank info and needed to correct my name. I think this is why I didn’t get the advance. Does anyone know if it is still possible to get the advance now that I have fixed my banking information? I applied in 3/30 and just got the email 5/30. My credit was pulled 5/13. I don’t want to get my hopes up, but I want to stay optimistic and prepared. I appreciate any help!

                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                      Hi Mela,

                                                                                                                                                                                                                                      Others have posted on here with similar issues, and it seems they were funded once the banking error was corrected. You could try contacting the SBA for an update on your application status, though that’s proven to be difficult and inconsistent for many.

                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                        camelia

                                                                                                                                                                                                                                        Hey Mela,
                                                                                                                                                                                                                                        I think that is why I did not get the advance as well Banking info error

                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                          Sarah G

                                                                                                                                                                                                                                          Does anyone know how long it takes from the time you set up the portal account and accept an amount to the time you get an approval and sign documents. It has been 10 days since I accepted an amount and still no documents. I’m worried that maybe that is bad news, but then if I were getting denied why was I asked to accept an amount?

                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                            CJ

                                                                                                                                                                                                                                            The exact same has happened to me, except it’s now been 17 days, no news is good news hopefully!

                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                              Bryce

                                                                                                                                                                                                                                              I received the email to set up my portal account on May 13th and had been approved by May 18th. I did not sign the closing documents until June 2nd, so I do not know how long it takes to get funded, yet, but I hope this helps a little.

                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                Cecile

                                                                                                                                                                                                                                                You might want to check your spam folder. I got the DocuSign email 1-2 days after accepting.

                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                  Mela

                                                                                                                                                                                                                                                  11 days for me.

                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                    Yevtta

                                                                                                                                                                                                                                                    Hey everyone, I applied on April 03, using the short form. I received a $1000 advancement and my credit was ran approx. May 13th,.. I have not heard anything else. Did anyone else use the short form? If so, has SBA request any information?

                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                      Charles

                                                                                                                                                                                                                                                      I’m a little confused on where my EIDL is. I actually applied for the EIDL prior to the PPP. My credit was pulled, but I heard nothing and right as I was about to be funded for the PPP, I decided to follow up and they sent me a link to a short form. Three days after completing that I received the $10K advance. My credit was pulled again after the short form by the way. Today I get a message saying to create a portal login, verify the loan amount and verify my identity. Done and done. I have no idea if this is based off of the second or first application. It makes somewhat of a difference as I provided so much information the first go around, provided zero documentation the second time around. I’ve been fortunate to have received the advance and the PPP, but receiving the actual EIDL would be fantastic for us and our community. At this point, am I approved and just waiting on loan documents? Also, is this just through the SBA or will they do this through a specific lender? Finally, is the loan amount I selected in addition to the grant (advance) or will that be deducted from the loan amount I selected?

                                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                        Jessica Dinsmore

                                                                                                                                                                                                                                                        Hi Charles,

                                                                                                                                                                                                                                                        Congratulations on your PPP approval and receiving your grant! Those are pretty big wins around here! If you haven’t done so yet, I’d suggest trying to check the status of your EIDL application. Receiving the grant is not an indication of approval, and if approved, the grant would be an advance on the approved loan amount — not in addition to. Others have reported getting an approval (or denial) email from the SBA, then being prompted to select a loan amount and then being assigned to a lender. So I’d imagine that’s what you can expect in the near future. Fingers crossed that your good luck streak continues!

                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                          BRENDA SANDEFUR

                                                                                                                                                                                                                                                          I received my email from the SBA to request my loan amount and verify identity, etc today – May 29th. Now I play the waiting game! I’m a little unsure of how or why I should call and request “tier two”. I called the number listed here, and got a man at the SBA, who said “I don’t know why you would want to do that, but I’ll transfer you”, then he transferred me to a non-working number! Click! Can anyone that received this email on May 22 tell me if you have received any funds or at least documents to sign yet? And if you did, did you request tier two, and how? Seems to me if that is an escalation, and everybody is requesting escalation, then what good does it do?

                                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                            Melinda

                                                                                                                                                                                                                                                            I applied 3/24. On 5/28 I received an email to sign into portal confirm identity; confirm bank route and to select amount to borrow. Now green bar says being processed. I’m not sure this means that the loan is approved. I have never seen anywhere that my credit has been pulled in the past like I’m seeing on others post here. Had anyone been through this and moved to next phase… or is the loan already approved before you get this?

                                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                              Herb Hess

                                                                                                                                                                                                                                                              Here is my timeline from NJ. Applied on 3/30/2020. I have one employee (me). On April 22, 2020 the SBA performed a hard inquiry on my credit. On April 23rd the $1,000 advance/grant was deposited into my business account.
                                                                                                                                                                                                                                                              Today, May 22nd, I received an email inviting me to take the next step. The email is directly from the SBA. The next step is to create an account on the portal. Once done a new screen appears with three steps: Confirm identity (easily accomplished), Confirm Banking information (which had been supplied before and needed to make a deposit into your business account. The final step is to sign loan documents. This step is not available as one other task was to be completed. Above the three steps is the loan offer amount. You need to click on the amount and adjust the amount to the level of funding your business will borrow. The amount shown initially was the highest amount. You can adjust down to $1,000 or any amount in between, by $1,000 increments. The terms are 30 years, 3.75%, repayment starts in 12 months.
                                                                                                                                                                                                                                                              Once the amount is selected, you need to click on the adjacent button which submits your application in to the SBA.
                                                                                                                                                                                                                                                              I did call immediately after submitting my application. Even with escalation to Tier 2 I could not be told how long it will take to approve the application or to request additional data from my business. I will update when I have more information.

                                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                Rebecca Pendleton

                                                                                                                                                                                                                                                                After you confirm the amount you wanted, then what is the next steps??

                                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                  Traci

                                                                                                                                                                                                                                                                  Have you received anything yet? Any updates?

                                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                    mike

                                                                                                                                                                                                                                                                    I recieved my Eidl portal email one week ago..sent some more documents to my caseworker and was aprooved 3 days ago.. I signed my loan docs and have been waiting.. As of last night when i clicked on my portal,my loan doc section is unavailable to open.. Is this a good thing since i have already signed ?

                                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                                                      Hi Mike,

                                                                                                                                                                                                                                                                      I think so! It’s hard to say if anything is a good thing, BUT yes, after your loan is approved, you just play the waiting game — I bet you see your money in the next day or two if you haven’t yet. Best of luck!

                                                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                        Pam

                                                                                                                                                                                                                                                                        I was told once you sign the docs and submit you will not be able to open them again. I was advised to save them or print them for my records.

                                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                          Tuan Vo

                                                                                                                                                                                                                                                                          Once you signed the closing documents you can still go back and reopen them for viewing only. At least that what mine is. I just signed my “approved” amount closing docs yesterday (6/14). Really don’t know what will be next, wonder if I still have to provide any other docs or just wait for the funding … will update if I get any news.

                                                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                            Nicole Artis

                                                                                                                                                                                                                                                                            What type of documents did your caseworker ask you to send?

                                                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                              We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                                                                                              dennis whiting

                                                                                                                                                                                                                                                                              I applied Mar 30th. Credit was checked april 17th. I got an email May 9th telling me sign into portal which shows my loan approved for 150 K. I signed the loan docs and am still waiting. Never got grant money and now am just checking my account regularly. SBA says since I signed its a done deal. After calling 10 times, finally got someone with knowledge and says it is complete . Just waiting on funding. I will update when I am updated.

                                                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                Jeremiah Giles

                                                                                                                                                                                                                                                                                Are you still waiting as well? I thought I was just waiting on the funds to be wired, but when I logged onto portal and clicked my already completed bank verification, it said it had failed to validate my bank account. After multiple calls with the bank and the SBA, the SBA said it was just a glitch in their system. Today my bank account says it is validated. I was told to call back on Friday (May 22), if I had not received the funds…

                                                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                  Andrea

                                                                                                                                                                                                                                                                                  Mine says failed to validate as well and I never received the grant money. Who resolved your issue, the bank or SBA? My calls go no where with the SBA.

                                                                                                                                                                                                                                                                                  Hope you received your funds.

                                                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                    Piper Montgomery

                                                                                                                                                                                                                                                                                    I have read that if thr bank account you listed is a personal account and not a business account they will deny it. I had a personal acct and the info was correct and it wouldn’t validate. Updated to my business checking and it validated my acct.

                                                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                      Joseph

                                                                                                                                                                                                                                                                                      So I had excepted the amount, and then it had banking info completed when I went to hit edit I noticed it said account failed validation. I changed that to my business account and it accepted that, but still no closing docs.

                                                                                                                                                                                                                                                                                      How long after you changed it to a business checking did they give you closing docs?

                                                                                                                                                                                                                                                                                        Dennis whiting

                                                                                                                                                                                                                                                                                        Guys , I woke up this morning to full amount deposited in my account minus 100 dollars. It took 10 business days to get funded. Be patient

                                                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                          Edith Garza

                                                                                                                                                                                                                                                                                          Did you get the full $150,000 or $25,000 first and then the rest ?

                                                                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                            Tracey

                                                                                                                                                                                                                                                                                            Thank you Dennis that is good news!

                                                                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                              Stephanie Mellor

                                                                                                                                                                                                                                                                                              Hi I have yet to receive any emails is it possible to change my email I’m assuming the email provided may have been wrong?

                                                                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                Jessica Dinsmore

                                                                                                                                                                                                                                                                                                Stephanie, you could try calling Tier 2 to see what your options are, but it’s entirely possible that your application is still being processed.

                                                                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                  Rodney Davis

                                                                                                                                                                                                                                                                                                  Curious if you would share you revenues and cost of goods sold number you entered…received advance, told I passed credit check, and I am wringing my hands curious how much they are going to offer to laon me..

                                                                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                    Andrea

                                                                                                                                                                                                                                                                                                    I was offered about 3 months.

                                                                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                      We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                                                                                                                      Philip Williams

                                                                                                                                                                                                                                                                                                      Applied for EIDL on 30 Mar, no word. SBA checked credit on 17 Apr. Got an email telling me that I would receive another email about a portal to provide and review information. Got that email on the 2 May. Was sent an email stating loan offer 9 May(saturday). Received another email on Sunday to e-sign closing documents. Everything is complete, when I talked to the SBA, congratulated me for getting that far and to just check my account daily for deposit. 18 May, nothing. I never received and advance. Now on the other hand, my wife’s business got an advance on 26 Apr, she filed the same time I did. I she just received her loan info last night (sunday). One big thing is to make sure credit is unlocked. several friends have not and they haven’t received any info or advance.

                                                                                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                        KAT

                                                                                                                                                                                                                                                                                                        APPLIED 30 MAR SATURDAY MAY 16, I RECEIVED EMAIL TO SET UP USERNAME AND PASSWORD FOR PORTAL, i DID THAT AS WELL AS VERIFIED MY PERSONAL AND BANK ACCOUNT INFORMATION. On the portal there was an amount (quote) that I was eligible for. Now says still processing and the e sign portion of the portal is currently unavailable to me at this time.

                                                                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                          Rebecca Pendleton

                                                                                                                                                                                                                                                                                                          Any update Kat??

                                                                                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                            TK

                                                                                                                                                                                                                                                                                                            Applied for EIDL on 3/30. Received my advance direct deposit on 4/12 for $2k ($1k/employee). This morning, I received an email from SBA saying my loan is ready for the next step. Logged in and basically it asked me to confirmed that I wanted to accept the loan with the terms: 3.75% interest, 30 years repayment, and 12 month grace period. It now says my loan is being processed. Not sure how long this next phase will take.

                                                                                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                              worthyking

                                                                                                                                                                                                                                                                                                              Applied for EIDL $10K advance in March when the program was first announced. The website stated that application processing time would be 2-3 hours and funds would be deposited within 3 days. Ha! What a joke! Almost two months later, still nothing. We received one (automated) email on April 19th saying that at some point we should receive another email with a portal login to be able to view our application status. Called the SBA today (May 16th) and spoke to a Tier 2 Supervisor (because initial CSR was absolutely worthless and barely spoke English). He looked up our application number and said it was “still in the review queue”. How does a 2-3 hour process with 3 day funds deposit turn into TWO MONTHS “under review”? And how can this possibly be considered an “emergency advance”? Two months gone by and most businesses are drowning. The whole point of the 10K advance I thought was to help businesses offset some small part of the devastation, and yet by the time this “emergency advance” finally arrives the pandemic will likely be over and the business shuttered.

                                                                                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                PhoLosoPho

                                                                                                                                                                                                                                                                                                                Applied for EIDL’s March 28th. Got the offered amount and accepted it May 8th. Signed the documents yesterday on May 14th. We haven’t got the advanced portion yet. Does anyone know how long the funding will take to be in your account? Will the disbursement of funds come separately ?

                                                                                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                  richard pilat

                                                                                                                                                                                                                                                                                                                  Applied 040420, sent in my app via mail, got my 10K advance 0416. Credit checked around April 20th…. I call but only get a temp ( thats why they answer quickly), its coming they say, you will get an email. I check junk also. I was told it would be 150K last week… Im getting nervous. Did anyone get their loan finalized? If so what was your application date, date of 10K deposit??

                                                                                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                    CC

                                                                                                                                                                                                                                                                                                                    Richard, I applied on April 4th as well, I received a $ 1000 on April 30th. My question is, “Did you filed the short form or long-form?

                                                                                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                      Alisa Wilson

                                                                                                                                                                                                                                                                                                                      We applied on March 18th and then for the $10 advance about a week later. The application for the advance said the money would be in our account in 3-5 business days…still waiting. Regarding the application for the EIDL loan is a circle jerk. Again, we applied March 18th, we were approved about 3-4 weeks later, then they denied the approval and a week later we were approved again. Now it’s been easily 3 weeks since we were re-approved and nothing. When you call they just tell you that you will receive an email. When you email them they respond with a generic email. Nobody can tell you anything, in the meantime all of these small businesses are suffering. I mean it’s been almost 2 months, the lack of communication and direction for people is just sad and appalling!

                                                                                                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                        Bob

                                                                                                                                                                                                                                                                                                                        Hi everyone.

                                                                                                                                                                                                                                                                                                                        So…if you receive an advance does that mean you are approved for a loan but they are still preparing it?

                                                                                                                                                                                                                                                                                                                        Does anyone know how long the wait is for docs after the advance is received? I’ve tried calling the SBA at the 800 number and they say “I’ll get an email eventually.”. They can’t look anything up. Also you try to check the application status on the web site and it takes me nowhere. Just a hello and no messages.

                                                                                                                                                                                                                                                                                                                        Any insight would be helpful.

                                                                                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                          Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                          Hi Bob,

                                                                                                                                                                                                                                                                                                                          Receiving an advance is not an indication that you were approved for the loan. But it does mean that they accepted your application successfully, and you WILL eventually receive an email from the SBA so keep watching your email and spam folder. If you do call the 1-800 number, be sure to ask for Tier 2. We’ve got more suggestions in this post on Checking The Status of Your EIDL Application. Good luck!

                                                                                                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                            We've done in-depth testing of each and confidently recommend them.

                                                                                                                                                                                                                                                                                                                            Scott Rapp

                                                                                                                                                                                                                                                                                                                            I just received my EIDL loan portal sign in link..I signed in, I was approved for up to a certain amount, I indicated what amount I would like the loan to be and then signed out. How long before I get the actual loan documents to sign, then once the loan docs are signed, do you know how long before they disburse funds to my account.

                                                                                                                                                                                                                                                                                                                            Thank you so much for any information

                                                                                                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                              Hi Scott,

                                                                                                                                                                                                                                                                                                                              We’ve included all we know in the post, however from what we’ve been hearing, it takes longer to get the loan documents signed– than actually receiving the loan. Disbursement after approval has been moving fairly quickly.

                                                                                                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                Ciara M

                                                                                                                                                                                                                                                                                                                                Hey Scott,
                                                                                                                                                                                                                                                                                                                                How long after getting your portal link and accepting an amount did it take for you to get your funds, or are you still waiting? We received our advance a while ago, and just got our link today. We accepted an amount, just wondering where it goes from here.
                                                                                                                                                                                                                                                                                                                                Thanks!

                                                                                                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                  Rachel Paul

                                                                                                                                                                                                                                                                                                                                  We were offered an amount for a loan and within 3 days we received the documents to sign. We signed them yesterday 5/23 and online it says 5 days for funding once all is verified on portal which we did.But seeing how some people are waiting after weeks, not sure.

                                                                                                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                    Merrel Porche

                                                                                                                                                                                                                                                                                                                                    I am in the same position as of last week. Did you get the funding yet?

                                                                                                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                      Lisa

                                                                                                                                                                                                                                                                                                                                      4/8/20 -apply for EDIL
                                                                                                                                                                                                                                                                                                                                      5/22/20 credit pull
                                                                                                                                                                                                                                                                                                                                      6/6/20 email to create account Portal (150k)
                                                                                                                                                                                                                                                                                                                                      -accept loan amount
                                                                                                                                                                                                                                                                                                                                      6/14/20 approved loan (150k) sign documentation
                                                                                                                                                                                                                                                                                                                                      – no extra docs
                                                                                                                                                                                                                                                                                                                                      – waiting for loan to be funded now. —-
                                                                                                                                                                                                                                                                                                                                      – I did not receive advance

                                                                                                                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                        diane f cooper

                                                                                                                                                                                                                                                                                                                                        I received my EDIL advance amount but no instructions on what I should do next. Will I receive some type of documentation via email on the next steps in this procedure. The last time I talked with the help line they said a lending institution would be contacting me in three weeks or so.

                                                                                                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                          Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                          Hi Diane,

                                                                                                                                                                                                                                                                                                                                          So happy to hear you received your advance! That’s great news. If you’d like to try to check the status of your EIDL application, we’ve got a post that explains what steps you can take to do that. Best of luck to you!

                                                                                                                                                                                                                                                                                                                                            This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                            Penny Dulaff

                                                                                                                                                                                                                                                                                                                                            Woukd u happened to have a copy of the eagle application or know where I can download one at. I’m thinking since the website is down at the moment that I can fill it out by hand and mail it in and then when the website for the backup I could do it online as well so that way I’m covering my bases and hopefully getting in before it’s too late so please let me know at your earliest convenience thank you

                                                                                                                                                                                                                                                                                                                                              This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                              Hi Penny,

                                                                                                                                                                                                                                                                                                                                              Unfortunately, the SBA has announced that it is not accepting new applications for Economic Injury Disaster Loans and Emergency Advances for the time being. We will continue to monitor the situation and will let small businesses know if the program reopens.

                                                                                                                                                                                                                                                                                                                                                This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                                Christy Munks

                                                                                                                                                                                                                                                                                                                                                what if you applied for the EIDL and received a grant but have not yet heard back about a loan? Does this mean you wont hear back from them or is this just for completely new applications all together?

                                                                                                                                                                                                                                                                                                                                                  This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                  Hi Christy,

                                                                                                                                                                                                                                                                                                                                                  This is referring to new applications. That’s great news that you received an advance! You can try to check the status of your EIDL application, but you may just have to keep waiting.

                                                                                                                                                                                                                                                                                                                                                    This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                                    Dominick Perez

                                                                                                                                                                                                                                                                                                                                                    I submitted my EIDL application on 3/20/2020, the day Passaic County NJ was declared a COVID-19 disaster area. Have not heard back since this is ridiculous, meanwhile Harvard with it’s billions gets $9 million to give to illegal immigrant students.

                                                                                                                                                                                                                                                                                                                                                      This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                                      Robert

                                                                                                                                                                                                                                                                                                                                                      I applied from California March 4…. called about 2 weeks after and was told to wait….
                                                                                                                                                                                                                                                                                                                                                      Last Sunday night 4/26 Experian app notified me
                                                                                                                                                                                                                                                                                                                                                      SBA ran my credit …. just now 11p May 2
                                                                                                                                                                                                                                                                                                                                                      I received an email from SBA that my application is being processed in the order in which it was received and I will be notified of any updates
                                                                                                                                                                                                                                                                                                                                                      At this point id be happy with the $10,000.
                                                                                                                                                                                                                                                                                                                                                      Advance and pay it back …California governor wants everything closed as long as possible
                                                                                                                                                                                                                                                                                                                                                      If anyone has details on the process
                                                                                                                                                                                                                                                                                                                                                      Please share

                                                                                                                                                                                                                                                                                                                                                        This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                                        Christine

                                                                                                                                                                                                                                                                                                                                                        I applied March 21st. 2 weeks later I got an acknowledgement. 3 weeks later, approved and filled out online closing documents. It’s been almost another 3 weeks and nothing. Called and after being disconnected 4 times was told it was processing. Meanwhile, my business has been closed for 8 weeks and will only be opening at 25% capacity for who knows how long. So frustrated! !

                                                                                                                                                                                                                                                                                                                                                          This comment refers to an earlier version of this post and may be outdated.

                                                                                                                                                                                                                                                                                                                                                        Leave a Reply

                                                                                                                                                                                                                                                                                                                                                        Your email address will not be published. Required fields are marked *

                                                                                                                                                                                                                                                                                                                                                        Your Review

                                                                                                                                                                                                                                                                                                                                                        Comment moderation is enabled. Your comment may take some time to appear.
                                                                                                                                                                                                                                                                                                                                                        Please read the "User Review and Comment Policy" before posting.

                                                                                                                                                                                                                                                                                                                                                        Share

                                                                                                                                                                                                                                                                                                                                                        Featured Offer: We Recommend QuickBooks 🎉

                                                                                                                                                                                                                                                                                                                                                        Get 50% QuickBooks Online for a limited time!

                                                                                                                                                                                                                                                                                                                                                        Take it for a spin with a free trial.

                                                                                                                                                                                                                                                                                                                                                        Try QuickBooks Today

                                                                                                                                                                                                                                                                                                                                                        We Recommend Payment Depot 🏆

                                                                                                                                                                                                                                                                                                                                                        Payment Depot is one of our top picks for credit card processing!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        We love Payment Depot's predictable pricing and excellent service. Get 50% off Clover POS hardware when you sign up through our link until August 15th! Mention the Merchant Maverick promo to qualify. Some restrictions apply.

                                                                                                                                                                                                                                                                                                                                                        Get Started With Payment Depot

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        We Recommend Brex Corporate Card for Startups 🏆

                                                                                                                                                                                                                                                                                                                                                        Brex Corporate Card for Startups is one of our top picks for business credit cards!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        For a limited time get 50,000 rewards points when you spend $1000 with Brex.

                                                                                                                                                                                                                                                                                                                                                        Get Started With Brex Corporate Card for Startups

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        We Recommend PaymentCloud 🏆

                                                                                                                                                                                                                                                                                                                                                        PaymentCloud is one of our top picks for credit card processing!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        We love PaymentCloud's predictable pricing and excellent service.

                                                                                                                                                                                                                                                                                                                                                        Get Started With PaymentCloud

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        We Recommend PaymentCloud 🏆

                                                                                                                                                                                                                                                                                                                                                        PaymentCloud is one of our top picks for credit card processing!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        We love PaymentCloud's predictable pricing and excellent service.

                                                                                                                                                                                                                                                                                                                                                        Get Started With PaymentCloud

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        ⭐️ Featured Promo! ⭐️

                                                                                                                                                                                                                                                                                                                                                        Sign up now and qualify for a limited time deal!

                                                                                                                                                                                                                                                                                                                                                        Standard Plan: One month free ($29.95 value)
                                                                                                                                                                                                                                                                                                                                                        Plus Plan: Two months free ($159.90 value)
                                                                                                                                                                                                                                                                                                                                                        Pro Plan: Three months free ($899.85 value)

                                                                                                                                                                                                                                                                                                                                                        Learn More

                                                                                                                                                                                                                                                                                                                                                        At BigCommerce

                                                                                                                                                                                                                                                                                                                                                        We Recommend PaymentCloud 🏆

                                                                                                                                                                                                                                                                                                                                                        PaymentCloud is one of our top picks for credit card processing!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        We love PaymentCloud's predictable pricing and excellent service.

                                                                                                                                                                                                                                                                                                                                                        Get Started With PaymentCloud

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        We Recommend National Processing 🏆

                                                                                                                                                                                                                                                                                                                                                        National Processing is one of our top picks for credit card processing and POS!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        You can currently use our exclusive promo code NP2020PROMO to get a free Pax A920 terminal for new SwipeSimple accounts and 50% off Clover devices. Some restrictions apply, learn more at National Processing.

                                                                                                                                                                                                                                                                                                                                                        Get Started With National Processing

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        Get 60% Off FreshBooks ✨

                                                                                                                                                                                                                                                                                                                                                        FreshBooks is offering 60% off of their accounting and invoicing software for six months to help support businesses during COVID-19.

                                                                                                                                                                                                                                                                                                                                                        Start For Free

                                                                                                                                                                                                                                                                                                                                                        At FreshBooks

                                                                                                                                                                                                                                                                                                                                                        We Recommend National Processing 🏆

                                                                                                                                                                                                                                                                                                                                                        National Processing is one of our top picks for credit card processing and POS!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        You can currently use our exclusive promo code NP2020PROMO to get a free Pax A920 terminal for new SwipeSimple accounts and 50% off Clover devices. Some restrictions apply, learn more at National Processing.

                                                                                                                                                                                                                                                                                                                                                        Get Started With National Processing

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        We Recommend Stamps.com 🏆

                                                                                                                                                                                                                                                                                                                                                        Stamps.com is one of our top picks for shipping software!

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                         

                                                                                                                                                                                                                                                                                                                                                        Start a 4-week free trial with Stamps.com and get $5 in free postage to test it out. No promo code required.

                                                                                                                                                                                                                                                                                                                                                        Get Started With Stamps.com

                                                                                                                                                                                                                                                                                                                                                        Get started with no commitment today.

                                                                                                                                                                                                                                                                                                                                                        Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

                                                                                                                                                                                                                                                                                                                                                        Sign up for the Maverick Newsletter

                                                                                                                                                                                                                                                                                                                                                        • We occasionally send out emails with special offers.