How To Check The Status Of Your SBA Economic Injury Disaster Loan (EIDL) Application
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February 1, 2021 — The SBA re-opened EIDL Advance applications on January 17, 2021. Learn more about the new rules in our guide to EIDL Grants.
The COVID-19 pandemic has filled the entire world with uncertainty. Parents are homeschooling their children, many businesses have closed their doors or changed their operations, and workers have been laid off. If you’re a small business owner looking for financial relief, you may face another uncertainty: when you’ll actually receive your Small Business Administration (SBA) Economic Injury Disaster Loan and Emergency Advance.
Many small business owners facing financial challenges have applied for and are waiting to hear about their EIDL loan status. If you’re one of the thousands that have submitted their applications, congratulations — you’re one step closer to getting the relief your business needs. However, as with other SBA loans, the EIDL program isn’t exactly the fastest source of funding. The addition of the Emergency Advance through the Coronavirus Aid, Relief, and Economic Security (CARES) Act and expedited processing of loans has made it possible to receive funds faster than ever. However, many business owners are still in the dark about when funding will come through.
If you’ve applied for the EIDL and are waiting not-so-patiently for much-needed financial relief, you’re in the right place. In this post, we’ll look at the ways you can check your loan status, what you’ll need to do so, and even ways to identify potential scams.
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3 Places To Check The Status Of Your EIDL Application
The information below is sourced from the SBA website. Unfortunately, some merchants are reporting that when contacting the SBA, they have found that there is currently no way to check the status of your EIDL application. We presume that this is due to the high volume of applications the SBA has received. Be aware that some methods of contact might not work at this time.
There are three ways to check your EIDL application status, and all are directly through the SBA. Keep reading to learn more about these methods for verifying the status of your loan application.
Online Through The SBA Website
If you submitted your application online, you can check your loan status through the SBA website. This is the quickest and easiest way to verify the status of your EIDL. Please note that if you applied through the expedited COVID-19 portal, you will be unable to check your status online.
You can also log into the SBA Economic Injury Disaster Loan Portal using the email address or username and password with which you registered when completing your online application. Once you’ve logged in, you’ll be able to check the status of your loan.
You can also access the SBA Assistant. This also requires the username and password used when applying for your loan. Through these portals, you can view information related to your application, including the application number, the current status, and the date that the status was last updated.
By Phone
You can also find out the status of your EIDL application by phone. You can use this method if you submitted your application online or by mail. Call 1-800-659-2955 (the SBA Disaster Assistance customer service center) and ask for Tier 2. These reps can answer questions about the application process and your EIDL loan status. If you applied through the COVID-19 portal, the SBA will contact you, but you may be able to get answers by calling the toll-free number.
If you mailed in your application, this is the best way to find out your loan status, as you won’t have a username and password to log onto the online portal. On the plus side, this method allows you to talk to an SBA rep that will answer your questions, even if these go beyond finding out your loan status. On the other hand, though, you may be stuck waiting on hold, as other business owners are also inquiring about the EIDL program and loan statuses.
By Email
You can also reach out to the SBA by email to learn more about your loan status or inquire about the EIDL program. All emails should be directed to the disaster assistance customer service team at disastercustomerservice@sba.gov. Use this method if you have additional questions about the program or submitted your application by mail. Otherwise, you’ll be better served using the online portal to check the status of your loan.
What You’ll Need To Check Your EIDL Status
What you’ll need to check your EIDL status varies based on how you contact the SBA. The easiest way is through the online portal. If you use this method, you’ll need the username you selected when filling out your application. You can also use the email address that you used when signing up. Additionally, you’ll need to enter your password to access the portal.
If you call in, you won’t have a username or password, so you’ll need to provide additional information. If you applied online, have your application number ready. You may also need to verify additional information, such as the name of your business, federal tax ID, and/or your legal name.
If you email the SBA, make sure to provide your legal name and your application number (if you applied online). You may also be required to submit additional information, such as your business name, federal tax ID, or other identifying information.
If you applied through the COVID-19 portal, the SBA will be in contact with you regarding the next steps.
Watch Out For These EIDL Application Status Scams
Whenever there’s money involved, you can be sure that there’s a scammer out there looking to take it, and EIDL funding is no exception. If you receive an email, double-check that the sender’s address ends in sba.gov. Some emails look legit, even utilizing the SBA’s logo, so make sure that you look over the email and check the address before responding. If you’re still unsure, use the email address or phone number in this post or the contact information found on the SBA website to get in touch.
Do not send any personal information until you’ve verified that the person you are speaking to is actually an SBA representative. Some emails may be phishing attempts to get personal information about your business, including your bank account information.
Remember, you should only be utilizing the SBA website to check your EIDL application status. Avoid websites that request payment to expedite funding or give the status of your loan.
You can report any suspected fraud online or by phone.
FAQs About Checking Your EIDL Status
Be Persistent & Good Luck
Whether it’s been days since your status on the loan portal has been updated, or you’ve been put on hold when you call, getting the status of your EIDL loan and advance can be frustrating. Delays in processing loans — and other business owners seeking answers — have made things a bit chaotic for the time being. Just remain persistent, and you’ll be successful in getting a status update.
If one method doesn’t work for you, try another. Make sure to have any additional questions ready if you call or email, so you can get the answers you need more efficiently. And if your status remains unchanged today, try again tomorrow.
Need to learn more about the financial options available to you? Check out our COVID-19 hub to find resources, tips, and advice to help your small business weather the storm. Good luck!
Erica Seppala
Erica is a writer based in Greenville, South Carolina. She is a graduate of Limestone College. Initially determined to be an accountant, she put away the calculator and picked up a laptop to pursue her dream of being a writer. Erica has spent the past 10 years writing blogs and articles for hundreds of private clients, and she loves sharing her love of research and the written word with everyone around her.
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I have appy n have loan number I call the 1800-659-2955 .They told me to contact u SBA Customer service center that they can tell me about my loan ty
Check on status of application
Hi Ted,
Thanks for sharing! We hope the instructions we provided in this post helped you figure out the status of your application. Best of luck with your loan.
I applied last year for the EIDL loan and have not heard anything. I have not received an email nor a phone call. Cn you please tell me the status of the loan I applied for
Hi Cleo,
We don’t have access to that information, but we’ve included instructions on how to check the status of your application in this post. There are a few different methods that we are aware of–We hope at least one of them helps you find the answers you are looking for. Best wishes!
If I had someone complete my application for me and they listed themselves on the application can they call the sba on my behalf for a status update?
Hi Sara!
On the EIDL application, there is a section that can be filled out by anyone that assisted you in completing the application. Within this section, there is a checkbox that can be marked to give this representative permission to contact and speak to the SBA on your behalf. If you or the representative checked this box, that person can call the SBA on your behalf for a status update. If the box wasn’t marked, you or anyone else applying for the loan will need to make the call. Good luck!
Inquiry about the status of my application, pls. Thanks!
Hello!
We don’t have access to your application status here at Merchant Maverick, BUT you can find instructions on how to do that within this very post. Scroll down to the first section–3 Places To Check The Status Of Your EIDL Application. I hope that helps!
Hello my name is Aaron Wright and I was approved for SBA loan I made a couple of mistakes and had to fill out some paperwork now since I did all of that I haven’t had no response from the reconsideration they never denied me it was just that I had to rectify a couple of problems that I had on my original app now it’s saying it’s in review and it’s been saying that for quite some time now how long do I need to expect to hear anything from the SBA reconsideration team
Hi Aaron!
Unfortunately, there’s no set timeline for how long it will take to receive a response from the SBA on your EIDL reconsideration request. Some people that have went through the process received notification in just a couple of weeks. Others had to wait several months. You can inquire about the status by emailing the SBA directly at pdcreconds@sba.gov. However, I’m unsure how much additional information — if any — they can provide on your reconsideration request. Good luck!
when I did my app i didn’t notice i had misspelled my email. Is there away to correct this after submitting my app? the only thing is in gmail i put gmsil.
Hi Robinett,
In order to correct your email address on your EIDL application, you will need to contact the SBA. You can contact the SBA by phone at 1-800-659-2955. You may be asked for your confirmation number or other identifying information. Please note that wait times when calling the SBA may be longer than normal as call volume has increased. Good luck!
Good afternoon,
What is the status of the balance of my SBA Cov 19 Disaster Relief Grant for Small Business? I applied for the EIDL Grant on last year. I received the $1,000 but have not received the balance of the $10,000. Also, I received a EIDL loan on year but was declined for the Loan advanced for 2021.
Also, I have called the toll free SBA number to inquire about the status of the EIDL grant and the reason for my loan decline. I have not been able to talk with anyone.
Hi Martha,
We don’t have information about your SBA application, but it sounds like you may have received the entirety of your EIDL grant based on the info you’ve offered here. Without knowing how many employees you claimed on your application, it’s tough to say for sure, but I can try to offer hypothetical explanations.
If you are your company’s only employee you would only have been due the $1k grant. The first grant offered $1k per employee up to 10 employees. So only a company with 10 employees claimed would be due $10k. In that case, you would have exhausted your allowed grant amount.
If you do in fact have 10 employees and only received a $1k grant in 2020 because the program funds were exhausted, and then you were later invited to apply for the Targeted grant in 2021, that would’ve been your opportunity to receive the remaining $9k. It sounds like you were denied the Targeted grant, so that would be the final word on your grant funds if that accurately describes your situation.
Again, it’s hard to say without more specifics, but you can definitely try reaching out to the SBA using the methods outlined in this post–Aside from the phone number, we provide an email address and a portal you can try to log into. Additionally, you may want to try reaching out to your local SBA office to get more clarity on the current status of your application, and perhaps some guidance. I hope that info helps you find the answers you are looking for–Best of luck!