Few things in life feel as good as a fresh start. This is especially true when you’re launching a new business and are full of enthusiasm to start making your dream a reality. But if you’ve been through some financial hardships that have left your credit score battered and bruised, a fresh start can be hard to come […]
Fundbox and BlueVine are two popular financing services for B2B and B2C businesses. Both use technology to offer fast, hassle-free invoice financing and lines of credit to small businesses.
If you run a small business, especially one that processes invoices, you’ve probably heard of one or both of these companies. But while both provide excellent services, you only need one — so which do you choose?
Small business financing is notoriously difficult to procure. Most bank loans require that the applicant have stellar credit and 2+ years in business—and even then, there’s no guarantee you’ll get a loan. According to Biz2Credit, big banks approved fewer than 27% of all small business loan requests in November 2018, while smaller banks approved about […]
Washington State is known both for its breathtaking typography and for being one of the biggest tech hubs in the nation (outside of Silicon Valley). With the Seattle metro area experiencing explosive growth, it’s a great time to be doing business in the Evergreen State. Of course, keeping a business running smoothly requires money — sometimes […]
There are so many good reasons to get a business loan that you probably haven’t even considered half of them. For example, have you ever thought about taking out a loan to hire a new employee or getting a loan for the sole purpose of building your business’s credit? Those are both valid reasons to […]
Working capital — the money used to handle everyday expenses — is essential to any successful business. You must have enough capital on hand to run your daily operations, but you don’t want to leave money just lying around; it’s important to invest money back into growing your business, after all. For some businesses, simply […]
If your business, like many others, has outstanding invoices and slow-paying customers, you don’t have to be stuck without cash flow. Invoice factoring — selling unpaid invoices to a factoring company in exchange for immediate cash — could be the answer to your troubles. But how exactly does invoice factoring work? Should you use small business […]
If you’re reading this blog, then you already know how important cash flow is. Cash flow is the mainstay of your business. Positive cash flow means you can successfully run and grow your business, and negative cash flow — well, that’s bad news. But what do you do when you have negative cash flow? How […]
Having a good credit score is integral to getting goods and services at a reasonable rate. Most creditors will look pull up at least one of your scores, whether you are looking for a loan, housing, a credit card, or some other product or service. It’s important to have at least a rough idea of […]
Freelancer. The very word evokes freedom (and lances). If you’re a self-employed freelancer, I’m sure I don’t have to lecture you about the perks and drawbacks of running a freelance business. You probably enjoy the independence — the feeling of freedom that comes from choosing your own work assignments and making your own financial choices […]
