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How To Check The Status Of Your Economic Injury Disaster Loan & Emergency Advance Application

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Erica Seppala

Erica Seppala

Erica is a writer based in Greenville, South Carolina. She is a graduate of Limestone College. Initially determined to be an accountant, she put away the calculator and picked up a laptop to pursue her dream of being a writer. Erica has spent the past 10 years writing blogs and articles for hundreds of private clients, and she loves sharing her love of research and the written word with everyone around her.
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    Iris Brassfield

    Hi! Hoping maybe someone can help shed light on my situation, which is:
    I have 2 businesses, my main business and a small one that I do as needed.
    I applied on 4/1/20 for my main business and on 4/10/20 for the other business…. A few weeks later I received a $1000 EIDL deposit for my second business and just today received a denial letter for the loan portion…. I’m absolutely fine with that because the business doesn’t generate that much income per year; however my main business (my main source of income) does and my issue/concern is that I have yet to receive any correspondence from that loan which was submitted on 4/1/20.
    Has any experienced this out of order processing of the loan applications?


      I received a $1000 in EIDG and I applied around 4-1-2020 and I was under the impression that we were to receive a $10,000 grant, then they changed it to $1,000 per employee to receive the grant. I’m my only employee and I received $1,000 and it was just 3 days ago that I received a denial email letter from them.


        bummer after waiting that long.


          I applied March 29th, had a credit pull on April 28th, and received my email to set up my portal today. I did call the 877-641-8202 number this past Tuesday, spoke with someone, and they put a flag on my application stating I had called. The person I spoke to said that was too long to wait! Lo and behold, 3 days later I got my portal email!

          On issue, when I submitted my bank info it said validation failed even though the info is correct!


            I had the same thing happen. Be sure that you have your bank’s name correct. I had my routing number and account number correct, but omitted parts of my bank’s name. Once I corrected that my information was accepted.


              Hey Larry, I tried calling the 877-641-8280 and it does work. Will you please check and make sure it’s correct.



                Larry … I was on the phone with the 800 number yesterday as well same isssue with the banking info not validating. What you need to do is erase all the bank info including your name and re-enter the info and it should update and validate correctly and redirect back to the main landing should your status.

                Good Luck!

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                  I have read through many of these posts.
                  I too applied for the EIDL in late March.
                  To date i have not received my $1,000
                  advance. I am a Sole Prop and in addition work a full time job (W2)
                  on May 21st i received a email asking me to create my portal account.
                  After logging in I could chose my loan amount with the slider.
                  I was able to add in my bank info (middle step) Electronic Disbursement.
                  On May 26th i received an email saying my account had been “updated” I was then able to move to (top step) where you verify who you are with the standard history questions. ie. “which of these towns did u live in”. My status said “Processing”
                  The next day May 27th I received a personalized email from a SBA agent asking for proof of my bank account (statement or canceled check) and a tax return or sched C.
                  I submitted the requested docs via an email and with no further communication later that day my status changed to “Your Application has been approved” in a green square. Now I was able to complete the final (bottom step) “Sign Closing Docs”. This step was no longer “grayed out” My loan docs were customized with my company name and loan amount which I doc-usigned and submitted. Now I wait for funds to hit my account which could be 2-3 weeks. Good luck.


                    Soooo… according to my understanding, only the advance portion does not have to be repaid? And you can only get $1000 per employee for the advance? So if I’m a sole proprietor with no employees all I can get forgiven for the Loan would be $1000 and that’s only IF I get the advance, right?
                    I applied April 3rd and just today, May 30, received the email to set up my account. But no advance!


                      My understanding is that the advance is not paid back. I haven’t received it either. I applied on April 19th. Got an initial email stating that the application was being processed in the order it was received. I called today and discovered that they. pulled my credit on May 23rd, and now am waiting on getting my “portal” email from SBA. I was informed that the advance sometimes precedes the loan portal process, or they attach it at the end of loan portal process. Hope this helps!


                        The exact same thing happened for me Around the same time too.

                          Stuart Baldwin

                          Received approval over the weekend for EIDL that was applied for 4/1 (33013 series). $1K “emergency” advance received late April. Full loan funds deposited today – $150K, way less than request, but seemingly ratifying what we’ve heard that current limit is $150K. Invited to create portal yesterday for another EIDL applied for 4/2 ($79K – different entity; full amount of app shown on portal). As of today, shows still processing that application. No $1K ever showed up, but in verifying bank info on the portal, there was a notation that bank account was not recognized, even though # info was accurate. We use a Credit Union and there are two ways to identify an account – the full MICR # like on a check, or the member number. When I plugged in the full MICR # instead of member #, it went through, so wondering if that was what prevented the $1K from being deposited. So be careful when you verify banking info on the portal to make sure you don’t see that ‘not recognized’ message or you might never get whatever you are approved for! Good luck all!

                            Thomas Bailey

                            I applied March 30th, Credit was pulled end of April.. got email to create portal this weekend. Signed in and it ask a few identity questions and said hit Submit. Now it says Application is being processed. Not sure what the means.. I guess i will know soon..


                              Mine is processing so I called an apparently it just means a loan officer has it and will approve or deny you. If you are approved you will sign and eventually be funded. They seemed to have no idea on a time table,


                                Any word on how long processing takes? I created portal selected loan amount and it just says processing since yesterday. The part to sign closing docs is grayed out.


                                  after submitting my Agricultural grants and loan on the SBA Streamline portals on May 2nd I was invite to Except 5k to 25k my choice so I went for the middle 15k but no advanced grant never offered the 1k so I enter my information and also banking info. that was awhile back Sba portal locks me out telling me wrong security questions and the 800 numbers are just moving you along still have faith hopefully soon???

                                    Joe foodtruck

                                    Applied on 4/3 and on 4/6. Never received a grant only email stating my app was being processed on 5/3. called the SBA (tier 2) and was told that my app apparently had my bank routing number incorrect so probably why i didnt receive the grant. This was early in the month. Called back a few days ago and was told that my app was with a loan officer and to keep looking out for the email. At this point i wont be surprise if I never receive the grant seeing as how its been more than two weeks since they corrected the routing number issue and still nothing. Hopefully i can at least get this loan approved and funds deposited because its going on three months since my business has made any revenue. Hope every small business makes it out of this. Sadly thats not gonna happen…

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                                      I recently answered phones at SBA for the EIDL loan, and there have been some changes:

                                      1) Tier 1 is forbidden from transferring any call to Tier 2 now…so don’t try calling them directly or asking for them directly. (Yes, that’s frustrating.) Tier 1 can *talk* to Tier 2 for you…you cannot talk to them directly (unless you maybe get a newbie who doesn’t know this). They get 30K calls a day and are trying to mitigate.

                                      2) The people who answer the phones are given very little info and have *zero* power to push your application along. Even Tier 2 doesn’t have that power…they are just more experienced customer service reps who’ve been there longer to answer complex questions. They have no access to more powerful systems. When I worked there, I didn’t even know who did have access to a more powerful system, or if that exists. I had no knowledge of anyone beyond Tier 2, who fielded all questions I couldn’t answer immediately.

                                      3) Later applicants (like after the first week of April) won’t even be in the customer service system yet, and for any applicant, 90% of the answers to every call is: wait for an email from SBA about receiving an invitation to create an accout in the online portal, or a decline letter. You can get a decline letter an any point, even after the invite to portal email.

                                      4) Calling in does *not* push your application further along. The people who answer the phones are just there to make you feel better psychologically…literally all the power they have is to make a notation in your account that a potential loan officer would have access to.

                                      The take home? Don’t call. Wait. Look for other forms of relief. The SBA has had more applications in 2 months than they’ve had in the last 10 years combined and everything is a mess. They’ll figure it out, but they’re struggling.


                                        Thanks Angela. That was helpful. Depressing but actually helpful. Will they know if you are denied at least if you called or emailed? How have they communicated denials? Email, snail mail, portal or smoke signs?


                                          I recently had my credit report/esperian pulled but, it was locked. I don’t know how that happened. I immediately had it unlocked. Will they go back and try to pull it again? Or will they just keep going because the have so many cases. I applied for EDIL.

                                          I called the 1 877 #. I don’t know what he did but, he said that he would leave a message in my file. Do you know what is going to happens next for me? Thanks


                                            Hello there from my experience they will send an email asking you to unlock. They ran mines May 26th and I called Experian and had it unlocked. Afterwards I got an alert for May 31st SBA running it again. Now I’m just waiting patiently.

                                              Sherry Tarrant

                                              I wanted to add to my last post from yesterday. I did not receive a call from a loan officer as I was told, but I did receive an email this morning (Memorial Day), to say my application was approved, along with closing docs to e-sign. Hope this helps everyone.


                                                I received an email with my loan amount and saying approved. Does anybody know how long it takes to get your money?

                                                  Jessica Dinsmore

                                                  Hi Lisa,

                                                  It’s been different for every applicant, so it’s impossible to say, unfortunately. The only real consensus is that most recipients agree that it took longer than anticipated. Keep watching your bank account and try to be patient. Congrats on your approval! That’s a win, in and of itself. Good luck!


                                                    I have been approved on april 14, applied on march 31. Received my grant but still no funds from the loan. On about May 6, i was invited to sign closing docs AGAIN with a different amount for some reason, and still no money to this day. I’m really frustrated because i was depending on this money to stay afloat with my businesses, but I may have to close permanently because I thought I was getting this loan since I signed closing docs twice , and now I still have no funds almost two months later.

                                                      Jessica Dinsmore

                                                      Hi Christina,

                                                      I’m truly sorry to hear that. I know this has been such a huge blow to many small business owners.
                                                      We’ve been hearing stories of loan amounts being reduced, and this is what we know so far:

                                                      The SBA uses this formula to calculate how large of an EIDL loan standard small businesses are eligible for:

                                                      Revenue minus COGS, divided by 2, minus the advance (capped at $150K).

                                                      It is possible that you inputted the wrong amount for your revenue or COGS. Assuming you have not yet accepted the loan offer in the portal, you can still request to revise these numbers if you think they are incorrect and are not happy with the amount—start this process by calling Tier 2 support. Make sure you have documentation to back up your numbers, including tax returns and P&L statements.

                                                      If you already accepted a loan offer, it’s unfortunately too late to revise your application, as currently no loan modifications are allowed.

                                                        Mauricio Mendoza


                                                        My was credited two days after I signed.


                                                          Been Approved for a week and have not received funds ….. just have to be patient although it is difficult to say the least ….


                                                          I applied the last week in March.


                                                            Applied on Sunday 05/17/2020. Agricultural sector business, a LLC and we listed only 2 employees during online application. Got $2,000 deposited on Tuesday 05/19/2020, an e-mail on Sunday 05/24/2020 saying:

                                                            “Your SBA Application No. 3000XXXXXX is ready for the next step. Create your SBA Economic Injury Disaster Loan Portal account to provide additional details or requested documents.”

                                                            Same day I finalized process of creating online account using my e-mail address and a personalized password. Immediately verified my identity by answering some security questions and also reduced load amount from the eligible $150,000 to $115,600. Status in the online portal now says “pending”.

                                                            FYI, I reduced the amount to match thesame eligible amount I applied for under the PPP a day after I submitted the SBA loan application.

                                                            My feedback so far has been positive, expectations not so high cause my personal credit is junk.

                                                            Hope this helps.



                                                              Thought this might help:
                                                              I applied for my loan approx six weeks ago. $1,000 was deposited in my account within two weeks. Last week I received an email to access/sign into the SBA portal, choose the amount of my (potential) loan – a max amount was given, confirm my identity, and add a bank account for disbursement. My application number is 3600XXXXXX, and the status on the portal says “Your application is being processed”. At some point they pulled my credit via Experian. Today (Sunday, Memorial day weekend no less) I received a call from a live SBA human from Alabama. There were some “Alerts” on my application that she wanted to clarify, I had to once again verify my identity, email a copy of my driver license, and confirm my bank account info. She said that next I should receive a call or email from a loan officer (she gave me her name). The loan officer would either clarify other items on my application or move the file for funding. This supposedly should not take more than a week. Will see?!


                                                                As someone who recently answered phones at sba for eidl loans I can tell you:

                                                                1. They’ve forbidden tier 1 folks from transferring calls to tier 2 now. Tier 1 can talk to tier 2 for you but not transfer you. (Yes that’s dumb.) Tier 1 folks are given very little info & are working 10 hour shifts. The vagueness of their answers isn’t their fault.

                                                                2. Customer service can’t pull up all applications yet…regardless of tier. The apps are getting uploaded in batches and it takes time. They also can’t do anything but make notations about your call . They can’t change any part of your application or “push it through” faster.

                                                                3. 9 times out 10 the rep won’t be able to tell you anything and it isn’t their fault. There’s no timeline for anything so if you have a general “what’s my status” question they’re just going to tell you to wait for an email that’s either an invitation to create an acct in the sba portal or a decline letter.

                                                                The info passed to customer service from higher ups soooooo miniscule & they aren’t allowed to tr.ansfer calls, period, which is frustrating for everyone on all sides. Keep this in mind if and when you call.


                                                                  ok i keep getting different answers on what we can actually uses this loan for….i know we can use for payroll, pay payments on equipment associated with the company/or pay off that equipment, but can we also use this to buy more equipment for the business?


                                                                    Just called this number 800-659-2955, a woman transferred me someone who can check my eidl loan and grant. They will need your loan application number. I applied 4/4 and was approved for a grant and they tried to deposit into my account and was rejected because it went into my personal instead of business account. 5/2 i received an email that they are processing my paperwork. 5/14 they pulled my credit.


                                                                      Did you change your bank acct to a business acct to try to get the grant? Did you ask if that was possible?

                                                                        Raj Saraf

                                                                        Hello Jessica, do you know if EIDL has anything to do with PPP? I did apply for both. Got an advance for 3 employees. Got PPP funded as well. No news about EIDL actual loan.

                                                                          Jessica Dinsmore

                                                                          Hey Raj,

                                                                          The EIDL has nothing to do with PPP. And it’s fine to apply for both. Word on the street is EIDL funds are trickling in, so just be patient and keep watching your bank account and spam folder for additional information.

                                                                            Stuart Baldwin

                                                                            (877) 641-8202 phone number got me to an SBA person quickly, so use that. Applied 4/2 for one EIDL and 4/3 for the other. Got $1K on 2nd app 4/30, nothing on other, no substantive communication about loan itself. Phone rep just now could only tell me that they were in process with no guidance on when I might hear. Interestingly, she said that it was possible to receive communication about and even funds for the loan itself and then get the “emergency” advance funds afterwards. Sounds like something out of the “Onion”, but apparently she had seen it happen.

                                                                              Kirk Tinsley

                                                                              FYI to others: I’m having no luck with the website and the 800 number methods. Attempts to login fail, and attempts to reset my password do not work. When I called the 800 number, I was quickly routed to an actual human. But all she could do was politely let me know that I will know that the EIDL application is progressing when I receive another email from the SBA. Note: I applied for EIDL on April 5th.

                                                                                ANA M JIMENEZ

                                                                                me too

                                                                                  shawn Rodriquez

                                                                                  I applied April 2 and am told the same thing

                                                                                    Brandon Anderson

                                                                                    I applied 03/31/2020 had a credit pull late April then received the advance the next day now I got an alert to accept the terms of the loan amount I did and now it’s approved so i will wait to see what is next.


                                                                                      I applied April 5 also and still no answer 😢


                                                                                        Kirk I know exactly what you mean same hear can’t change password its telling me wrong security questions when I know it right and the 800 numbers just politely move you along and its been 4 weeks since I received an email to star a portal was offered amount now just waiting

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                                                                                          Trinity Williams

                                                                                          this number was given to me by an advocacy group — it is for the SBA 1877 641 8202 I was able to talk to somebody, they looked up my confirmation number, then 3 days later I got the e-mail to set up my account portal — finally! I applied on March 27th and again on April 1 —

                                                                                            Rob Sprangers

                                                                                            Use the number that Trinity posted 1-877-641-8202. I have been calling the 1-800-659-2955 since 4/6 when I applied and wasn’t able to get any information from the person that answers the phone. Three weeks ago I was told to just ask to speak with someone in tier 2 and that didn’t really get me any further. Today 5/18 I saw Trinity’s post and decided to try that number, the gentleman that I spoke with took my information, looked up my application and was able to tell me that there was a question on my banking information. He verified the information with me and sent the application back to processing. The information on my application was correct but they had a question about it, apparently they don’t contact you if they have a question but wait for you to contact them. The problem is I’ve been contacting them for six weeks now and this is the first time I’ve spoke with someone that seemed to know what is going on or that was willing to help me. Good luck!!

                                                                                              Sondra Propps

                                                                                              You had better luck than me. I tried calling the number and the guy I spoke to said they were working on it and have no idea when I may hear back. I applied the end of March. I will try again tomorrow and hopefully get someone who will try to be helpful.

                                                                                                Mikel Massey

                                                                                                Thank you for the alternate number. I just called and was placed on hold for a very short time and someone answered within 2 minutes. I provided my app and SSN and she basically said it was still waiting to be assigned to a loan officer. I applied on 4/14, received the 1K grant I’m assuming on 5/5 and an email saying my application had been received and I would receive further info via email but nothing since and that is the only correspondence I have seen since applying. I’m a small counseling practice and cannot survive much longer. She did tell me about a Bridge Loan that is something you can apply for and is processed within a few days and money in your account within 7-10 days and if approved for the EIDL it will transfer over once approved. I quickly looked at that but it looks like you have to have a company annual income of 200K minimum. But wanted to post incase anyone could benefit from that loan.

                                                                                                  Wendy Coffman

                                                                                                  Thank you for that number Rob Sprangers! I actually got through to someone!


                                                                                                    That number worked for me, i was able to reach someone who pulled up my account and told me i was in the review process, i hope that means i am close, thank’s for the tip

                                                                                                      Russell Tarin

                                                                                                      I called the number above and was 34 in line. I wanted about 15 minutes and a very courteous lady took my call. She looked up my number and said my application was complete with no errors. She noted they had pulled my credit report sometime back. She said my application was in the que waiting to be picked up by a loan officer. She could not tell me an approximate wait time, but said the next step would be the portal email that would give me access to any loan offers.

                                                                                                        Claudio L Gaeta

                                                                                                        I did apply March 30, got an advance on April 21. May 15 they offer me a Loan. I completed the application and got approval. Now I am waiting for the funding.


                                                                                                          Me too. Approved on April 21, signed all the documents and am still waiting on the funds. Have you received yours yet?

                                                                                                            Raj Saraf

                                                                                                            Congrats Claudia, for being able to get the much needed loan, especially at this time. I did apply on 04/03 & got the advance deposited on 04/28. No word yet about the actual loan.
                                                                                                            A friend of mine applied on 04/01. She didn’t get any advance but she got an email today that she got approved for 98k loan. I hope she gets her funding deposited soon.
                                                                                                            Did you get your funding yet? I am curious to know how fast they make deposits & see how it works out finally.

                                                                                                              Gregory j Bansfield

                                                                                                              how long was the process in between you excepting the loan terms and verifying your information, and then receiving an approval to sign the documents.

                                                                                                                Gr8 Lord Shahumatala

                                                                                                                Can someone help me make sense of this. I applied directly through the SBA for the EIDL loan and got approved for $4,300. I signed the loan documents and they only sent me $1000 instead of the full amount I was approved for. Why? Do they give the loans in batches?

                                                                                                                  Jessica Dinsmore

                                                                                                                  Hey there Gr8,

                                                                                                                  That $1k deposit is the advance on the $4300 loan. The balance should be forthcoming.

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                                                                                                                    I applied back in March for the EIDL and finally got an e-mail today (5/16) saying I am not eligible for any further grants besides the advance. I haven’t gotten any advance as of yet. The letter was dated April 17th. Wondering if I will still get a loan offer? I rather have a loan vs “free” money. No credit or anything was pulled either. I would love to just get a loan to pay off my massive credit card bill with a small interest vs credit card interest.

                                                                                                                      David Smith

                                                                                                                      So I got an email on 5/10 that my EIDL was being processed and created the account, gave verification and bank info….and today I went to check on it and the status has gone from processing to DECLINED!! WTF. It says I’ll get more info by email. Has this happened to anyone else. I was really counting on that money, especially when they said it was processing.


                                                                                                                        Same thing happened to me.!! I got the email from sba saying congratulations your application is processing. It gave me a loan amount that I was approved for. I accepted the amount . Created the account , verified my identity and put in my bank info….. Then boom next day Email saying I was Denied.
                                                                                                                        It also said it would send via email the reason for denial. Welp , that email never came. I’ve called and sent them emails asking what happened, but have yet to hear back. That was two weeks ago.

                                                                                                                          FEDERICO G

                                                                                                                          HAVE YOU HAD ANY EXPLANATION ON WHY IT WAS CANCELLED? I HOPE THIS GETS RESOLVED FOR YOU

                                                                                                                            Steve Carroll

                                                                                                                            I applied for our Non-profit on 4/8 and have only received the canned email below after enquiring by email as to our application 360108. No other contact since. It seems that some people that applied a few days after have received some funds already.
                                                                                                                            “Thank you for contacting the SBA Disaster Customer Service Center.

                                                                                                                            We understand the challenges your business is facing due to the massive disruption caused by the Coronavirus (COVID-19) pandemic. Your Economic Injury Disaster Loan (EIDL) application is currently being processed in the order it was received. You will receive an email notification when there is a change to your application status.

                                                                                                                            Without question, COVID-19 has caused an extraordinary impact on our nation’s small businesses, and the demand for emergency working capital provided by the EIDL program is at historic levels. The SBA is processing applications from small businesses and private non-profit organizations across the country as quickly as possible. We thank you for your patience and understanding as we work to assist as many applicants as possible.

                                                                                                                            Additional information on available resources to assist your business during the effects of COVID-19 may be found online at

                                                                                                                            If you have additional questions or require further assistance, please call our Disaster Customer Service Center at 1-800-659-2955 or, for the deaf and hard-of-hearing 1-800-877-8339 (Monday through Friday from 8:00 am to 8:00 pm, Saturday and Sunday from 8:00 am to 8:00 pm Eastern Time) or email us at:


                                                                                                                            Office of Disaster Assistance, Customer Service Center
                                                                                                                            U.S. Small Business Administration
                                                                                                                            (800)659-2955 “


                                                                                                                              I applied for EIDL, had my credit pulled, received an advance, and finally got the email to create an account, but when I click on the link it only gives me the option to sign in, and no option to create an account. I called SBA and they could not help me at all. If anyone has experienced the same thing, or has any ideas please reply. (I did try clearing cookies, using private browser, and even using VPN to no avail)

                                                                                                                              Thanks in advance.



                                                                                                                                I’m in the same boat as you. I would call 1-800-659-2955, tell them that the portal wont work and you were told to keep trying it for a day or so and that if it didn’t work to call back and ask to go to level 2. They have a know glitch in the system and they will need to resend you the email with the correct link to the portal. They have to send a message to the loan officer so he can resend it, don’t know how long it takes.



                                                                                                                                  I got this email from the SBA, however, never received the previous email with a LINK to where to create an account. Does anyone know what the web site address is to create this account?

                                                                                                                                  You applied for an SBA Economic Injury Disaster Loan to help with emergency working capital needs as a result of the Coronavirus (COVID-19) pandemic. You were recently invited by email to create your SBA Economic Injury Disaster Loan Portal Account; however, our records indicate that your account has not been created. This step is necessary to continue to process your application. Failure to do so may result in the withdrawal of your application.

                                                                                                                                  Any help is greatly appreciated.


                                                                                                                                    Katherine Sweetman

                                                                                                                                    Same thing here.


                                                                                                                                      I applied for the economic loan up to 10k on 4-3, small business with 5 employees via the covid relief SBA link.. recd email updates from SBA on 4-14 and 5-2 indicating the application is being processed in the order it was recd…. not much more I can do except continue to wait…


                                                                                                                                        I applied for the EIDL grant on April 4th. I received one email on May 2nd stating, that my Economic Injury Disaster Loan (EIDL) application is currently being processed in the order it was received. I eventually called the 800 number, 800-659-2955 last Monday May 11th, went to Tire 2 and spoke to someone. They said my loan was in process and I should hear something by yesterday or today. This morning I received an alert that my credit had been run, so checked Experian and yes, it was a Business Loan Inquiry from US SM BUS ADMIN ODA. So now what? What are they looking for? Identification? Good credit, which I have or what? I heard if your business name on Experian does not match the business you applied under, that could be reason for denial. I haven’t updated jobs or employment in years. Does anyone know if that is true? So other then the one email and a credit check today, nothing.

                                                                                                                                          Dorothy Collins

                                                                                                                                          I doubts if this true, simply because if your business is Sole Proprietorship, Dba or such you rarely will borrow in the name of your Company.

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                                                                                                                                            I wanted to ask if anybody applied for the EIDL advance (the up to 10k bit) around the 4th April and HAS NOT received anything yet as of May 13th. I was under the impression that the Advance was processed a lot quicker than the loan application.


                                                                                                                                              Hi Sam, I am a single sole proprietor. I applied on April 5th and recieved $1,000 advance direct deposit on May 1st. I have yet to recieve an actual loan or a single email regarding approval.

                                                                                                                                                aletha g burgess

                                                                                                                                                I applied april 3rd and havent received anything…so I guess they arent processing in the order received

                                                                                                                                                  anthony djuren

                                                                                                                                                  I applied immediately on April 5th…and have received NOTHING.


                                                                                                                                                    same here, applied on april 4th and havent heard anything yet. all i have is just application number


                                                                                                                                                      Sam. I applied April 8th and have an application number 33033……… I have heard nothing from sba. No advance yet. I have talked to a lot of people who are in the same boat. So I think we are still okay, just a super slow progression


                                                                                                                                                        I’m a 33033, as well. Never got the advance. And nothing further on a loan… which I actually do want. I applied on 4/9. Have called both #s given, and have been told that they are not allowed to transfer to a tier 2 rep. Whatever. No credit pull, so far. And I am just shy of excellent credit, so credit report shouldn’t be an issue.

                                                                                                                                                          Tierney Lancaster

                                                                                                                                                          I applied 4/15. Received an email from SBA May 2 saying your app is being processed and you will be notified by email when you status changes. Nothing yet. I did NOT need a username and password when I applied, so I can’t get anything from the SBA portal. I do have my application number. Any suggestions on where to go to find the info based only on app number? Thanks.


                                                                                                                                                            Once your application is process you will received an email and a link to the portal, from there you will have to create a password.. once in the portal you will have to accept the amount of the loan and waittt….


                                                                                                                                                              Did you receive the advance? I have not received the advance, but for the loan processing email and am offered a loan to accept, but still no cash deposit.


                                                                                                                                                                Applied April 8th received confirmation # and haven’t received or heard anything.


                                                                                                                                                                  I also applied on the fourth. Nothing at all. I sent an email today.


                                                                                                                                                                    Sam, I applied on the 4th, and like Tierney commented above, I “received an email from SBA May 2 saying your app is being processed and you will be notified by email when you status changes. Nothing yet. I did NOT need a username and password when I applied, so I can’t get anything from the SBA portal.” Since the email on May 2, nothing else has happened. No advance, no money, no other communication.

                                                                                                                                                                      Stephanie Dolbeck

                                                                                                                                                                      I have called several times, and finally was told that the online portal isn’t working properly. We applied on 4/3/2020, received the grant money on 4/30/2020. Call the number Trinity listed 877-641-8202. The wait time wasn’t crazy, the person I spoke with was very friendly and we were told the loan portion is currently processing. Not confirmation, but I have peace of mind that at least it’s in the works. Good luck, everyone!


                                                                                                                                                                        I applied on March 31 and have not received an advance as of today, May 18. Last Friday I called because I had not gotten any correspondence at all. They picked up right away, looked up my application number and told me that my application was being reviewed and was delayed because it needed additional review, but provided no additional details. They made a note on my account that I had called, explaining, “because that can help move it through faster.” I got an email early this morning to set up my online account and submit my loan application. I just did that and am hoping to get my advance soon.

                                                                                                                                                                          Michelle D Smith

                                                                                                                                                                          I applied for the EIDL on April 3rd and received a 1000.00 deposit in my checking account. It’s my understanding that if you recd that money meant they are in the process of working on your loan. Can I also file for unemployment since im self employed and unable to make the money I was making because of the rules. Where or who do I apply with to get the ppp or the others listed. My last day I worked was March 20th 2020. Any guidance from you would be greatly appreciated.

                                                                                                                                                                            Jessica Dinsmore

                                                                                                                                                                            Hi Michelle,

                                                                                                                                                                            You can find out all about unemployment options for self-employed individuals in this post that was just published. It seems that you would be eligible, but we can’t say for sure. You can also check out our post on PPP loans for Sole Proprietors for more information on that. Links to the applications can be found in the posts. Best of luck to you!


                                                                                                                                                                              We applied the first day the new application was up. I got 2 different emails the last on April 15. I had credit pulled on April 20th. After that nothing . No Grant money. So today I called again and got the same we don’t have information on your application “just wait”. So I insisted on talking with a Supervisor. Turns out there was an error on my application. When question for ownership was answered each one said 100%. That was enough to stop the process. They were able to change to 50/50 and now it will move forward. I also had them verify number of employees and bank info. So don’t give up!


                                                                                                                                                                                I am so frustrated. I applied on the 4/1 as a sole prop. Application starts 3300. Credit was pulled on 22nd. Watched as many people that applied after me got money. I got nothing. You’d think if there was an issue, they would send an email. Nope. They probably just move to the next one.


                                                                                                                                                                                  There was an SBA leak a few days ago that they check your background, and if you ever had a felony conviction, you are automatically Denied. I applied on 04/06/2020 with the 3300’s and still did not receive anything.


                                                                                                                                                                                    I’m with you 100% Andrew! My details are exactly the same. I’m also a sole proprietor with the same exact dates of applying and credit pull and I haven’t received anything. Hopefully we will hear something soon.


                                                                                                                                                                                      I applied. Got email. Then on may 5th $1000 direct deposit. I had a felony. I told them.

                                                                                                                                                                                        Trinity Williams

                                                                                                                                                                                        this number was given to me by an advocacy group — it is for the SBA 1877 641 8202 I was able to talk to somebody, they looked up my confirmation number, then 3 days later I got the e-mail to set up my account portal — finally! I applied on March 27th and again on April 1 —

                                                                                                                                                                                          Michael Schweikowsky

                                                                                                                                                                                          The tier 2 phone number …. 8202 gas been disconnected


                                                                                                                                                                                            Applied 3-27

                                                                                                                                                                                            Too many details to mention!
                                                                                                                                                                                            Called almost everyday
                                                                                                                                                                                            It happened exactly as described
                                                                                                                                                                                            Portal email 2weeks after advance!!

                                                                                                                                                                                            Funded 5-8

                                                                                                                                                                                              Jean Mawhinney

                                                                                                                                                                                              Good news. I posted earlier that I have had no word re the Grant. Had called sba and they said they had 0 info. on the EIDL Grants. I read on this site to ask for a Tier II person. I called the toll free # again and was told no info. listed on me, so asked for Tier II. A great person called Gordon answered. He had all the info. on my app. Told me it was under review. I told him I could not sign in to sba with the user and e mail I had provided on my application.
                                                                                                                                                                                              He said until I get the e mail from sba I will not be able to sign in. I have to be invited to join the portal first. I asked why some have gotten $1,000 who applied after me and he said some apps. are clear cut and others need more review. So he at least confirmed that I am in the system, so am not overly concerned. At least not lost in the system. He told me to check e mails every day and look for heading with sba in it.. Even though my other co-workers did not get an e mail but got the funds is still a mystery. Hope this helps. Phones are open daily from 8 am – 8 p.m and nobody much calling in today. Happy Mothers Day to all.

                                                                                                                                                                                                Tina Geyer

                                                                                                                                                                                                If you could please leave the phone number that you were able to speak to somebody on that would be great. Or if you could personally email me that phone number my email is

                                                                                                                                                                                                  Lori H.

                                                                                                                                                                                                  I applied on 4-9 and just got an advance deposited on 5-4. I got no email indicating I would be receiving an advance. The last email I got, on 5-2, said my app was being processed in order received. So I dont think you’ll necessarily get an email telling you that you are going to get an advance, but you should get an email AFTER the advance at some point, regarding your approval or disapproval for the actual loan itself. Hope this helps!

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                                                                                                                                                                                                    Dave Range

                                                                                                                                                                                                    I applied March, 27 for the EIDL and had $2000 deposited into my account on April, 16 (myself and one employee), I received an email this past Friday May, 8 with loan details. I verified myself (typical questions from a credit report i.e. what street have you lived on? which person on this list do you know? etc.) completed a couple of answers and received another email hours later to set up an account and access the Portal, and was then directed to the actual loan documents, to sign online through DocuSign. No idea how long it will take to have the money deposited. I also had a 330 number.

                                                                                                                                                                                                      Casey FERKINGSTAD

                                                                                                                                                                                                      Hi Dave! Your post was very helpful! Have you received your funds yet? I just did the identity verification in the portal this morning, now waiting on the documents to sign! Thanks

                                                                                                                                                                                                        Joseph Rodriguez

                                                                                                                                                                                                        I just signed my docs anyone know how long it takes to receive funds


                                                                                                                                                                                                          I just received my docs to sign. Is anyone concerned about the collateral? Anything over $25K they can use your property as collateral. Does this mean they lean your home?

                                                                                                                                                                                                            Jean Mawhinney

                                                                                                                                                                                                            I filed in early April for the business Grant, not loan. Have not heard a word even though other business owners I told this to have received $1,000.00. I have not. Nor have I received the $1,000. Does it mean now that I am not approved as others who applied the same day received funds 2 weeks ago.

                                                                                                                                                                                                            By the way the sba phone number you give is great for loan info. but they have 0 info. on the Grant program. Nobody does.

                                                                                                                                                                                                            Do you have further info. on this. Thank you.

                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                              Hi Jean,

                                                                                                                                                                                                              As we understand it, it’s not possible to apply for the grant only. In the EIDL application, there is a box that you check to request an advance on the loan you are applying for- but there is no application for the advance alone.

                                                                                                                                                                                                                mayo caldwell

                                                                                                                                                                                                                A SOLE PROPRIETOR DENIED. WHAT ABOUT THE ADVANCE.?
                                                                                                                                                                                                                I HAVE A SMALL MANUFACTURING BUSINESS,MAKING CLEANING PRODUCTS.

                                                                                                                                                                                                                RACE RACE . I HATE TO CALL IT. THE VIRUS STOPPED ME FROM GETTING ALCOHOL FROM UNIVAR IN CHARLOTTE. CHECK IT OUT.

                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                  Hi Mayo,

                                                                                                                                                                                                                  Have you tried applying for a PPP loan for Sole Proprietors? Or possibly Pandemic Unemployment Insurance for the self-employed? Also, it’s important to note that being denied for the EIDL doesn’t mean you were denied a grant. It still may be forthcoming if you are eligible to receive it. I hope that helps, and best of luck to you!

                                                                                                                                                                                                                    Al Kwon

                                                                                                                                                                                                                    Who has online ID & password?

                                                                                                                                                                                                                      Heather Hill

                                                                                                                                                                                                                      I applied on 3/19. I received my 10k advance on 4/13. I called yesterday 5/8 to check on my application. I was told I was in line and just had to wait it out until a loan officer sends me an email. Now they cap it to $150k when I should be approved for a lot more. Because my application hasn’t had “personal hands” on it yet, it should be “any day” however, there is no other way to check it. I have heard this same excuse 100 times over now.

                                                                                                                                                                                                                      People that applied after me have already received there funding but they say “the applications are being processed in the order received via application number” which is 100% false. This is extremely frustrating and there is zero communication.


                                                                                                                                                                                                                        I am same as you … app date, grant date, etc. did you reapply using the short form app?
                                                                                                                                                                                                                        Did you receive your portal link? The SBA treats me like I’m crazy when I express concern over the lack of movement on my app. The phone reps write notes in your file – today my business partner called the SBA for the first time in 3 weeks and a rude phone rep told him he is reading the notes on our file and they said we are upset that our app isn’t being processed in the order received but that lots of people applied… so just wait. Why are they writing notes in our file that we are upset? How is that relevant to a loan app? It seems inappropriate and bizarre. I am feeling discriminated against because we called too many times or something.

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                                                                                                                                                                                                                          Andrew S Stoy

                                                                                                                                                                                                                          I filled 03/10/2020 and ive inly git an email saying they are swamped i aooloed for a grant


                                                                                                                                                                                                                            We applied in March, and then for the 10,000 grant 3/30 and have received nothing and heard nothing. Our credit was pulled on 4/19.


                                                                                                                                                                                                                              I applied on Mar.30 for EIDL and SBA Pulled my credit report on April 16. Nothing 🤬😈


                                                                                                                                                                                                                                I called today May 7th the 1.800.659.2955 number and someone picked up right away. I asked for a status on the application submitted on 3/31 and was told that they are waiting for the US Treasury to send them the funds. Once they receive them, they can start sending out the loan applications. She asked if I received an initial deposit and I said Yes. To which she replied that there’s nothing else to do at this point, that I just need to wait patiently.


                                                                                                                                                                                                                                  We had applied for EIDL in mid-March and received our 1K per employee advance on April 16th. I called SBA yesterday and luckily I got hold of someone within the first minute of the hold. The lady asked me which date I received the Advance and she told me that I should be receiving an EIDL loan email any day now. The loan officer would reach out to us with a loan portal or let us know if the loan is not approved. She mentioned that currently there is a “couple weeks gap” between advance EIDL payment and actual loan offer email.

                                                                                                                                                                                                                                  PS: She emphasized continuing to check our email SPAM/JUNK folder as the email may go into that.

                                                                                                                                                                                                                                  Good Luck and Stay Safe!

                                                                                                                                                                                                                                    Tony Clarke

                                                                                                                                                                                                                                    Got an email from the SBA last night. It showed my quested loan amount and asked for verification of my bank (electronic disbursement). the final stage is signing the load documents which is not possible as it said the loan is being processed. My question is: is the loan approved now that is said being processed or is it in the “we are thinking about it still phase”? Knowing its coming would be great and comforting v/s processing to say… SORRY. I have a 330 # applied in end of March got the grant mid April. Hoping for great news by June… Good luck Friends…



                                                                                                                                                                                                                                      We finally received an EIDL loan offer email on May 9th. The email comes directly from SBA and it links to a portal where you create a password to log in (your email is your user ID). It has an amount that has been offered; you can select to take less money.

                                                                                                                                                                                                                                      As for terms, it’s the same as mentioned on the SBA website. We made our EIDL application around March 20th. Received advance on April 16th and EIDL offer on May 9th.

                                                                                                                                                                                                                                      Good Luck everyone and stay safe.


                                                                                                                                                                                                                                        I applied for the loan and grant money 5/4 the advance showed up in my bank acct. Nothing since no calls no emails so I dont know if I will get the loan or not.


                                                                                                                                                                                                                                          Just curious if you’ve received your loan yet? I’m just trying to get some clarity in regards to how this works… I received my eligible amount email, I confirmed on my amount and now it says processing… Is this a good indicator that my loan will be approved?


                                                                                                                                                                                                                                            Please advise. I received a $1K deposit to my bank account on TU 5/5/20. I applied for the grant/loan on 4/13/20. I am self-employed and not working due to COVID 19. No money coming in and bills, mortgage running up…I received $1k as stated but really need up to that $10K. Will there be just one deposit or will there be other deposits on following up-coming weeks? Again, I am self-employed and the UI has not helped either and that has been “pending” for over 5 weeks…I definitely need income. Please advise if anyone has an answer on this.


                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                              Hi Tim,

                                                                                                                                                                                                                                              The EIDL is a loan of up to $2M, and applicants can request an advance on that loan of $1k per employee, up to $10k. This is a grant that does not need to be repaid. So, unfortunately, that $1k advance on your pending loan is the max you can get as your only employee. Hopefully, your EIDL will get approved and funded quickly though. Best of luck.

                                                                                                                                                                                                                                                Linda K Stotts

                                                                                                                                                                                                                                                I received a deposit for approximately 1K in my bank without any explanation. I assume it is for the Disaster Loan Assistance Economic Injury Disaster Loan as a deposit on the 10K?
                                                                                                                                                                                                                                                My confirmation number for my application is 3300284191.
                                                                                                                                                                                                                                                When or will I get the balance of the 10K

                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                  Hi Linda,

                                                                                                                                                                                                                                                  That is likely the emergency advance on the loan. The advance on the loan is $1k per employee. You’ll receive an email from the SBA with loan terms if approved, but there is no real way to determine when, as everyone seems to be operating on different timelines. Just keep watching your email and be sure to check your spam folder.

                                                                                                                                                                                                                                                    We've done in-depth testing of each and confidently recommend them.


                                                                                                                                                                                                                                                    I submitted my application on April 11th and have not heard anything. A have an application number, but no further communication. App # 330*******


                                                                                                                                                                                                                                                      Thank you for the information. I applied on 4/8 and received a notification that my credit was checked today from “factual data.” I haven’t applied for anything recently other than the EIDL. To those of you who had credit inquiries, is this the company or does it state “SBA”? Additionally, I have not received a specific email from them yet–just generic.


                                                                                                                                                                                                                                                        Credit check actually is from sba


                                                                                                                                                                                                                                                          Just giving information. I applied for both the EIDL (loan) and the EIDL (grant) on 3/30/20. I’m a sole proprietor, no employees. My application # was 360009xxxx. My credit was pulled on 4/16/20, and $1,000. was deposited into my business account on 4/20/20. (Free credit reporting agency – Experian, notifies whenever there is a change to my report). As previously noted in the comments, no email or notification was sent by the SBA when funds were deposited. I have, however, received two recent emails on 4/24/20 and 5/1/20 from the SBA indicating they’re overwhelmed with applications and they are still working on my EIDL loan and that I should be expecting an email soon regarding denial/approval.


                                                                                                                                                                                                                                                            I did not know there were 2 options? I thought the EIDL loan and grant were basically the same thing? (Up to $10K) What is different about them?
                                                                                                                                                                                                                                                            Thank you for your info!

                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                              Hi Mary,

                                                                                                                                                                                                                                                              The EIDL Loan is a loan of up to $2M. You can also request an advance on that loan of $1k per employee, up to $10k. This is a grant that does not need to be paid back. I hope that helps!



                                                                                                                                                                                                                                                                To clarify… there is the loan and the advance on the loan. When you applied you should have calculated some figure based on the earnings that gave you a loan amount. This amount was what you were eligible for assuming whatever other criteria there maybe would be accepted and approved. Of that amount, you also could have received an advance. When all of this started, 10k was the advance amount anyone could have received. Then it changed. It is not $1k per employee up to 10k. Meaning if you have 11 employees you are only getting $10k. Independent contractors and the like are only getting $1k of the advance. That 1k would be part of your loan amount of X dollars. What is unclear is does receiving the 1k mean you are also approved for the balance of the eligible loan amount? I am not sure.


                                                                                                                                                                                                                                                                  Im on the same square, please keep me updated. I have no clue of what is next.

                                                                                                                                                                                                                                                                    April Holle

                                                                                                                                                                                                                                                                    Sharing my experience for others…

                                                                                                                                                                                                                                                                    I just called the SBA Disaster Assistance Customer Service Center at 1-800-659-2955 about my EIDL Status (which I applied for on 4/9 and received application #3601******) . I was able to reach someone, without being on hold for too terribly long. After answering a few questions regarding my business and residence location, the SBA rep was able to let me know SBA had received my application, but that it was still being processed. SBA still has to perform the credit check, and then I would receive an approval or denial email from once a decision had been made.

                                                                                                                                                                                                                                                                      SAM RAO

                                                                                                                                                                                                                                                                      My story is the same like others: called SBA so many times, no status update. I applied on 4.7 and my application number starts with 3600, no credit pull as of today 5/5. good luck , be healthy and stay safe


                                                                                                                                                                                                                                                                        I wanted to share my story here because the information that I found in the comment section was far and away more informative and spot on than anything else I have run across. I applied for the EIDL $10,000 grant somewhere around the beginning of August. I was given a application number which began with 330. I didn’t hear anything until I received an email from the SBA stating that applicants who are approved would only receive $1000 per employee. I am a independent contractor and I got really nervous because I answered 0 on my application when I was asked how many employees I had. Once I found out that I was eligible I tried emailing and calling the SBA to no avail. This was around the 22nd-26th. Finally I got to speak with someone named Maria (who was very nice and reassuring) who told me that my application was not in the system. She told me to be patient and that when my app was reviewed the preparer would probably catch my error and correct it. Maria told me she couldn’t do anything to update my file until she had access to it and to try back on 5/1. Well when I checked my account on 5/1 there was $1000 deposited. I received no email, confirmation or anything. All I can say is try the number, be persistent, polite and patient. The system is slow but it is definitely working. God Bless & good luck fellow entrepreneurs.


                                                                                                                                                                                                                                                                          Jay, the same thing happened to me, I applied 4/7 and I got an application #3303…..but I did not get an email nor was my credit pulled! I’m letting everyone know because I too found more helpful information on this site. I applied for the emergency disaster loan advance 10k and on 5/2 I had a $1000 deposited into my business account, guess it came down to what was left in regards to funds and how much each Small business received. There isn’t really a for sure sign because a friend of mine has the same kind of business we literally have the same # of employees being salon owners and she received $5000 she applied 3/29 and got her deposit 4/22. Although I want to know if there is more coming or what next steps to take, I’m going to apply with my own bank so I can try to save my business….or what will be left of it. Good luck everyone and stay safe.


                                                                                                                                                                                                                                                                            You applied for EIDL in August? Did you mean April?


                                                                                                                                                                                                                                                                              Thank you for this info! Very helpful. I’m in the same situation as you. As a freelancer I entered zero for number of employees. I have been concerned about this. Just today I received confirmation that they are reviewing my application. Fingers crossed that I will also receive the $1,000 advance/grant. Every little bit helps.


                                                                                                                                                                                                                                                                                I have been calling as well. I am my only employee. I applied April 3rd and I have not received and email, I thought. One youNT lady stated the email will be about the PPP she stated after you fill out the EDIL application this is the email they send you. Ok, I asked her, well how do they know we for this email telling us about the Pay check Protection (PPP) she stated “because they didn’t get a reply”. I called another day, spoke wirh a male, he stated they just got more funds in for this grant 3 days ago ( this was on Wednesday 4/30/2020). He stated my application is in the batch to receive money in this batch of applicants and to hold tight. I am in expectation. I’ll post when things change.

                                                                                                                                                                                                                                                                                  Julie Thiets

                                                                                                                                                                                                                                                                                  We applied thru the portal on 4/6. Like so many others, no username/password & when we select the password reset, we do not receive email. QUESTION: Many others have indicated that their credit had been pulled… HOW would we know it?? We simply check our bank accounts everyday for EIDL, stimulus, unempl… Crickets. Big thanks to anyone who can answer this 🙂 This is the most useful spot for info!

                                                                                                                                                                                                                                                                                    Jessica Dinsmore

                                                                                                                                                                                                                                                                                    Hi Julie,

                                                                                                                                                                                                                                                                                    I’d suggest signing up with a free credit monitoring service. Typically they alert you when there is any activity on your credit report (ie, a credit pull. And regarding your other question, if you applied through the portal, there is no way to check the status, unfortunately. So that may be why you aren’t getting a password reset email. Portal applicants just have to wait for the SBA to contact them. I hope this information helps!

                                                                                                                                                                                                                                                                                      Ana C

                                                                                                                                                                                                                                                                                      Sign up Experian monitoring service.

                                                                                                                                                                                                                                                                                        Mauricio Mendoza

                                                                                                                                                                                                                                                                                        Hi July, did you get a loan number that starts with a 3 ?
                                                                                                                                                                                                                                                                                        if you did, you have to wait for an e-mail from SBA that will
                                                                                                                                                                                                                                                                                        let you create your own portal. In that portal, you’ll be
                                                                                                                                                                                                                                                                                        able to choose the amount of money requested, confirm your bank
                                                                                                                                                                                                                                                                                        information and when ready. close and sign the documents.
                                                                                                                                                                                                                                                                                        After you create the portal the advance should be in your bank
                                                                                                                                                                                                                                                                                        within a week. Keep in mind that the advance is $1000 per employee up to
                                                                                                                                                                                                                                                                                        $10,000. I’m in the last stage of the process but it is taking a long long time
                                                                                                                                                                                                                                                                                        to approve the loans. I applied on April 1st and still haven’t close on loan yet.
                                                                                                                                                                                                                                                                                        it is very frustrating……
                                                                                                                                                                                                                                                                                        hope this helps
                                                                                                                                                                                                                                                                                        Stay safe


                                                                                                                                                                                                                                                                                          When you are saying a loan number starting with a 3, do you mean your application number or the OMB Control Number? Both of mine start with a 3. I applied April 3, 2020 and have not heard. I applied online but I did not chose a user name or password. It sounds like you do that after per your comment.

                                                                                                                                                                                                                                                                                            Mauricio Mendoza

                                                                                                                                                                                                                                                                                            HI Rebecca

                                                                                                                                                                                                                                                                                            That is your actual loan number.
                                                                                                                                                                                                                                                                                            Once your done with the application you should’ve received an
                                                                                                                                                                                                                                                                                            e-mail allowing you to create your own portal (username & password) to check on your loan
                                                                                                                                                                                                                                                                                            and it will allow you to choose the amount requested.
                                                                                                                                                                                                                                                                                            Also, by this time the advance should be in your bank ( $1000 per employee)
                                                                                                                                                                                                                                                                                            I started the process April 4th and just today closed on my loan.

                                                                                                                                                                                                                                                                                              EIDL Frustration!

                                                                                                                                                                                                                                                                                              Hello, thanks for the info. In your previous post you say you applied April 1st but in your reply above it says you applied April 4th. Can you confirm your original application date? Thanks

                                                                                                                                                                                                                                                                                                Kyle Hubbard

                                                                                                                                                                                                                                                                                                I applied on April 2nd at 2:30 AM. I did receive the update email but I have not received an invitation to create a portal yet, when did you receive your invitation to create the portal? My number started with 3300 and then I was in the 900,000 range after those numbers. Is your number anywhere close to mine? Thank you for your help in advance.

                                                                                                                                                                                                                                                                                                  Mauricio Mendoza


                                                                                                                                                                                                                                                                                                  Mine is in the 536000.
                                                                                                                                                                                                                                                                                                  Received an e-mail yesterday confirming that my loan was approved and that I
                                                                                                                                                                                                                                                                                                  should log in within 30 days to sign, I signed it within a minute, no money yet in the bank.
                                                                                                                                                                                                                                                                                                  The issue that I see reading this post is that many of you have not receive the e-mail
                                                                                                                                                                                                                                                                                                  that says ” your SBA application number 3300….. is ready for the next step. Create
                                                                                                                                                                                                                                                                                                  your SBA Economic Injury Disaster Portal account to provide additional details or
                                                                                                                                                                                                                                                                                                  requested documents”. I received it a day after I applied.
                                                                                                                                                                                                                                                                                                  The 1-800 number is not big help, they always tell you that we have to wait and be patient, that is what they’re trained to do, both, tier one and two.


                                                                                                                                                                                                                                                                                                    I applied the first day they allowed back in March I’m a number 3300 yesterday May 16th to create a portal and verify my info and bank info . Also I was able to accept or lower amount they are offering . Now it says processing and I can’t sign papers yet . I have not gotten any payments prior to this and to this day . Is this normal ? will I get anything soon the advance or anything

                                                                                                                                                                                                                                                                                                      Mauricio Mendoza


                                                                                                                                                                                                                                                                                                      You should’ve received the advance by now.
                                                                                                                                                                                                                                                                                                      You are in the right path, now just wait until they send
                                                                                                                                                                                                                                                                                                      you an e-mail saying that your loan application is approved.
                                                                                                                                                                                                                                                                                                      once received you will be able to complete and e-sign the docs.
                                                                                                                                                                                                                                                                                                      Right now your portal is showing that your application is being processed .


                                                                                                                                                                                                                                                                                                        I applied for EIDL and the $10,000 advance thru the SBA simplified application portal on 4/3/2020. I finally received the $1,000 per employee part of the EIDL grant on 4/30/2020. They don’t send any email confirmation of your app. or any contact at all. You will just have to be patient and after 4 weeks or so from your application date you will probably receive the $$.


                                                                                                                                                                                                                                                                                                          On April 1 I went in fill in application then got application number start 33 then April 14 I got a email stating 1000 per employee after application is submitted and funds will go in account I provided so far haven’t heard May 2 do any body know how much longer


                                                                                                                                                                                                                                                                                                            I just spoke to someone. They answered very quickly. I had applied on April 6th. She said it is taking about 4 weeks to hear from them but they will send you an email and that as long as you have a confirmation number they will be contacting you. We’ll see.


                                                                                                                                                                                                                                                                                                              I applied for the EIDL grant/loan 4/2/20. I received an email with 36 beginning app# and on 4/14 received the generic applicant email stating the advance will be 10k per employee etc..
                                                                                                                                                                                                                                                                                                              then my credit monitoring emailed me 4/26/20 that sba pulled my credit (took 30 points!)
                                                                                                                                                                                                                                                                                                              nothing happened so I called 4/29/20 and was told that I should get an email from sba with a instructions and a portal very soon (today is 5/3 and nothing)
                                                                                                                                                                                                                                                                                                              though yesterday I got another generic email stating my application is being processed and that I would be getting another email with instructions.
                                                                                                                                                                                                                                                                                                              WEIRD thing is my husband and i both applied for our businesses at the same time on the same day and he already got the 1000k without any other emails than those I received.
                                                                                                                                                                                                                                                                                                              they just deposited the money in his wells fargo bank
                                                                                                                                                                                                                                                                                                              This is the most bizarre system for loans or grants i have ever seen and is all we can do is wait ….sad thing is they could have easily put up a check your app page where you plug in your application number for status updates and there system would not be as bogged down
                                                                                                                                                                                                                                                                                                              best of luck

                                                                                                                                                                                                                                                                                                                We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                                                                                                                                Michael L Newman

                                                                                                                                                                                                                                                                                                                I applied for the EIDL on March 31st, and have a lower 3300 number. I had my credit checked by SBA on April 16th. Still have not received advance or any other information. Was told by the SBA that it usually takes 10 business days after getting credit checked to receive the advance. I am at my 10th day, but still nothing. Also applied for Paycheck Protection. Got an email yesterday saying that the bank submitted info to the SBA, but I am not holding out alot of hope. I am already thinking most of the money is probably gone. The SBA did tell me that the EIDL is out money, and they are still trying to process old applications.


                                                                                                                                                                                                                                                                                                                  Wouldn’t 10 business days be tomorrow? I’m in the same situation as you though, same low 3300 number and credit check on the 16th and applied on the 31st.


                                                                                                                                                                                                                                                                                                                    same here. applied on 3/31, credit check on 4/17 but no response.


                                                                                                                                                                                                                                                                                                                      I keep my credit frozen. I am not sure if SBA can even pull my credit (unless Govt has special permissions to circumvent freezes). If they can’t pull my credit am I out of luck? I don’t’ want to keep my credit open indefinitely for SBA to come and check.


                                                                                                                                                                                                                                                                                                                        I would definitely unfreeze your credit. Any time you want a loan that requires a credit check…


                                                                                                                                                                                                                                                                                                                          I applied on 4/6 #33026 ** I received 4/14 about $1000 per employee email called spoke with someone 2 weeks ago said it could be 3-4 weeks, and I told her I had credit freeze on my accounts and had just removed them the day before, because I was thinking that’s why I haven’t heard anything and she said they see my application but nothing had been done, and I would be notified by email, so yes if you have a freeze on your credit you have to leave it off unfortunately until they run your credit, and Im with credit karma and anytime someone pulls my credit I get notifications, so patiently waiting


                                                                                                                                                                                                                                                                                                                            I filed for EIDL for myself and for my mother-in-law both on the same day. Our confirmation number is in the 3600+ number range and I got my credit pulled on April 19 (not sure if my mother-in-law got her credit pulled). I still have not received anything but my mother-in-law received $1,000 EIDL on Thursday, April 30. Very frustrating. Least SBA can do is acknowledge EIDL applications are in review and/or what the ETA looks like. Leaving everyone in limbo is horrific.

                                                                                                                                                                                                                                                                                                                              Shawn O'DAY

                                                                                                                                                                                                                                                                                                                              Very frustrated. short version is below…

                                                                                                                                                                                                                                                                                                                              Retired disabled veteran owning a small business w/9 unemployed employees in New Hampshire.

                                                                                                                                                                                                                                                                                                                              SBA has pulled credit twice. Originally applied for EIDL on March 18th, then applied again with the streamlined process several days later and checked block requesting advance. Applied for PPP with 5 banks during first round, now applied for PPP again for second round with 3 banks. No positive info or communication and not a penny received.


                                                                                                                                                                                                                                                                                                                                I applied on 03/31, got an application number 3600. I called in a few times and was told please wait. A friend applied on 04/01 and got $5000 deposited to her bank account. So sad.

                                                                                                                                                                                                                                                                                                                                  Lourdes Rosa-Carrasquillo

                                                                                                                                                                                                                                                                                                                                  I have attempted to sign on and it won’t accept any of my passwords. When I ask for reset it states to check my email. I have no email. I have used both my email addresses and the same thing happens. When I call they can give me no update. about my application. The person just repeated what I found on the website. Why are we told to call to find out what was posted? Also, the attitude that I am a nuisance is not acceptable. I understand they are busy and respect that. However, they need to understand that I am in need for funding. A little sensitivity would be appreciated.


                                                                                                                                                                                                                                                                                                                                    same here

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                                                                                                                                                                                                                                                                                                                                      Mauricio Mendoza

                                                                                                                                                                                                                                                                                                                                      Applied in 03/24 and got a 2000 number.
                                                                                                                                                                                                                                                                                                                                      Received an e-mail from an officer requesting additional docs,
                                                                                                                                                                                                                                                                                                                                      I submitted them.
                                                                                                                                                                                                                                                                                                                                      On 03/31 was told that I need it to re-apply on the new portal.
                                                                                                                                                                                                                                                                                                                                      I did and was given a 3300 number.
                                                                                                                                                                                                                                                                                                                                      Two days later received an e-mail that allowed me to create my personal portal.
                                                                                                                                                                                                                                                                                                                                      A week later the advance was deposited in the bank.
                                                                                                                                                                                                                                                                                                                                      I contacted my loan officer this week and was told me that she no longer is handling my loan.
                                                                                                                                                                                                                                                                                                                                      Since then, my portal shows that my application in being processed.
                                                                                                                                                                                                                                                                                                                                      still waiting !


                                                                                                                                                                                                                                                                                                                                        Here’s what I received. What nonsense. Bait and switch Gov’t style!
                                                                                                                                                                                                                                                                                                                                        On March 29, 2020, following the passage of the CARES Act, the SBA provided small business owners and non-profits impacted by COVID-19 with the opportunity to obtain up to a $10,000 Advance on their Economic Injury Disaster Loan (EIDL). The Advance is available as part of the full EIDL application and will be transferred into the account you provide shortly after your application is submitted. To ensure that the greatest number of applicants can receive assistance during this challenging time, the amount of your Advance will be determined by the number of your pre-disaster (i.e., as of January 31, 2020) employees. The Advance will provide $1,000 per employee up to a maximum of $10,000.


                                                                                                                                                                                                                                                                                                                                          I applied on 03/31/2020 and got the same email.


                                                                                                                                                                                                                                                                                                                                            They did this to be able to give some money to as many people as possible, since they received over 3 million applications, at $10,000 each less than 1/3 of the applicants would get anything.


                                                                                                                                                                                                                                                                                                                                              As a sole proprietor, I applied for EIDL on 3/26/20 and received notification to use the portal on 3/30/20. I complied immediately and received a confirmation number beginning with 3300. On 4/13/20, I received an email from the SBA with Subject: Update on Economic Injury Disaster Loan Advance. I have contacted my Congressman, both US Senators, the District Director of the SBA and the US Government Accounting Office. On 4/24/20 I was told to call the SBA 800 number and to ask to speak with a Tier II representative. The representative assured me that the application was in the system and that I would be receiving an email with an offer from the SBA to review and accept. It is 5/4/20 and I am still waiting. The longest THREE days of my life!


                                                                                                                                                                                                                                                                                                                                                I called yesterday and talked to a woman who seemed to be at home and cooking something in their microwave. She took my information and I gave my confirmation # and gave other personal information. I think she said they had done a credit check, but I see no inquires based on that. She had no answers to when money would be sent or when I’d get a decision. I applied on April 3rd.


                                                                                                                                                                                                                                                                                                                                                  I applied 3/26. Manuel. Fax. Then I was directed to the portal. Very low 33000 #. I called Saturday! They pulled credit 4/12. Nothing deposited. I called again to find out my bank account info was mixed matched. Corrected today. I was also toId I had a “loan quote”. Wait for email to set up portal
                                                                                                                                                                                                                                                                                                                                                  Verify info , verify bank info. Sign docs. Still waiting on email for final approval.


                                                                                                                                                                                                                                                                                                                                                    How did you correct your bank info? I am wondering if mine is wrong.


                                                                                                                                                                                                                                                                                                                                                      Mine was oddly incorrect also. Somehow they got my savings account number.

                                                                                                                                                                                                                                                                                                                                                        Heather Hill

                                                                                                                                                                                                                                                                                                                                                        Mine info was incorrect also. If we input the info, how is it incorrect? I have 3 applications in for the same company (1 2000 number, then had to redo into new portal, low 330 number and then was told to fax also, another 330 number). 2 of the 3 had incorrect info and the same PDF was used all 3 times.

                                                                                                                                                                                                                                                                                                                                                        Applied originally 3/19, then 4/1 and 4/5. The gentleman I spoke with said he put in the notes the correct info. Told me my first one was denied due to incorrect info. I received 10k on 4/13. I had my credit checked on 3/22 and then 4/10, this is getting ridiculous.


                                                                                                                                                                                                                                                                                                                                                          Wade, how did you corrrect your bank info? And when you called, did the first person help you or they transferred you to tier 2 agent?
                                                                                                                                                                                                                                                                                                                                                          Thank you


                                                                                                                                                                                                                                                                                                                                                            Tier 2 corrected mine. Also contacted local SBA. NEXT STEP local congresswoman!


                                                                                                                                                                                                                                                                                                                                                              Tier 2 help with bank account info correction. I’ve now requested my local congresswomen to inquire on my behalf!

                                                                                                                                                                                                                                                                                                                                                              Still nothing new. You are in the. Please keep waiting.

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                                                                                                                                                                                                                                                                                                                                                                I applied on 04/09 and have heard nothing. There was no option to create a username and password, so I cannot check my status on the portal. When I entered my email address to reset my password, hoping that I even have a portal account, I never got an email. I have heard nothing at all, only got a confirmation #.

                                                                                                                                                                                                                                                                                                                                                                  p fly fila

                                                                                                                                                                                                                                                                                                                                                                  me 2 meg i checked my status and they dont even know me. but i got my confirmation # 33? ?? and they say im up soon but thats sum dude on youtube.


                                                                                                                                                                                                                                                                                                                                                                    The reason why is because after you complete your application, you will received another email from the SBA to then at that point create your account. Basically I applied on April 8th and just called them today April 28th and that’s what the agent told me. It could take 30 plus days to get the email from them, then at that point you would take it from there. Hope this helps

                                                                                                                                                                                                                                                                                                                                                                      Richard Foster

                                                                                                                                                                                                                                                                                                                                                                      I am in the same boat. Not able to check anything.

                                                                                                                                                                                                                                                                                                                                                                        Susan Russell

                                                                                                                                                                                                                                                                                                                                                                        Same here. I have a aplication number and no way to check it.

                                                                                                                                                                                                                                                                                                                                                                          Julie Thiets

                                                                                                                                                                                                                                                                                                                                                                          SAME HERE. Tried to reset password & never received email. Applied on 4/6 w/ confirmation #3303……. & since then nothing.

                                                                                                                                                                                                                                                                                                                                                                            George Skinner

                                                                                                                                                                                                                                                                                                                                                                            How can they have given out all the money when it says you can get a max of $10,000? Also, it says that even people with their own small business working from home qualify. Well, we applied immediately and got a confirmation number. Then on April 14 we got an email stating that they can give up to $1,000 per employee. How is this any help when you run your own business and don’t have any employees. We run our own business with no employees. We don’t give ourselves a W-2. Contractors aren’t employees. We are an LLC and our accountant handles all the taxes and reporting but we don’t have employees. Now here we are in the height of our season with no income and no help.

                                                                                                                                                                                                                                                                                                                                                                              Albert Loffredo

                                                                                                                                                                                                                                                                                                                                                                              That is my situation as well. Never received an email for a password. I was under the impression the business could receive “up to $10,000 for assistance” not “$1,000 per employee.” I own my business with my wife, no employees. Losing money by the day, no income and no help.

                                                                                                                                                                                                                                                                                                                                                                                Brett Weiss

                                                                                                                                                                                                                                                                                                                                                                                You scammers! You got me to go to a fake website and enter my confidential passwords. What the hell is the matter with you people????


                                                                                                                                                                                                                                                                                                                                                                                I am taking a photo of this message and will be reporting you to the authorities. I cant believe I fell fo your scam. Merchant Mavericks are crooks??? Who would have thought. Damn.

                                                                                                                                                                                                                                                                                                                                                                                How To Check The Status Of Your Economic Injury Disaster Loan & Emergency Advance Application
                                                                                                                                                                                                                                                                                                                                                                                79 commentsUpdated on: Apr 22, 2020Posted by: Erica Seppala

                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                  Hi Brett,

                                                                                                                                                                                                                                                                                                                                                                                  I think you’re mistaken! The link you are referencing ( is a direct link to the SBA portal, which is provided by the SBA in their Official Documents on page 34. Please take a look for yourself. You do, however, have to log-in to gain access to your SBA application status, but we don’t have access to that confidential information. We’d never intentionally provide our readers with misleading information and we are so sorry you felt that way! Our goal is always to be transparent and informative, and most importantly, helpful! We’ve double (triple, quadruple!) checked the link and it is in fact the correct link, so rest assured, the link in the post is the correct link to the SBA portal to check the status of your EIDL application. And of course, you can certainly find the SBA website on your own and log-in to the portal that way too– our link is not required. We just included it to make the process easier to navigate. Best of luck with your application! We are on your side, and we are here to help our small business community however we can during this very confusing time.


                                                                                                                                                                                                                                                                                                                                                                                    Successfully submitted the EIDL App 4/5. Have an App #. Was prompted and setup username and password. A couple days later they did not work. So I’m waiting for the email like everyone else.

                                                                                                                                                                                                                                                                                                                                                                                      Tony Lee

                                                                                                                                                                                                                                                                                                                                                                                      Without Congress’ delay of over a week of additional funding after the first round were exhausted quickly, thousands more EIDL and PPP could have been processed. That said, it just takes patience. Plus, due to an overloaded number of applicants all at once while thousands of Federal workers are either teleworking or forced on admin leave, it’s understandable that “status checking” is not as feasible as during pre-pandemic economy.
                                                                                                                                                                                                                                                                                                                                                                                      Last but not least, which plays a very important role in processing time, the CARES Act has authorized the SBA to rely SOLELY on Experian Credit Score (700+ is good, so on and so on…) to approve loan more quickly versus the traditional 3-step process for Disaster Loans.


                                                                                                                                                                                                                                                                                                                                                                                        I called the number you listed just now with my EIDL application number in hand and was told they have “no way of checking application status” via phone by the lady I spoke with and that “I will get an email once I’ve been approved”. I applied April 4th and have still not received any email. So no help whatsoever at this point.


                                                                                                                                                                                                                                                                                                                                                                                          We applied for the EIDL on 4/2. I called yesterday and they said it could take 3-4 weeks. Has anyone who applied after 4/2 received the advance into their account? We are loan #3301.


                                                                                                                                                                                                                                                                                                                                                                                            Applied 4/1 with 3301 number. Only received email saying $1000 per employee. Have not heard anything since.


                                                                                                                                                                                                                                                                                                                                                                                              I applied same day as Hillary and have app#3301… In the same boat, have heard nothing and cannot get any info?????

                                                                                                                                                                                                                                                                                                                                                                                                Sunny B

                                                                                                                                                                                                                                                                                                                                                                                                So I applied on 3/30 for the EIDL and was told to apply online on their new system on 4/1. I submitted the application and only got a confirmation number. I have not heard a single thing since. Today I checked the account and they deposited the $10,000 advance I’m assuming. No phone call, no credit check, no email stating anything. All the times I’ve called to check they give me the same “I don’t know” response. It had taken all those days just for the advance when I was told it’s supposed to be 3 days. Anyhow I hope this helps you.

                                                                                                                                                                                                                                                                                                                                                                                                  Lance Drew

                                                                                                                                                                                                                                                                                                                                                                                                  I applied 3/30, received confirmation at time of application. called 4/6 was told be patient, i was and received a $2000.00 deposit in my bank this morning. have not heard anything else as to what to do now.


                                                                                                                                                                                                                                                                                                                                                                                                    I called the number. I got a woman that was not that friendly. I asked how to check the status of the EIDL my husband applied for on 4/3.
                                                                                                                                                                                                                                                                                                                                                                                                    She said- “We are working from home. For security reasons, we have no access to any of your information. They’re backed up in all states. You’ll get an email when it’s processed or you may get money before you get the email. Just watch for the email”.
                                                                                                                                                                                                                                                                                                                                                                                                    Silence by me, silence by her.
                                                                                                                                                                                                                                                                                                                                                                                                    Me: So…there’s just literally no way, almost four weeks later, to check anything.
                                                                                                                                                                                                                                                                                                                                                                                                    Her: No.
                                                                                                                                                                                                                                                                                                                                                                                                    Me: Ok then. Thanks, I guess.
                                                                                                                                                                                                                                                                                                                                                                                                    Me: :::thinking to myself::: not a bad job to sit home, answer the phone, and just say- “I basically have no answers for you whatsoever”. I should’ve asked her how much she gets paid.


                                                                                                                                                                                                                                                                                                                                                                                                      I called the phone number and spoke to a live person. She said that there’s no way to check the status of my application- that I just have to wait. All I have is a confirmation number.


                                                                                                                                                                                                                                                                                                                                                                                                        Same here.

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                                                                                                                                                                                                                                                                                                                                                                                                          Melinda Zongor

                                                                                                                                                                                                                                                                                                                                                                                                          I applied for the EIDL grant on April 5. Only one employee, so expecting $1,000. Confirmation number is 33024*** if that helps anyone. As of April 22 we had heard nothing, so I called the number provided in your article and got right through to a real person! He asked if I had an application number. I said yes and he said that means that I’m “in” – but he couldn’t tell me anything more about its status or when it will be funded.


                                                                                                                                                                                                                                                                                                                                                                                                            same as here i’ve applied on april 4 and nothing till today april 27 i did call and was told the same thing you have confirmation number than you are in just wait for an email from SBA

                                                                                                                                                                                                                                                                                                                                                                                                              TERESA DEVITO

                                                                                                                                                                                                                                                                                                                                                                                                              I applied for $10k small business on 4/1/2020 applic#33035 and they deposited $1000 into my checking account on 4/23/20. How do you know if they will deposit any more?

                                                                                                                                                                                                                                                                                                                                                                                                                Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                Hi Teresa,

                                                                                                                                                                                                                                                                                                                                                                                                                Applicants that submitted a successful application were supposed to receive the EIDL advance within a few days, regardless of whether they were ultimately accepted for the EIDL loan. I’d suggest trying the different strategies that we discuss in the article, to see if you can check the status of your application, though some people have been luckier than others in getting information. I wish there was a foolproof way to check, but there just isn’t. It’s a waiting game, but keep trying and maybe you’ll get lucky!


                                                                                                                                                                                                                                                                                                                                                                                                                  I’ve logged into the SBA site but don’t see how to check on my loan status. I applied for an EIDL on April 3 and received $1,000 this week in my business checking account. I also applied for a PPP loan through my credit union, and all I know is that the SBA “accepted” all the applications they put through. No idea if “accepted” and “approved” are the same things, tho. But back to the EIDL . . . what do you click on the SBA website to get status info? Again, I can get to my account, but see no way to check loan status.

                                                                                                                                                                                                                                                                                                                                                                                                                    Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                    Hi Susan,

                                                                                                                                                                                                                                                                                                                                                                                                                    I’m not sure if this is the process you are using but in the SBA’s official documents on pages 32-35 it says you need to use the “SBA Assistant” in the bottom right-hand corner- it’s a small blue scroll-up tab. The documents have pictures showing where it is located and where not to go. Will you please check it out and let me know if that got you a status update?

                                                                                                                                                                                                                                                                                                                                                                                                                      Larry Hicks

                                                                                                                                                                                                                                                                                                                                                                                                                      Mailed in my application March24, called and was told to submit one online, got no application number, so called ad was told to apply again, so 3rdtime got an application number, called to check status, was told anyone who submitted an app thru any browser other than Internet Explorer would not go thru, and by the time this was found out they wasn’t taking a new applications, so any done thru chrome,firefox wont be accepted. We mailed our app in when all this started with everything from our small business info, tax returns for the past 2 years, bank statements current back to 6 months ago. We haven’t heard anything, no stimulas, nothing. We own a small OTR trucking company with truck payments due, insurance payments due.


                                                                                                                                                                                                                                                                                                                                                                                                                        actually, we submitted via Chrome browser and we did receive the advance, so the app was obviously accepted. Still waiting on loan status, which as we can all see is not retrievable. and we wait…


                                                                                                                                                                                                                                                                                                                                                                                                                          I submitted using chrome also on 4/3, received the grant money 27 days later. Still no email as to if loan was approved or what…just a waiting game.


                                                                                                                                                                                                                                                                                                                                                                                                                            I applied since March 24th and nothing yet. I have a question is this based on credit or how does this advance work?

                                                                                                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                              Hi Diana,

                                                                                                                                                                                                                                                                                                                                                                                                                              There really doesn’t seem to be a rhyme or reason for the processing speed as far as we can tell!

                                                                                                                                                                                                                                                                                                                                                                                                                                We've done in-depth research on each and confidently recommend them.


                                                                                                                                                                                                                                                                                                                                                                                                                                Very frustrating. I know they are VERY busy, but… Positives, someone picked up the phone right away! I thought the call would go smoothly with such a great start! I saved the confirmation, so I had all of the information in front of me ready to go. I gave the person my confirmation number. We had a terrible connection and the person had such a thick accent that I truly thought I had been redirected to a call center out of country. Every time the person asked me a question for more information, he put my on hold for five minutes. What is your confirmation number; what date did you apply; what email did you use? Finally after the 3rd five minute hold, he asked for my phone number. I asked why he needed that when I had given him all of the other information. Finally, he just repeated my number, and I told him that was correct. Then he asked if I was Edith Statton? What the heck?? I repeated Edith Statton three times before I realized that he was confirming the date of my application (April 2nd). So, he FINALLY told me that I had been approved but that it could take 24-48 hours up to two weeks to receive the funds. I then asked the date that the application had been approved, as he told me he had the application right in front of him. He stammered and said that he had no idea. So, you have my app; you know it’s been approved; and there is no date anywhere on the documentation of when it was approved…. So here is to call #2 in another week or 14 days to see when the money will be funded. Again, sorry to be so negative, but honestly, what is the point of a confirmation number if it is not to speed up the entire phone call process…..


                                                                                                                                                                                                                                                                                                                                                                                                                                  This is the most informational site I have found by far. Thank you to all those who have shared their experience. I’ll pass mine along. We applied for the PPP with our local bank (who were amazing), and a few days later I applied online myself for the EIDL, this was all around April 1st or so. We received our PPP loan funding on April 16th, thanks to our wonderful banker who guided us through the aggravating process.

                                                                                                                                                                                                                                                                                                                                                                                                                                  I have not heard back at all regarding the EIDL. Applied on the COVID portal so all I have is an application number. This morning I called the phone number recommended by this site and actually got through quickly, I was shocked. I gave her my application number, but all she could tell me was that is was processing and we will be notified via email a decision. In that email, if we are approved, we are to receive an invite to a portal to proceed with the loan. I don’t really know much more, but I felt a relief that she recognized the number at least, lol! I keep looking at my checking account for the grant portion as other have mentioned it just shows up without any notification. Great tips, thanks again and I wish everyone well. I’ll post back when I know more.

                                                                                                                                                                                                                                                                                                                                                                                                                                    Caroline Dobay

                                                                                                                                                                                                                                                                                                                                                                                                                                    I applied for the EIDL March 19th, I have my application number, I do not remember my user name and I called them today, she said there is no way to check and that I should have received a letter about the Cares Act on the 13th. I never received an email. What do I do now? It has already been a month. This whole thing really sucks, there should be a way to check the status with your application number.

                                                                                                                                                                                                                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                      Hi Caroline,

                                                                                                                                                                                                                                                                                                                                                                                                                                      If you applied through the COVID-19 portal, you will have to wait until the SBA contacts you regarding your loan status, even if you have an application number. Some applicants haven’t received an email or phone call from the SBA but did receive a deposit in their bank account from the SBA with an attached application number.

                                                                                                                                                                                                                                                                                                                                                                                                                                      If you applied for an EIDL outside of the COVID-19 portal, you can call the SBA’s toll-free number to inquire about the status of your loan.


                                                                                                                                                                                                                                                                                                                                                                                                                                        Great article, and follow-ups in the comment section – thanks for the info! As a small business owner (NY) I started my EIDL application on April 15. Awoke the next day to find the program had been suspended due to lapse in funding. I planned to apply for $10K total. Small business B&M retail shop, 20 yrs., sole proprietor, I’m the only employee/only employer. Monthly rent/overhead approx. $1K, closed as non-essential. Some questions I hope you can answer….

                                                                                                                                                                                                                                                                                                                                                                                                                                        – are they still basing the allotment on the number of employees, as opposed to other costs (rent, etc.), i.e. $1K per employee? If so, as my only employee, I’d receive $1K which would not cover even one month’s rent/overhead when closed.

                                                                                                                                                                                                                                                                                                                                                                                                                                        – if I apply for a $10K loan (vs. higher amount), will that speed/help the my chances/the process? (I’d be very pleased w/ $10K “advance”!). No plans to apply for PPP.

                                                                                                                                                                                                                                                                                                                                                                                                                                        – given I’m self-employed/sole proprietor, will the EIDL conflict with PUA unemployment for self-employed? (applied for, not rec’d yet).

                                                                                                                                                                                                                                                                                                                                                                                                                                        – is there a requirement on how the $10K must be allocated? (i.e. employees vs. operating costs, rent, etc.)

                                                                                                                                                                                                                                                                                                                                                                                                                                        – can I continue the original application? (No idea how to find it) – and will I be considered as having applied April 15, or not until I start a new app?

                                                                                                                                                                                                                                                                                                                                                                                                                                        Thank you so much Erica and Jessica!

                                                                                                                                                                                                                                                                                                                                                                                                                                          Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                          Hi Laura,

                                                                                                                                                                                                                                                                                                                                                                                                                                          Thank you! The EIDL offers emergency loans of up to $2M, which allow for an emergency advance on the loan of $1k per employee, up to $10k total. The advance portion is a grant. More on that in this post on EIDL Forgiveness. That said, new EIDL applications are not being accepted at the time of this reply, so completing your application is not an option currently. However, the PPP has been refunded and has loan options for sole proprietors. I know you mentioned not being interested in a PPP loan, but thought I’d throw it out there since the EIDL program is closed. We will continue to update our readers as new information becomes available to us! Best of luck to you!


                                                                                                                                                                                                                                                                                                                                                                                                                                            This is word vomit at its worst. No you cannot check on the covid 19 Eidl loan online anywhere. Those who applied online before 3/29 and had to create a portal acct. are not guaranteed to be processed under the EIDL Covid 19. Emails went out to those people to reapply under the streamlined application. That portal is CLOSED!

                                                                                                                                                                                                                                                                                                                                                                                                                                            Calling into the SBA doesn’t guarantee a status update. The streamlined nature of the application does not provide for updates and especially during this time when everyone who can check should be processing applications already received.

                                                                                                                                                                                                                                                                                                                                                                                                                                            And good luck with that email. I feel tried just reading this mess.

                                                                                                                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                              Hi Amber,

                                                                                                                                                                                                                                                                                                                                                                                                                                              You are correct!

                                                                                                                                                                                                                                                                                                                                                                                                                                              If you applied through the COVID-19 portal, you will have to wait until the SBA contacts you regarding your loan status, even if you have an application number. Some applicants haven’t received an email or phone call from the SBA but did receive a deposit in their bank account from the SBA with an attached application number.

                                                                                                                                                                                                                                                                                                                                                                                                                                              If you applied for an EIDL outside of the COVID-19 portal, you can call the SBA’s toll-free number to inquire about the status of your loan. Unfortunately, many small business owners are finding it difficult to find out the status of their loans and have experienced delays in receiving their funds. The bad news is that borrowers that applied through the COVID-19 portal may not receive an update for several days or even weeks. Remember, many small business owners are seeking financial relief. Combine this with hiccups in such a new program, and it’s easy to see why there are delayed responses. Though it can be a pain, simply wait until you receive further instructions or communications from the SBA. This may even be in the form of a deposit to your bank account. Hopefully, more information will become available in the near future to provide further guidance for borrowers.

                                                                                                                                                                                                                                                                                                                                                                                                                                              Please know that we are doing our best to provide our readers with the most current and most accurate SBA information available to us! We are all in this together and we really want to help!


                                                                                                                                                                                                                                                                                                                                                                                                                                                I have been trying to reach them for days! I am unable to get emails to update my password since I forgot my password! The emails are not coming to me?

                                                                                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                  Hi Charmaine,

                                                                                                                                                                                                                                                                                                                                                                                                                                                  The portal does look to have a password reset option. But if that’s not working for you, I’d say keep trying! And keep waiting. If you were approved, the money will be deposited either way- many people have reported receiving a deposit without any prior communication via email or otherwise. So definitely keep watching your bank account.


                                                                                                                                                                                                                                                                                                                                                                                                                                                    Same here, no return email to reset the password.
                                                                                                                                                                                                                                                                                                                                                                                                                                                    Glitch in system…pretty bad for all of us!

                                                                                                                                                                                                                                                                                                                                                                                                                                                      We've done in-depth testing of each and confidently recommend them.


                                                                                                                                                                                                                                                                                                                                                                                                                                                      Hi, The phone number listed above is NOT able to give any updated info
                                                                                                                                                                                                                                                                                                                                                                                                                                                      any application status. The ONLY info they have is that it will take 4-5 weeks
                                                                                                                                                                                                                                                                                                                                                                                                                                                      from the time you filed for the loan to see an email with more info.

                                                                                                                                                                                                                                                                                                                                                                                                                                                        David Louis

                                                                                                                                                                                                                                                                                                                                                                                                                                                        I think patience is the key. I was a 4/1 applicant and just checked again and advance was deposited today. I also received notice around the time stated by others that advance would be reduced and based on number of employees.

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Duana Gillard

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Received mine yesterday as well but was much less than I expected.

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Scott Foster

                                                                                                                                                                                                                                                                                                                                                                                                                                                            Applied for the EIDL at 10:30am EST on 3/30/20. Very low number application confirmation number.
                                                                                                                                                                                                                                                                                                                                                                                                                                                            All I got was the email stating only $1000 per employee would be advanced, not the promised $10,000.
                                                                                                                                                                                                                                                                                                                                                                                                                                                            Cannot log in to the site, even though I wrote the passcode down. Reset doesn’t work. Have heard or received nothing.

                                                                                                                                                                                                                                                                                                                                                                                                                                                              Denise C Hiott

                                                                                                                                                                                                                                                                                                                                                                                                                                                              Last week I called for a status, I was asked to give them the 10 digit file number. When I had it they said my credit had been pulled and we would get an email stating approval or denial in the next couple days. I have not heard anything as of today so I called again and now they are reading very monotone off a script that must be 2 pages long saying that they cannot give status they appreciate our patience and once the loan goes thru the process we will get an email of acceptance or denial. Basically , you just have to wait until you the the “Email”….


                                                                                                                                                                                                                                                                                                                                                                                                                                                                My credit was pulled on wed my application date was 04/01/20. No email to tell me if I.was approved and still no advance I am.very confused hopefully I will have it by Monday

                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Idy Suce

                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Mine was pulled the day prior to yours. Still nothing as well. Hoping we get it this week.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Summer Mayhue

                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Applied 3/31. Applied for one of my 1099 folks 4/1. She got $1000 today without any communication.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                    1. Is this a loan or free money
                                                                                                                                                                                                                                                                                                                                                                                                                                                                    2. Is this based on credit? Bc I applied before her and nothing?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Hi Summer,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      1. An EIDL is a loan used to pay fixed debts (rent, utilities, etc.), payroll, and accounts payable. According to the SBA’s official documents, “The loan advance is not repaid. The Advance will show up with no fanfare.” So the loan must be repaid, but the advance does not.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      2. There really doesn’t seem to be a rhyme or reason for the processing speed as far as we can tell!


                                                                                                                                                                                                                                                                                                                                                                                                                                                                        I’m so confuse now. I apply disaster loan on April 1 and I have not received anything. My uncle he has direct deposit to his business account on April 24. We apply same day. Does that mean I will not be able to get it ? Also, do we have to apply a loan first in order to get the disaster loan emergency advance?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Hi Irena,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          You have to successfully submit an application for the EIDL to get the advance. And we can’t say why some applications are processed faster or approved, while others aren’t- we just don’t know. All I can suggest is try to be patient. I know that is easier said than done! Best of luck to you!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Tony Lee

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            1. The advance is forgivable with conditions outlined on SBA website. The advance is processed separately from EIDL loan itself.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                            2. The CARES Act has authorized the SBA to rely SOLELY on Experian Credit Score (700+ is ideal) to approve loan more quickly versus the traditional 3-step process.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                              I apply for this EIDL BUT DIDNT get any reply I applied on 04/04/2020 still waiting hope I get help thanks


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                WOW! I have been trying unsuccessfully to get in touch with the SBA. This is the only article I have found that actually has information that works. THANK YOU!!!
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                THANK YOU. THANK YOU! I was able to log in and complete my application which I thought it was being processed.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Hooray Camilla! Thanks so much for taking the time to post this!! Best of luck with your application.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    That’s great, Camilla. MY ISSUE is that I don’t know how to create an account, in order to sign in! We applied for this on April 5th, and I swear it didn’t ask me for a user / password at that time. Any clues would be greatly appreciated.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Hi Melissa,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you applied through the expedited COVID-19 portal, you will be unable to check your status online.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you applied through the COVID-19 portal, you will have to wait until the SBA contacts you regarding your loan status, even if you have an application number. Some applicants haven’t received an email or phone call from the SBA but did receive a deposit in their bank account from the SBA with an attached application number.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      If you applied for an EIDL outside of the COVID-19 portal, you can call the SBA’s toll-free number to inquire about the status of your loan.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        D Hewett

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        I work financing small business loans. I’ve been working and following up nonstop on programs to try and help other business owners. I filed end of March. But you made a comment in this article that a person can go to the sba website and input their application number and get a status. I’d love you to show us where we can do that. THere is no place to check your loan application. If small business owners don’t die of the coronavirus trying to get promised funds will kill them. Meanwhile, large large corporations got millions of dollars while little small business owners are getting denied unemployment, no word on EIDL, denied or turned away from PPP> Haven’t received stimulus checks. I am one of those and this shows me the ineptness of our govenrment in every way from managing the coronavirus to disaster loan programs. I put this in the category of what I should know but wish I didn’t.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Hi D,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          There are links to the portal in the article.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            PHYLLIS EVANS

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Are these $10000 loans supposed to be paid back

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Hi Phyllis,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              It’s so confusing! There is just so much information swirling around right now, it’s tricky to make sense of it all. The EIDL is a loan of up to $2M. From that loan, you can request an emergency advance of $1k per employee, up to $10k. THE ADVANCE IS A GRANT, but the balance of the loan will need to be repaid. Here is a post that spells it out more clearly.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Jenna Ridenhour

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Same here!! I applied on 3/30. They pulled my credit 4/17. No advancement. No email. Called the number and they can’t tell me anything. I say we vote out EVERYONE in office right now. Democrat and republican alike.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Debbie Campbell

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  I applied for my EIDL on March 30 and have never heard anything back. I have my application number but can’t use the status check online because I applied through the COVID-19 portal and don’t have an account. Very stressful and frustrating.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Michael Sutton

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    I applied on 4/1 and got my advance on 4/14. Still waiting to figure out my status though. I got my app # and got my credit pulled on 4/12.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    4/22 called and said any communications will be by the email put on applications. Hope this helps people.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      eric lewis

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      I applied March 27, and then redid the advance request.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      April 20 they pulled my credit report, and I got the advance 2 days later. Still waiting to see if the actual EIDL loan gets approved.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Good luck to those who have applied. I’ve called a couple of times and 1 out of 5 was very helpful. One lady said she even annotated disabled veteran business on my application.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Albert T Walker

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Same here..following to see whats next..Thanks

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Greg Pollack

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          I share every-ones thoughts on this. It is making me very stressed. I submitted my EIDL application on-line March 31st and still not heard anything back. I called on Monday and they said they have the application and a loan office would email me. I still have not heard a thing. Wish there was something I could do. I have enough capitol to last 30 more days but that’s it.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Vinh Lu

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            I applied for the SBA Disaster Loan on April 1st, 2020. Immediately submitting my application I received a Application Number. I had not heard anything from them since, either by email or call. After following the news that the funds had run dry for the PPP program and subsequent additional funds added. I decided to do some looking around and found this site. Upon hearing news that people have received funds I immediately checked my business bank account. To my surprise there has been a deposit made to my bank account directly, with no notification…nothing. My application number is: 33009*****. My only suggestion would be that if your business is small enough to qualify under the 10K initial disbursement. You may just want to check your bank account to see if anything is there.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            They may look harder at businesses with more employees and cash flow. Best of luck everyone!


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Where did you get your app#? I got the advance Loan but no app number.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Alice Harper

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                I applied online to SBA with the COVID-19 EIDL application on 4/1/2020, received an application number, but I was never prompted to create an account, so I cannot access the portal. I never received an email from SBA. I have not received any funds yet.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Same here. I applied once, apparently too early (3.25.20) and then they changed their process so I had to apply again. Neither time was I prompted to create a username and password. I have my app number(s) bur have not heard back at all. I’m extremely skeptical at this point. Apparently a huge amount of money went to gigantic, publicly traded companies that should have been excluded. I guess there’s always bankruptcy and class action law suits against the SBA for misappropriation of funds.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Same here but the lady I spoke with was very helpful in explaining and guiding me through the process. We all just have to be patient. She said it would be at least minimum 3 weeks to hear anything. During that time the money ran out. Now that their are more funds available I’m sure they will begin processing/reviewing loans again

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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      fyi I just called the SBA cust service (I spoke to them 4/22 at 11 am) and was told they are working on a status app or tool for the EIDL advance but are not able to offer any updates right now. He also said that all EIDL advance applications that we submitted prior to April 15 are still being processed. Hope that helps…

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Phillip Polk

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Just spoke with a representative from the SBA and was asked to be patient another week. She said it can take up to 3 to 3.5 weeks after your application has been submitted and having received an application number before you receive an email from them or some correspondence by mail. Just because you submitted an application earlier than someone who submitted later and maybe have already received funds does not mean it is a denial. I was instructed to continue to be patient and keep checking in with the SBA every few days or so. Good advise. Keep the faith!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Kevin Williams

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          This is great news. We submitted an application on 4/3/20, we have an application number, but like most, we have heard nothing to date. We’re still hoping.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Craig NMN Verran

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            You cannot at this time check the status of your eidl, so please update your information and provide the correct truth

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Hi Craig,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              We are working hard to provide the most accurate information possible, provided by the SBA. Some readers report being able to get status updates using the information we’ve provided, while others haven’t been so lucky. If you haven’t been able to get through, be persistent, and keep trying! We will continue to update our readers as new information becomes available. Good luck!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Joshua Lewallen

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                If the sba pulls my credit does that mean I will be getting a loan ?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Hi Joshua,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  While some borrowers have reported receiving funds a few days after their credit was pulled, others were still waiting on their funds despite their credit being pulled. In other words, this shouldn’t be used to gauge whether or not your loan was approved or will soon be funded. Wait for communications from the SBA, and don’t forget to check your business bank account.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    NICOLE KAUFMAN

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    I submitted the application on 3/30/20. It never prompted me to create a login, but I did get an application number at the end. Never received an email or anything. I called 4/7- the guy told me they were adding more money to the initial amount and I will receive it in my account in two days. I emailed 4/14- nothing. I called 4/16- the lady told me I was misinformed and refused to check my application status. I received an email on 4/19 in response to my email, stating that they are processing everything on a first come first serve basis. Now it’s 4/21 and still no money, no response, nothing. If it really is first come first serve why have I not received anything, when people filing in April have gotten money?


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Applied for the EIDL loan around 3/27 and received the advance on 4/15. The email from SBA mentioned that up to 1K would be given per employee and it also mentioned “This Advance may be available even if your EIDL application was declined or is still pending, and will be forgiven.”.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      How do I know if I my application was declined or still pending considering I did receive the advance but nothing after for further loan?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Any ideas?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Hi Soni,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Applicants that submitted a successful application were supposed to receive the EIDL advance within a few days, regardless of whether they were ultimately accepted for the EIDL loan. So it’s possible that you’ll still get the loan. You can try the methods we’ve mentioned in the post and see if you can get an update, but it seems that most everyone is being told to keep waiting. Best of luck to you!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          We've done in-depth testing of each and confidently recommend them.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          I submitted advanced sba assistance loan on April 1, and never gotten an application number. Why?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Hi Tony,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Here is a link to our FAQ section that should address your question.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              george P marlow

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              I submitted thru sba website march 19 and again on April 6th (the new portal) when they offered the up to 10k , I received $4000.00 on april 13 also applied for PPP for my employees Received money for 8 weeks of their pay. once my ppp app submitted I received by invite only to sba site they offered me a loan Quate of how much I qualify for I filled out on april 14th its a 3 step application I fill in 2 steps they do the 3rd step for deposit….

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              hope that helps, Super hard to get answers on this been stressing a lot! GoodLuck


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Have you received your funds? We got our quote yesterday and accepted. Just waiting on closing. Curious how long the final step takes.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Rachel, we got our quote and accepted earlier this week and are also waiting on closing. Since your post is a few weeks old, can you let us know the timing of the final steps or if you’re still waiting? Much thanks

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Joel Hedlund

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    How can I find out the Status of my SBA Loan? Control#32xx-xxxx Application #330xxxxxx? I have heard nothing. Do I need to do anything other than just wait, Please inform me.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Hi Joel,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      I redacted your Control and Application #’s for privacy since we have no way to check your status.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      According to the SBA’s official documents, if you did not apply through the streamlined portal, you should be able to check your status using the SBA Assistant in the bottom right-hand corner.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Amber King

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        We applied on 3/30 through the COVID 19 SBA EDIL loan application page. We we given an application number. No confirmation email or anything until 4/15 when we got an email from the SBA stating that they were changing the advance amount. Then on 4/17 we got an alert from saying we had a hard pull from the SBA on our experian report. Then this morning we checked our account and the SBA deposited the advance of $7000 with our application number attached to it in the ACH details. From what I’ve read, we should receive an email from the SBA over the next few days linking us to a portal to further the loan processing.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        So of course we were elated… and we are proof that they are processing them with no prior contact from them.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        So keep an eye on your experian report.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        I have also read that they will pull credit check before depositing the advance and that if you received that email I mentioned above that it is a good sign they are working on your application.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        My application number started with 33003***** if that helps any.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Keep the Faith Friends! And God bless!
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Amber king

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Michelle Johnson

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          thank you, as your comments are very helpful and confirm EXACTLY what my experience has been with this loan process. Hopefully with the second round of financially assistance coming, we put on our boots and get back to work very soon.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Jessica Kaufman

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Amber’s comment is THE most helpful thing I’ve read so far. I applied for EIDL in March, got a confirmation number, then nothing until the email saying they’d changed the amounts of the grants, and I can’t login because I wasn’t instructed to create an account when I applied. I have no idea whether I’ll ever get $ from EIDL or how much.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Rachel goldberg

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              We applied on 3/30
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Received that standard email saying 1000 per employee….
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Credit pull on 4/17
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              But still nothing . We’re u contacted before they deposited the money or just checked and it was there ? Thanks

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Svetlana Krakhmal

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Hi. We got our advance EIDL 6000. But I wish to get the full loan to cover all our expencess. Do you know how It will work ,how we should apply for the full 4% loan. Please advise. thank you


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  We applied for an EIDL loan on 3/28. No news from SBA since then, however we DID receive our advance deposited into our business bank account this morning (4/21).


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    I applied for and EIDL loan on 3/30 and got my advance of $3000 on 4/20. (I only have 3 employees) I’m still waiting on the SBA to contact me regarding the loan portion via email as per the application process information.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Harvey Porterfield

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Applied for the EIDL loan on 04/09. Got application number but have heard nothing since. Have been checking email and spam folder to no avail. Very nerve racking. Lots of anxiety. On a good note applied for the PPP loan on 04/13 around 0900 through my small local community bank. Funds were deposited on 04/16 around 1pm. Good luck everyone and stay safe and healthy.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Shannon L Sullivan

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        There is NO WAY TO CHECK STATUS PER SBA YESTERDAY. PLEASE STOP PUBLISHING THIS GARBAGE

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Hi Shannon,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          If you applied through the portal, you have to wait until the SBA contacts you. But according to the SBA’s official documents, applicants who did not apply through the portal can check their status using the SBA Assistant in the bottom right-hand corner.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Our only intention is to help. We wish you all the best.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Does anyone have the link to check status for the EIDL Advance payment?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Hi Kelli,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              We have links to the portals in the article you can try.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Felicito romano

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Just wants to know if I was approved

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Hi Felicito,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  If you applied through the COVID-19 portal you’ll have to wait for a call from the SBA. If you applied online you should be able to check your status through the SBA Assistant in the bottom right-hand corner, according to the SBA’s official documents. We wish you the best of luck!


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    I submitted an application on 4/1 and still have not gotten a response nor an email stating the status of the application.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Barry Smith

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      I’d sure like to have a place to check my Application Number as well. I filled out the form on 4/11/20.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Hi Barry,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        We have links to the portals in this article that you can try. Good luck!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          adrienne mascaro

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          I as well applied and received an application # but that is it. No ability to create a log in so I can not check on my application. When I called and spoke to the operator she had no information to give me other than be on the lookout for the email from SBA. NO idea how long this wait will take or even if I qualify. Can someone please let me know if I am to submit my documents through the PPP? I keep getting an email from Interlinks asking for my documents but I decided not to apply for the PPP. Do I need to apply for the PPP in order to get the EIDL? Does any one know?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Hi Adrienne,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            You do not need to apply for the PPP in order to qualify for the EIDL; this post EIDL VS PPP will explain. And we’ve updated this post to include a FAQ section that can help clarify what happens if you can’t get any information on your application.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Q: I’ve tried contacting the SBA but haven’t heard anything. What do I do now?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Unfortunately, many small business owners are finding it difficult to find out the status of their loans and have experienced delays in receiving their funds. The bad news is that borrowers that applied through the COVID-19 portal may not receive an update for several days or even weeks. Remember, many small business owners are seeking financial relief. Combine this with hiccups in such a new program, and it’s easy to see why there are delayed responses. Though it can be a pain, simply wait until you receive further instructions or communications from the SBA. This may even be in the form of a deposit to your bank account. Hopefully, more information will become available in the near future to provide further guidance for borrowers.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              A. Miller

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              I did my application on 04/06/20 and after reading all the comments I decided to call SBA for an status update, and I was informed that all applications are on hold waiting for more funds- New disbursements will be done first come first serve. Once the application is reviewed an email will be send for confirmation.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                brian fitzgerald

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                I did my application on 3/31 and am in the same boat as everyone else. I did see that the SBA did a hard pull on my credit but am still confused as to if it were for the EIDL or one of the few applications I did for the PPP. I did email them at the address listed above on 4/14 and got a response 4/19 but it said that they could not find anything based on my email or verify my identity. It then asked for business address, SBA loan #, etc. But the one thing that made me suspicious was it also asked for the last 4 digits of my social. The email also came late Sunday night. So I believe it most likely to be scammers but it’s hard these days to know if something is legit.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Michael Sutton


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The PPP hard pulls are coming from Banks themselves (unless yours isnt participating in PPP). If you got an advance and SBAD is listed in the discription of the transaction it is for the EIDL.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Those hard pulls are legit. I had mine done on 4/12 and received my advance on 4/14.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Claudia Dodds

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    We do appreciate the fact that we are getting help from the government but my only concern is that they make it look like everything is really easy and it will go quickly. We know now that isn’t true and to change some of the information that was first given is unfair. I spoke with someone and she indicated that we should get an email and we would have to upload loan papers to be signed BUT if it was not approved that we would receive a letter. I think that if it were not approved that we should also receive an email not a letter because that could take forever and who knows when we would receive that letter. This process should be made as simple as possible so that we can receives the monies that we need.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Lynette Marsack

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      I registered for the same loan (EIDL) on 4/4. I have not heard anything either. I did call today and got thru to someone today. He said, if you have not heard back, then you are under review. It takes up to 3 weeks for a response. So, if you applied after I did, I don’t think you will hear anything until the 1st of May.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Keeping my fingers crossed. Best wishes, stay well.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        SCOTT A MAPPIN

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        I applied on 3/27, did get a confirmation that my application was submitted and have an application number. HOWEVER, there has never been a location, as far as I can tell, that will afford the opportunity to enter my application number to see if my loan has been processed. Additionally, there has only been one email received from the SBA informing me about the change to the $10,000 initial disbursement that was promised… Very disappointing that this is the state of the website… how about putting the field somewhere obvious, if it exists at all, letting us know we are in the right place, and then just be honest about the sites ability to process our inquiry. Not having anything at all related to searching for the status of the loan is very frustrating during extraordinary times when things should be obvious at the least. We get it that you are overwhelmed, but surely someone in the IT department could spend all of 20 minutes making this happen. Way to go red tape!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Adrienne Johnson

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Same for us… did it on 03/31/2020.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            george P marlow

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            once you do the ppp they will invite you thru email to sba for loan

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              We've done in-depth research on each and confidently recommend them.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              SALLY Eickhorst

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              We submitted paperwork on 4-7-20, still have not received anything


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                The SBA says, when you call them at the number above, “There is no way for us to track the status of your EIDL application, EITHER ON THE PHONE OR ONLINE. When your application is ready, the SBA will email you.”

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                IN OTHER WORDS, DON’T CALL US, WE’LL CALL YOU

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                CHECK FACTS BEFORE WRITING SOMETHING YOU ARE COMPLETELY WRONG ABOUT.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Hi Todd,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  The information that we provide in our posts is sourced directly from the SBA website. We wouldn’t want to provide our readers with inaccurate information, so we go straight to the source. Unfortunately (though understandably) the SBA hasn’t been able to keep up with the overwhelming number of applications, so the process is not going as indicated. Many readers have reported success in using the methods we’ve provided in the post, while many others have not. If you haven’t been so lucky, keep trying! And we will continue to update our information as the SBA provides more direction. We are here to help however we can.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Unfortunately, some merchants are reporting that when contacting the SBA, they have found that there is currently no way to check the status of their EIDL application. We presume that this is due to the high volume of applications the SBA has received. Be aware that some methods of contact might not work at this time.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Michele Palulis

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    I just wanted to comment that I had applied for the EIDL 4/10. It never asked me to create a log in or anything. I did get an application ID but now have no way to check that. I did try emailed but we’ll see if they even respond. To date I have not been able to check the status and have received not even a response or status update of receipt of my application. I am guessing I tried too late and although I got the app screen confirmation – it probably happened after the fund ran out of money. I had done the PPP and that was fantastic and I was funded in about 9 days from start to finish.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      WARREN PHILIPS

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      wHEN DID YOU APPLY FOR YOUR PPP LOAN?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      IT HAS BEEN ALMOST TWO WEEKS SINCE OUR COMPLETED APPLICATION WAS ACKNOWLEDGED, BUT WE HAVE NEITHER SEEN NOR HEARD ANYTHING SINCE….

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      WE ALSO APPLIED FOR THE EIDL GRANT AND GOT A LOAN/GRANT NUMBER BUT NO WORD SINCE.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      WHAT PORTAL SHOULD WE TRY NEXT>

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Hi Warren,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        You’re not alone in your curiosity. As such, we’ve added a FAQ section to this post:

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Q: I’ve tried contacting the SBA but haven’t heard anything. What do I do now?
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Unfortunately, many small business owners are finding it difficult to find out the status of their loans and have experienced delays in receiving their funds. The bad news is that borrowers that applied through the COVID-19 portal may not receive an update for several days or even weeks. Remember, many small business owners are seeking financial relief. Combine this with hiccups in such a new program, and it’s easy to see why there are delayed responses. Though it can be a pain, simply wait until you receive further instructions or communications from the SBA. This may even be in the form of a deposit to your bank account. Hopefully, more information will become available in the near future to provide further guidance for borrowers.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          if you applied for sba disaster loan on old web site id# 2000-****
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          then reapplied for 10,000 grant that’s where the ask for your bank info new
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          applications started with #3300**** that ask how many employees you have gross sales and cost of goods ets, if you then applied at your bank for ppp once they submit your required forms is when I received a personal email invite with loan amount.. it was 2 days after my bank submitted ppp loan paperwork. hope that helps! good luck!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            L Albert

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            You folks are a joke moving people to look at you stupid lending company ad,s
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            I guess you have no idea that there is no status selection the SBA web site nor do they know any thing on the phone one would wonder why they even answer the phone in the first place

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Get real and stop wasting business peoples time with this non sense

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Hi L,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Thanks for your feedback. According to the SBA’s official documents, online applicants should be able to call the SBA and ask for Tier 2, or check their status online using the SBA Assistant in the bottom right-hand corner. Unfortunately, though, portal applicants can only wait for a call from the SBA. Thankfully many business owners have reported being able to check their statuses using the information we’ve provided, so while it may not work for some, it has still been helpful to others. We hope you’ll be able to check yours as well if you haven’t already. Good luck to you.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Michael Bartel

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                This information is outdated and incorrect!! Check your sources before publishing this stuff, please!!!!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Hi Michael,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  We source all of our information from the SBA directly, but we do realize the situation has not gone as smoothly as the SBA had indicated. We’ve updated our posts many times to include the most up to date information provided by the SBA, as soon as we become aware. Our only intention is to be a trusted and helpful resource, so if you see something in the post that needs to be corrected, please bring it to our attention so we can check it out. Thanks!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    We've done in-depth testing of each and confidently recommend them.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    I Applied 3/30/20 But was not required to make an account it’s been 19 days And I have heard nothing not even an email?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    What should I do?

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Hi Ed,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      We’ve just added a FAQ section to this post that should answer your questions.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        I did not get any login to sign up for the disaster loan. I have a confirmation that I applied but I never set up an account. Interesting.


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          false info…called SBA… cannot give status of loan application…have to wait for an email

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Hi Cindy,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            The method of status updates depends on the method used to apply for the loan. Portal applicants will have to wait for a call from the SBA, while others can either utilize the SBA Assistant in the bottom right-hand corner, or call the SBA and ask for Tier 2. I hope that helps!

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Michael Dutton

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              “If you submitted your application online, you can check the status of your loan through the SBA website.”

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Please note that the SBA required application for the COVID-19 EIDL Advance via a streamlined application process. No account or sign-in credentials were offered for the streamlined application process – as such, one cannot confirm application status via the SBA Economic Injury Disaster Loan Portal as suggested.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Jessica Dinsmore

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Hi Michael,

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                You are spot on about the streamlined application status updates! Applicants who applied through the streamlined process don’t so much have a streamlined wait, unfortunately. With no way to check the status, patience is key.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                If you submitted your application online, you can check the status of your loan through the SBA website. This is the quickest and easiest way to verify the status of your EIDL.

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                If you applied through the COVID-19 portal, you will have to wait until the SBA contacts you regarding your loan status, even if you have an application number. Some applicants haven’t received an email or phone call from the SBA but did receive a deposit in their bank account from the SBA with an attached application number.

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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                We Highly Recommend PaymentCloud 🏆

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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                We Highly Recommend ShopKeep POS 🏆

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                ShopKeep POS is one of our top picks for Point of Sale software!

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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

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