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The Complete Guide To Credit Bureaus: Equifax VS Experian VS TransUnion

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Chelsea Krause

Chelsea Krause

Managing Editor - Accounting
Chelsea Krause is a writer who has specialized in accounting for over three years and is a QuickBooks Certified User. She has a BA in English & Creative Writing from George Fox University and studied at the University of Oxford as well. She has been quoted in Forbes and her work appears in Startup Nation, Small Business Bonfire, and Women on Business.
Chelsea Krause
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Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Delwayne Arakaki

    Experian is so much in error why should I correct it for them? The data seems so old, why should I do their job in getting things updated? the others don’t seem to be a problem.

      Chelsea Krause

      Hi Delwayne,

      I know that it can be incredibly frustrating dealing with credit bureaus when the information is inaccurate, but you aren’t correcting the information for them — you’re correcting it for yourself. If you don’t take action to fix the information then your credit score can suffer for it. Each credit bureau collects different data which is why Experian’s information can be different from Equifax and TransUnion. Because of this, it’s important to check all three and address errors when you find them.

      Best of luck,

      -Chelsea Krause

        Sierra'so B.John. Inc.

        what do I need to do to get my business credit where I want it to be . what business do I need to deal with to make that happen

          Jessica Dinsmore

          Hi Sierra’so,

          Thanks for your question! We have several resources for those doing business w/ poor credit. Take a look!

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