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A Guide To Using Personal Credit Cards For Business Expenses

    Jared Beilby
  • UPDATED

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Jared Beilby

Jared Beilby

Expert Analyst & Reviewer at Merchant Maverick
A credit card analyst and expert in neobanking, Jared has been researching and writing about small business finance since 2018. His data studies have been cited in a number of media outlets, including Forbes, MSN, and NBC. He holds a Bachelor of Arts in Journalism from George Fox University.
Jared Beilby
View Jared Beilby's professional experience on LinkedIn.

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26 Comments

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    Kelly

    I have a Credit Card that I have been using for personal purchases in the past. I was declined a Business card, so I decided that *from now on* I would put that Credit Card to the side and only use it for Business.

    My question is, since I have been using it for personal purchases, does it “pierce the corporate veil” to now start using it for business, or am I okay as long as I strictly use it for business from now on?

    Thanks!

      Jessica Dinsmore

      Hi Kelly!

      Going forward, you should be okay using the card strictly for business purchases. The primary advantage of having a separate card is that you won’t mix up business purchases with personal ones when reviewing your financials. Because you plan to use this card solely for business heading into the future, you should be able to minimize confusion when tracking future business purchases. There’s nothing inherently wrong with deciding to use an existing personal credit card for business purchases. Great question. Good luck!

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