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BILL Spend & Expense
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BILL Divvy Credit Card Review

This corporate card charges no annual fees and incentivizes early payments with flexible rewards, though foreign transaction fees may be too steep for some.

    Jason Vissers
  • Last updated onUpdated

  • Chelsea Krause
  • REVIEWED BY

    Chelsea Krause

    Lead Staff Writer

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

BILL Spend & Expense

Total Rating 4.3
Rewards & Perks4.4

Rates & Fees4.5

Features4.3

Eligibility Requirements3.4

Customer Service4.5

User Reviews4.2

Rewards Rate

Up to 7X points on restaurants

Up to 5X points on hotels

Annual Fee

$0

Business Size

Small-to-mid-sized businesses

Must generally have $20K+ in the bank

BILL Spend & Expense At A Glance

  • Corporate card program with up to 7x points on restaurant purchases and 5x points on hotels
  • Spend management platform to control company expenses
  • Integrates with BILL’s accounts payable automation services

Corporate Card Review Methodology

Merchant Maverick has been researching and reviewing business credit cards and corporate cards since 2018. Our writers have evaluated over sixty different business card products. In each corporate card review, we evaluate rewards and perks, rates and fees, features, eligibility requirements, customer service, and user reviews. Read more about how we rate corporate cards.

Weighted Rating Breakdown

Rewards & Perks 40%
Rates & Fees 25%
Features 20%
Eligibility Requirements 5%
Customer Service 5%
User Reviews 5%

Note: We use a different credit card rating methodology to evaluate traditional business credit cards, as they often differ from corporate cards in benefits, qualifications, and use cases.

When comparing corporate cards, we consider many data points, including the specifics of cash back and spending rewards, the presence of annual fees, the breadth and flexibility of reward redemption options, revenue and time in business qualifications, credit score requirements, and extra perks. Our lists of the best corporate cards include only those we’ve deemed worthwhile from multiple vantage points and often share qualities such as widespread availability, low fees, competitive rewards, and reasonable revenue, cash-on-hand, and time in business requirements.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the corporate cards included meet our internal standards for quality and reputation.

Jason Vissers

Jason Vissers

Expert Contributor at Merchant Maverick
Jason has been writing about small business software platforms, services, and financing since 2015. Jason’s expertise has been featured in Yahoo Finance, Time/NextAdvisor, Home Business Magazine, CreditCards.com, GoBankingRates, TheLadders.com, and other publications. He has a bachelor’s degree in Political Science from San Diego State University and currently lives in Philadelphia, Pennsylvania.
Jason Vissers
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The Merchant Maverick Seal of Approval 🏆

BILL Spend & Expense


Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see BILL Spend & Expense for yourself.

The Merchant Maverick Seal of Approval 🏆

BILL Spend & Expense


Visit Site

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see BILL Spend & Expense for yourself.