How To Get An EIN For Your Business

An Employer Identification Number (EIN) is required for many businesses and can offer benefits even if the IRS doesn’t require one. Learn who needs an EIN, why it matters, and how to apply in this step-by-step guide.

What Is An EIN?

An Employer Identification Number (EIN) is a unique nine-digit number the IRS assigns to identify a business for tax purposes. Similar to a Social Security number for an individual, an EIN is used to file taxes, hire employees, open business bank accounts, and more.

When Do You Need An EIN?

Many businesses are required to have an Employer Identification Number (EIN), while others can choose to get one even if the IRS doesn’t require it.

According to the IRS, you’ll generally need an EIN if your business:

• Has employees
• Files employment or certain excise tax returns
• Operates as a partnership or corporation
• Maintains certain retirement plans, such as pension or profit-sharing plans

Even if an EIN isn’t required, it’s often needed to:

• Open a business bank account
• Apply for a business loan
• Obtain business licenses or permits
• Register your business
• Get business insurance
• Build business credit

Many sole proprietors and single-member LLCs without employees can use their Social Security number instead of an EIN for federal tax purposes. However, obtaining an EIN is often a smart choice because it helps separate your business from your personal identity and makes it easier to access banking, financing, and other business services as your company grows.

Who Is Eligible For An EIN?

To apply for an EIN, you must meet the following IRS requirements:

• Your principal business must be located in the United States or a U.S. territory.
• You must have a valid Taxpayer Identification Number (TIN), such as a Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN).
• The responsible party applying for the EIN must be an individual, unless the applicant is a government entity.

How To Apply For An EIN

The fastest and easiest way to get an Employer Identification Number (EIN) is to apply online through the IRS. The application only takes a few minutes to complete, and if you’re eligible to apply online, you’ll receive your EIN immediately after submitting your application.

If you can’t apply online, you can also apply by fax or mail. International applicants can apply by phone. Visit the IRS website for instructions on each application method.

How To Get An EIN In 7 Simple Steps

Applying for an Employer Identification Number (EIN) only takes a few minutes if you have the required information ready. Follow these seven steps to complete your application.

Step 1: Confirm You’re Eligible

Before applying, make sure your business meets the IRS eligibility requirements. Most U.S.-based businesses qualify, but it’s worth verifying before you begin.

Step 2: Gather Your Information

The IRS online application must be completed in one session, so gather your information ahead of time. You may need:

• Your legal name and Taxpayer Identification Number (SSN or ITIN)
• Business name and address
• Business structure
• Responsible party information
• Business start date
• Number of employees (if applicable)
• State of formation (if applicable)

Step 3: Visit the IRS EIN Application

Go directly to the IRS website and start the online EIN application. If you aren’t eligible to apply online, you can submit your application by fax or mail. International applicants can apply by phone.

Step 4: Select Your Business Type

Choose the legal structure of your business, such as sole proprietorship, partnership, corporation, or LLC.

Step 5: Complete The Application

Answer the required questions and enter your business information. The IRS online application is straightforward, but having your information ready will help you finish before the session expires.

Step 6: Review & Submit Your Application

Double-check your information for accuracy before submitting your application.

Step 7: Save Your EIN Confirmation

If you apply online, you’ll receive your EIN immediately after your application is approved. Download or print your EIN confirmation notice and keep it in a safe place — you’ll need it when opening business bank accounts, filing taxes, applying for financing, and completing other business tasks.

How To Check The Status Of Your EIN Application

If you apply for an EIN online through the IRS, you’ll typically receive your EIN immediately after your application is approved, so there’s usually no need to check your application status.

Processing times for other application methods vary:

• Online: Immediate (if approved)
• Fax: Generally within four business days
• Mail: Generally within four weeks
• Phone (international applicants): Processing times vary

If your application takes longer than the IRS’s estimated processing time, contact the IRS Business & Specialty Tax Line for assistance.

What If Your EIN Application Is Denied?

If your EIN application is denied, don’t panic. In many cases, the issue is caused by incorrect or incomplete information, a duplicate EIN request, or another problem that can be resolved.

Review your application carefully to make sure all information is accurate before applying again. If you’re unsure why your application was rejected or believe there was an error, contact the IRS for assistance before submitting another application.

What If I Lost My EIN?

If you’ve misplaced your EIN, don’t apply for a new one right away. In most cases, you can recover your existing EIN using one of these methods:

• Check your business records. Look for your EIN confirmation notice, prior tax returns, business bank documents, or other official records.
• Contact your bank or accountant. If you’ve used your EIN to open a business bank account or file taxes, your bank or tax professional may have it on file.
• Call the IRS. If you still can’t locate your EIN, contact the IRS Business & Specialty Tax Line. After verifying your identity, the IRS can help you retrieve your EIN.

Still can’t find your EIN? Read our guide to finding your EIN for additional recovery options.

Employee Identification Number FAQs