This article will explain what cash discount programs are, how they work, and how they differ from credit card surcharges. We’ll also go over the pros and cons of cash discounting to help you make a more informed decision about whether such a program is right for your business.

Shift4 Payments is a merchant services provider that has been around under various business names since 1997. While previously best known for its Shift4 payment gateway, today it offers a complete line of products and services for almost any retail or eCommerce business. But does it work for small businesses?

There are so many processing companies, they all seem to be doing more or less the same thing, and they all have both glowing testimonials and terrible complaints. How are you supposed to choose the best company under these circumstances? Who can you trust? Read on to find out.

Overall, we believe that Seamless Chex offers a great service at a fair price. While we can’t tell you whether it will be a good fit for your particular business, the company’s extensive pricing disclosures make it fairly easy for you to estimate how much it will cost you, and how that cost compares against your other alternatives. Seamless Chex earns a very respectable score of 4.5 out of 5 stars, and our strongest endorsement.

Do you run an adult business? We’ll explain the unique challenges faced by the adult entertainment industry and why it can be difficult to find a provider that will approve your business for a merchant account. We’ll also make some specific recommendations of providers that accept adult businesses. Read on for the best merchant accounts for adult-oriented businesses.

If you’re a small business owner trying to run an online business — and particularly if you don’t already have specialized coding knowledge — a hosted payment page is an excellent option that allows your customers to complete their purchases securely and conveniently.

A First Data contract can be hard to cancel right away. The main problem is that it has an early termination fee (ETF), which could get pretty hefty if you cancel at the wrong time. To pay less of the ETF, you might have to wait a few months. But there are other obstacles as well. In this article, we’ll explain how the cancellation process typically works. You’ll still have to read some of that contract, but we’ll help you find the relevant parts more quickly for quick lookups.

Closing a merchant account is never a simple process. Providers such as Worldpay go out of their way to make it as difficult as possible in the hopes of discouraging you from terminating your business relationship with them. We’ve laid out the specific steps that you’ll need to follow to do so successfully.

Whether you are aware of it or not, you use ACH to make payments every day. In fact, even when a payment is not called an ACH transaction, a portion of that process might still pass through the ACH network. This is because ACH payments form the backbone of money transfers between US banks.

Chargebacks happen to every merchant. In fact, you probably won’t be able to eliminate all chargebacks as long as you keep accepting credit cards. The best you can do is to contain them and reduce them to a small number. What is left is just a part of the cost of doing business.