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Frank Kehl

Senior Staff Writer

8+ Years At Merchant Maverick

Expertise: Payments

Education: Juris Doctorate, Ventura College of Law

Frank has been writing about payment processing and business services since 2015. He is a retired Air Force officer and a former practicing attorney. He has a Bachelor of Science degree in Psychology from The Pennsylvania State University and a Juris Doctorate degree from the Ventura College of Law, and currently resides in Paso Robles, California.

Merchant Maverick Archives for Frank Kehl | Page 3

The Complete Guide To Cancelling Your First Data Merchant Account & Finding A Better Credit Card Processor

A First Data contract can be hard to cancel right away. The main problem is that it has an early termination fee (ETF), which could get pretty hefty if you cancel at the wrong time. To pay less of the ETF, you might have to wait a few months. But there are other obstacles as well. In this article, we’ll explain how the cancellation process typically works. You’ll still have to read some of that contract, but we’ll help you find the relevant parts more quickly for quick lookups.

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Jun 12, 2020 Filed under: Credit Card Processing

What Is An ACH Payment & How Does It Work?

Whether you are aware of it or not, you use ACH to make payments every day. In fact, even when a payment is not called an ACH transaction, a portion of that process might still pass through the ACH network. This is because ACH payments form the backbone of money transfers between US banks.

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Nov 30, 2023 Filed under: ACH and Check Processing
What is a chargeback

What Is A Chargeback?

Chargebacks happen to every merchant. In fact, you probably won’t be able to eliminate all chargebacks as long as you keep accepting credit cards. The best you can do is to contain them and reduce them to a small number. What is left is just a part of the cost of doing business.

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Aug 30, 2021 Filed under: PCI Compliance

The Complete Guide To Credit Card Networks: Visa, Mastercard, American Express & Discover

If you’re ever curious about what card networks, card associations, or card brands are, and what these entities actually do (other than make you pay fees of various sorts), you’re at the right place. We’ll explain what card networks are, give you a little history about each, and provide a general framework for understanding how they fit into the business of credit card processing.

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Apr 6, 2020 Filed under: Credit Card Processing
Woman reading long term contract.

How To Read, Understand, & Successfully Negotiate A Merchant Agreement For Your Small Business

The processing industry is simply not the sort of place where you can expect everyone to be honest and treat you fairly. People in this business can and will take advantage of you – if you let them. Reading your contract before you sign up is your last line of defense against being stuck in a bad deal. Here are our best tips for reading and understanding your merchant contract.

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Jul 18, 2023 Filed under: Credit Card Processing