Education: Juris Doctorate, Ventura College of Law
Frank has been writing about payment processing and business services since 2015. He is a retired Air Force officer and a former practicing attorney. He has a Bachelor of Science degree in Psychology from The Pennsylvania State University and a Juris Doctorate degree from the Ventura College of Law, and currently resides in Paso Robles, California.
There are so many processing companies, they all seem to be doing more or less the same thing, and they all have both glowing testimonials and terrible complaints. How are you supposed to choose the best company under these circumstances? Who can you trust? Read on to find out.
While merchant account fees are definitely irritating (and expensive!), they're often an inevitable cost of doing business. Even if you sign up with a payment service provider like Square that doesn't charge monthly fees, you'll still be paying the costs associated with maintaining your account in the form of higher transaction processing rates.
Credit card surcharging has rapidly gained in popularity in recent years as court decisions, and legislative changes have gradually removed legal barriers to the practice. The ongoing COVID-19 pandemic has greatly accelerated this trend. Nonetheless, the question remains: Should you add a surcharge?
There's a lot to love about Helcim. What we love is that you won't have to worry about the bait-and-switch tactics and long-term, binding contracts that plague the industry. Helcim distinguishes itself from many other providers by offering no binding contracts, exclusive interchange-plus pricing, consistently good customer service, and low account fees.
Choosing a high-risk merchant account provider isn’t the same as working with other payment processors. You can expect different pricing and contract terms — but you shouldn’t compromise on customer service. Here are six great providers that offer great service, fair pricing, and reasonable contracts for small businesses.
As we increasingly move toward a cashless society, P2P apps such as Venmo will become more of a fixture of everyday life. The company offers a high-quality product, and for users who just want to send or receive the occasional payment, it’s possible to use Venmo without paying a dime for it.
Not to be confused with National Processing Company (NPC), National Processing has a great reputation for customer service and transparency. See why it’s one of our top picks for credit card processing.
This article will discuss PCI compliance, why it’s important, and how your merchant services provider treats it. We’ll look at the numerous ways in which providers charge (or don’t charge) for PCI compliance services and what kind of services you’ll receive. We’ll also discuss the dreaded PCI non-compliance fee and how you can avoid ever having to pay it.
Soar Payments Review specializes in finding credit card processing homes for hard-to-place (that is, high-risk) merchants with refreshing transparency.
PaymentCloud provides payment processing solutions for eCommerce, mail order/telephone order (MOTO), and other generally high-risk businesses. Although PaymentCloud serves lower-risk and brick-and-mortar establishments, this merchant services provider shines in the eCommerce and mid-to-high-risk space.
eMerchantBroker is a merchant account provider that specializes in offering credit card processing services to a wide variety of industries that are usually classified as being high-risk by traditional banks and credit card processors.
There’s a lot to love about Helcim. What we love is that you won’t have to worry about the bait-and-switch tactics and long-term, binding contracts that plague the industry. Helcim distinguishes itself from many other providers by offering no binding contracts, exclusive interchange-plus pricing, consistently good customer service, and low account fees.
Want to help shape the future of the Merchant Maverick website? Join our testing and survey community!
By providing feedback on how we can improve, you can earn gift cards and get early access to new features.
Get Started With A Top Pick! ?Venmo For Business gets our expert seal of approval.Our team of experts spends hours on every review so that we can find the best companies to recommend to our readers. Venmo For Business made the cut.Learn MoreSee what this company has to offer.
We Want Your Feedback!
Help us to improve by providing some feedback on your experience today.
The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Get Started With A Top Pick! ?Venmo For Business gets our expert seal of approval.Our team of experts spends hours on every review so that we can find the best companies to recommend to our readers. Venmo For Business made the cut.Learn MoreSee what this company has to offer.