Kymberlin started contributing to Merchant Maverick as a freelancer in 2022 and joined the team as the full-time small business health insurance expert in 2023. She earned her Bachelor of Arts in Creative Writing from Pacific University in 2020 and continues to reside in Portland, Oregon.
At its most basic, a business insurance quote is a document that shows what you could expect to pay for a policy from an insurance provider. Each business quote will be different due to the unique needs of each business and factors such as industry, number of employees, past insurance claims, and deductibles.
While small business health insurance is an additional expense for your business, the benefits for both you and your employees are likely worth the cost. Potential tax benefits for your business and happier and more productive employees make adding health insurance as a benefit a win-win for your small business.
You need a loss run report to negotiate lower premiums with your existing or new insurance provider, determine risks associated with running your business, and establish a plan to help mitigate potential hazards.
Even though you are not legally required to purchase health insurance for a single employee by law, there are still great reasons to offer health benefits. Health insurance is not a trivial purchase — your employees work harder and better when they feel protected and healthy. Now, with the addition of the tax benefits and expanded options, it’s easy to finally make it happen.
Health care is daunting, complicated, and time-consuming. So, for small businesses without a large HR department, navigating the health insurance process can suck up time and energy that you simply don’t have. Check this complete guide on small business health insurance.
The best insurance for startups boils down to the specific risks they’re most likely to face, so it’s key to be familiar with your industry and its common accidents/lawsuits. Generally, it’s wise to start with a business owners’ plan and scale up from there.
You will need your Employer Identification Number, or EIN, for completing various legal tasks related to your business, such as filing taxes. If you have misplaced your EIN or aren’t sure if you even have one, you have come to the right place! Read on to learn what an EIN is, how to find your EIN, and how to apply for an EIN if you don’t already have one.
Health care is daunting, complicated, and time-consuming. So, for small businesses without a large HR department, navigating the health insurance process can suck up time and energy that you simply don’t have. Check this complete guide on small business health insurance.
Having a POS that automatically syncs your data to your QuickBooks account makes reporting and accounting much easier. But finding POS software that’s QuickBooks compatible? Not necessarily easy. Here are nine great options for small businesses that want a POS system compatible with QuickBooks.
The insurance industry might be in the business of worst-case-scenarios but a general liability insurance policy doesn’t have to set you back significantly — and the protection it provides is priceless. Read this informative article about the type of incidents this kind of insurance covers, discuss costs and plans, and steer you in the right direction if you’re ready to buy.
If you are a small business owner and are starting to look at your business insurance options follow these five steps, and you’ll be well on your way to buying appropriate insurance coverage!
Can you afford not to insure your business? Business insurance is a small cost to pay to keep yourself safeguarded from financial ruin.
It’s normal to feel overwhelmed about how much things will cost, but since business insurance is a must (and possibly even a legal requirement) for your small business, we will break down how much you can expect to spend to protect the business you love.
So you’ve been thinking about how to start a lawn care business. It’s not all that bad of an idea, but as with all businesses, starting a lawn care business requires effort, resources, and know-how. We’ll go over the steps you should take, where to get funding, and how to set up your lawn care business for success.
When it comes to running a business, you can never be too prepared. In the end, choosing the perfect type of business insurance can protect your business from claims, property damage, and other disasters, and can give you peace of mind, so you can stop worrying and get back to business.
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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