Lili Bank has a lot going for it: great accounting features, basic tax support, unlimited transactions, no ACH fees, built-in invoicing, checking and savings account options, banking rewards, and flexible eligibility requirements. These factors contributed to our overall rating of 4.1/5.

The biggest disadvantages of a DBA are that a DBA doesn’t establish a new legal entity and you don’t have ownership over your DBA. You couldn’t sue another company for violating a trademark if it registers a business name similar or identical to yours.

BusinessLoans.com is free, quick, easy to use, and can direct you to the funding you need without ever talking to anybody — and if you do need personalized assistance (or if you simply prefer the personal touch), BusinessLoans.com offers that in spades.

Banking as a service is a software solution that financial technology companies, or fintechs, use to provide banking services to customers. Backed by traditional banks, fintechs offer bank accounts, credit cards, and more through one platform. BaaS providers aim to integrate as many financial services as possible, streamlining small businesses’ financial practices and accounting.

Brex Cash delivers most of the features and functions you’d expect to find in a business bank account and then some. Brex’s no-fee structure and unlimited free transactions are reason enough to like Brex Cash; the high APY and rewards rates are even better.

Ramp and BILL both have a lot to offer to businesses seeking corporate cards. With few if any fees, ample features for expense management and spend control, numerous software integrations, and cashback rewards, either of these cards can be a good choice.

Mercury bank delivers for its target audience: startups looking for an easy entry into business banking services. Of course, it’s not the only business bank ready to serve new businesses, but some features make Mercury stand out in its field.

The best type of bank account for a small business depends on what type of business it is. Banks that process many cash transactions will need a bank that accepts cash deposits, for instance. Look for a bank that offers integrations with software you already use, like your eCommerce platform and accounting software, too.

When it comes to deciding between Chase vs Capital One business banking, the competition is close. Both offer branch access, cash deposits, savings options, and access to credit. Which one will be a better fit for your small business?

Capital One and Wells Fargo offer similar business banking services, including FDIC insurance on checking and savings accounts, as well as physical locations for doing business. However, only one offers true nationwide reach, and if you’re looking for merchant services or unlimited transactions, you’ll see clear differences.