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What Is A PEO & Does Your Business Need One?
What is a PEO? In short, PEOs are human resource companies that contract with small and mid-size businesses to manage HR services, such as payroll, employee benefits, and tax administration. We’ll explore professional employer organization for payroll and how to know if it is a good fit for your small business in this post.
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VantageScore VS FICO Credit Scores: What’s The Difference & How Do They Compare?
Despite the real differences involved in our VantageScore vs. FICO comparison, these differences should have minimal impact on your scores, ability to apply for loans, credit cards, etc. So long as you practice good credit discipline, you shouldn’t have a problem building and maintaining an attractive credit profile.
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Types Of Business Structures: The Complete Guide
A complete break down of the different business structures and the benefits and drawbacks of each to help you make the most informed decision for your business.
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A Guide To Using Personal Credit Cards For Business Expenses
It’s perfectly reasonable to use a personal credit card to cover business expenses. Make sure you avoid taking a personal financial hit when charging business expenses to your personal credit card.
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Secured Business Credit Cards: What They Are & Best Options
A secured business credit card should primarily be viewed as a road back to decent credit health. Remember, however, that it isn’t necessarily the best or only path you can take.
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![Should You Sign A Personal Guarantee?](https://www.merchantmaverick.com/wp-content/uploads/2019/08/woman-thinking-personal-guarantee-300x200.jpg)
What Is A Personal Guarantee? How To Protect Yourself & Your Business
Personal guarantees are often required for loans, credit cards, and other types of business financing. Learn about the different types of personal guarantees you might come across, and how to avoid the bad ones, when you’re looking for business funding.
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![How to check your business credit score](https://www.merchantmaverick.com/wp-content/uploads/2019/08/bigstock-Businesswoman-Successful-Woman-424453520-300x200.jpg)
What Business Credit Is, Why It Matters, & How To Check Your Business Credit Scores
In this post, we’re going to explain your business credit score and whether or not it is important (spoiler alert: it is). We’ll also look at the different types of business credit scores, how they’re calculated, and how you can access yours.
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The Complete Guide To Customer Financing For Small Businesses
Financing allows those who are wavering on a purchase because of the price to buy from you right away and then pay for the goods/services in installments in the future. This way, you don’t lose a sale to sticker shock. This is called customer financing or, sometimes, consumer financing. Broadly speaking, you can provide customer financing yourself, or you can use a third-party financing specialist. As to how to do either, along with their pluses and minuses, read on to find out.
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Short-Term Loans, Merchant Cash Advances, & APRs
Small business owners searching for a merchant cash advance (MCA) or short-term business loan (STL) are often surprised to learn that their capital has come with a very high effective annual percentage rate (APR) that’s sometimes in the triple digits.
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