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Erica Seppala

Editor & Senior Staff Writer

6+ Years At Merchant Maverick

Education: AA Liberal Studies, Limestone University

Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader’s Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

Merchant Maverick Archives for Erica Seppala

square handheld pos

Square Handheld POS

Pros Comes loaded with Square’s free POS software Easy to use Long battery life Offline mode available Month-to-month contract Cons No built-in receipt printer More advanced features require paid monthly subscription What Is Square Handheld? Square Handheld is a POS device launched by Square in 2025. This handheld device packs a lot of power and […]

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May 28, 2025 Filed under: Credit Card Reader Reviews
Airwallex logo

Airwallex Review

Pros No long-term contracts Competitive & transparent pricing No annual or monthly fees Robust features & integrations Streamlines global payments Cons No support for in-person transactions No phone-based customer support Not suitable for high-risk businesses What Is Airwallex? Airwallex isn’t just your average payment gateway. It’s a comprehensive solution that allows you to send and […]

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May 19, 2025 Filed under: Merchant Account Reviews
Mercury logo

Mercury IO Business Credit Card Review

Pros Simple, flat-rate rewards program Partner discounts & offers No monthly or annual fees All-in-one platform for banking, accounting, and expense management Cons Only available to businesses formed in the United States What Is Mercury’s IO Business Credit Card? Disclosure: This video is sponsored by Mercury and is included for informational purposes. Mercury’s IO is […]

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May 29, 2025 Filed under: Corporate Card Reviews, Small Business Credit Card Reviews
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Mercury Bill Pay Review

Pros Unlimited bill payments for all Mercury accounts Business banking¹ with built-in accounting features Unlimited invoice generation Integrates with popular accounting software Expense management features Cons Only available to Mercury customers What Is Mercury Bill Pay? Mercury is a fintech company that has become popular with startup businesses for online business checking and savings accounts,¹ […]

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Jun 2, 2025 Filed under: Invoicing Software Reviews
bhg financial logo

BHG Financial Review

Pros Long repayment terms¹ Excellent customer support Fast & easy application process Fast loan approvals & funding Competitive interest rates Cons Borrowing requirements may be difficult to meet Nontransparent rates & fees What Is BHG Financial? BHG Financial is a lender that has funded over $18 billion since 2001. BHG got its start by funding […]

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May 15, 2025 Filed under: Small Business Loan Reviews
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Lendefied Review

Pros Excellent customer support Multiple types of financing are available High borrowing amounts Fast funding available Cons Limited information on rates, terms, & fees Some borrowing requirements are not disclosed What Is Lendefied? Disclosure: This video is sponsored by Lendefied and is included for informational purposes. Through its bank programs, Lendefied connects business owners with […]

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Apr 30, 2025 Filed under: Small Business Loan Reviews

Commercial Fleet Financing Review

If your business needs equipment, Commercial Fleet Financing is worth a look. CFF boasts multiple loan and lease programs for established businesses, startups, or borrowers with credit challenges. The application process is easy, funding is fast (in most cases), and customer service receives glowing reviews.

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Apr 30, 2025 Filed under: Equipment Financing Reviews
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Grasshopper Bank SBA Lending Review

Grasshopper’s SBA lending earns a very respectable overall rating of 4.2 out of 5 stars. We love that it is an SBA Preferred Lender with a fast and easy application that can help you determine if you qualify for funding in just minutes. While the process is lengthy (as is typical for SBA loans), Grasshopper makes it as pain-free as possible by providing exceptional customer support along the way.

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Feb 5, 2025 Filed under: Small Business Loan Reviews

PayPal Invoicing Review

PayPal Invoicing is a solid choice if you want no-frills invoicing for your business. There are plenty of support options to help you along the way, although the software is very straightforward. This option is great for freelancers and smaller businesses. Overall, we give PayPal Invoicing a rating of 4 out of 5 stars.

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Dec 12, 2024 Filed under: Invoicing Software Reviews