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Equipment financing is the use of a loan or lease to purchase or borrow hard assets for your business. This type of financing might be used to purchase or borrow any physical asset, such as a restaurant oven or a company car. How does it work? What types of equipment financing are available? Get the answers to your questions in our equipment financing guide.

Small business loan rates and fees affect your cost of borrowing, so it’s important to make sure you do your research to find the most affordable loan for your business. The most effective way to get the best deal on a business loan is to educate yourself, starting with this guide.

In danger of defaulting on your small business loan? Find out what might happen and what steps you can take to make sure your loan stays current.

You can build a website for free and take payments using a free online store builder like Square, Shift4Shop, Wix, Weebly, Sellfy, Mobirise, or Big Cartel.

An APR (Annual Percentage Rate) is the actual total cost of a loan over the course of one year. It isn’t just the interest rate, it’s the interest rate plus any fees that come with the loan.

Different types of businesses need different types of POS hardware. Retail businesses typically need a tablet, tablet stand, cash drawer, receipt printer, and barcode scanner. A restaurant may not need s barcode scanner (unless they also sell merch), but will need other peripheral POS equipment such as kitchen printers and handheld ordering devices.

Whether you’re buying a hair dryer or investing in a complex point of sale solution, you’re going to want to do your homework before you take the leap. Accounting for negativity bias in the reviews you read will help you make a better, more informed decision.

Square’s merchant services are powerful and well priced — but they aren’t the same as having your own dedicated merchant account to accept credit card payments. See how Square’s credit card processing compares to top-tier merchant accounts in terms of pricing, support, overall value, and more.

The EMV liability shift is well underway and customers have started dipping those cards. At this point, most small business owners are probably wondering why the heck everybody is talking about chip-and-PIN cards when everybody seems to be using chip-and-signature. What’s the difference between chip-and-PIN and chip-and-signature cards?  Table of ContentsBack Up a Minute.That Sounds […]

Mobile payment technology involves making a payment through a phone or tablet. Understanding your mobile payment options will help you as you make point of sale and payment processor purchasing decisions. When we first wrote this article a decade ago, mobile payments were just starting out, and we wrote things like, “Consumers have yet to catch […]