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Chris Motola

Expert Contributor

Expertise: Business Payments, Crytocurrency, Business Funding

Education: MS Interactive Media, University of Central Florida

Chris has been writing about small business topics since 2003. In 2015, he joined Merchant Maverick, where he writes about business financing, payment processing, and demographic trends in entrepreneurship. Chris has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida. He currently resides in the Hudson Valley region of New York.

Merchant Maverick Archives for Chris Motola | Page 2

The 10 U.S. States Where Inflation Is Hitting Consumers The Hardest

Inflation is taking a big bite out of Americans’ purchasing power, but residents of Southern states may be feeling the hit to their wallets more intensely than elsewhere. Merchant Maverick’s inaugural report, The 10 U.S. States Where Inflation Is Hitting Consumers The Hardest, looks not only at where inflation is rising the fastest, but how much existing factors within a given state may contribute to the stress on a household budget.

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Jun 20, 2022 Filed under: Data Reports

Top States Most Likely To Survive A Recession In 2022

In Merchant Maverick’s inaugural data report on The Best States In Which To Survive Recession, our analysis found that the states in the best condition to mitigate the effects of a recession aren’t where you might expect. Most of them, as it turns out, are in the Heartland.

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Apr 11, 2022 Filed under: Data Reports
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American Express Business Blueprint Review

Kabbage offers a line of credit can be a convenient and easy-to-access funding option for small businesses, even those that don’t have a perfect credit score. However, because Kabbage Funding can be expensive, we advise applicants to make sure they fully understand the cost before accepting a financing offer.

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Jun 9, 2026 Filed under: Small Business Loan Reviews

Setting Up Shopify Payments

Shopify Payments is Shopify’s built-in payment processing feature, which allows you to accept credit and debit cards, as well as additional payment methods. By default, Shopify Payments is a white label version of Stripe and has most of that payment processor’s strengths and weaknesses. Learn more about Shopify Payments and how to set it up for your small business.

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Aug 28, 2024 Filed under: Credit Card Processing, eCommerce
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PayKings Review

PayKings doesn’t reinvent the niche, but it offers its customers a complete suite of services. PayKings also appears to have particular expertise when it comes to selling CBD products on Shopify, so businesses using that platform for eCommerce may find this company especially well-suited to their needs.

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Jul 20, 2026 Filed under: High-Risk Merchant Account Reviews

Credit Card Decline & Error Codes

Credit card decline codes are sent to merchants from credit card processors when a transaction is unable to be processed. Each numerical code corresponds to a different reason a transaction may be declined, such as the card in question being reported lost or stolen. Want to know more about how to deal with decline codes or what to do when one comes up? Read our handy guide to credit card decline codes.

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Jul 23, 2024 Filed under: PCI Compliance

Can You Get Equipment Financing With No Credit Check?

Credit scores are a frequent roadblock for businesses when it comes to looking for financing in general, and equipment financing is no exception. Whether you’re concerned that you won’t qualify, or you just want to avoid hard pulls on your credit, you may be wondering if you can get equipment financing with no credit check.

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Apr 2, 2026 Filed under: Equipment Financing