Business Loans Blog Posts | Page 5

With high borrowing limits, long repayment terms, competitive interest rates, and less stringent requirements than traditional low-interest loans, it’s no wonder SBA loans are highly sought by small business owners.

One of the biggest challenges faced by trucking companies is waiting to get paid. You could potentially wait for weeks (or even months!) to receive payments from your customers. Fortunately, there’s a way to get paid quickly: invoice factoring. You can have access to instant (or near-instant) cash instead of waiting 30, 60, or 90 days for your customers to pay. But what’s the catch? In this post, we’ll take a look at invoice factoring for trucking companies.

Inventory financing is a type of asset-based loan in which the inventory you’re purchasing with the loan is used as collateral to secure the loan. Depending on the arrangement, the lender may also require you to put up your accounts receivable as collateral. The amount of financing you receive is directly related to the value of the inventory in question, usually 70 to 80% of the inventory’s value. Read our article for the full story on inventory financing, including rates and terms.

Many businesses may need to borrow money from time to time in order to purchase inventory. But what are the best loan options for small businesses that need to buy inventory?

Take a look at our picks for the best small business loans for cash flow issues, business expansion, debt consolidation, bank financing, and other common business financing needs.

The following lenders will work with you for a business loan even if you have bad credit — and they won’t take advantage of you.

Declined for a PayPal Working Capital loan but still need funds for your business? Check out this roundup of the lenders most similar to PayPal Working Capital, both in terms of the loan products offered and the business requirements necessary to qualify for a loan.

Learn about the best small business loan options for franchisees, whether you need funding to open a franchise, purchase an existing franchise, or keep your franchise business functioning optimally.

House flipping might not be as easy as it looks on TV, but it can be a satisfying and lucrative business opportunity. Find out what steps you have to take to start your own house flipping business in this guide.

If you can’t afford restaurant equipment up-front, an equipment lease is a great way to get the appliances you need. Find out how restaurant equipment financing works and check out some of our favorite lessors in this article.