Business Insurance Blog Posts | Page 2

What Is Business Insurance & Do You Need It?

The most important kind of insurance for most small businesses is general liability insurance. Commercial property insurance is also important. You may be able to combine these two types of coverage into one policy, known as a business owner’s policy or BOP that lets you obtain coverage at a discount.

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Apr 26, 2023 Filed under: Business Insurance
commercial business insurance

Best Commercial Renters Insurance Providers

Most commercial renters insurance will cover damages to your business inventory, computers and electronic equipments, furnishings, and damages to the building caused by your business operations. Personal property is generally not covered. Damage from natural disasters or from faulty utilities may not be covered.

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Apr 24, 2024 Filed under: Business Insurance

The Complete Guide To Flood Insurance

Property insurance policies do not normally protect you in case of damage from floods. Flooding is defined as water inundating an area of normally dry land and affecting two or more adjacent properties or 2+ acres. Your property insurance policy will protect you from other types of water damage, such as a burst pipe, but only flood insurance helps you in the event of an actual flood.

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Jan 13, 2023 Filed under: Business Insurance

Small Business Riot Damage Relief: What To Expect & How Your Small Business Might Be Able To Get Assistance

The question of who pays for damage following riots is often a tricky one. Business owners generally have several avenues to pursue: insurance, government aid, and/or private support through loans or donations. Success in these avenues can vary wildly from business to business, however. Read on for a look at the history of rioting in America and how small businesses can recoup losses from riot-based damage.

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Jun 3, 2020 Filed under: Business Insurance, Business Loans, Small Business

What Is EPLI Insurance & Do You Need It?

Human resources and discrimination-related lawsuits often settle for large amounts of money. If you have employees, an EPLI insurance policy should be a must for your risk management plan. Without it, you will have to pay to settle these lawsuits out of pocket which could close your small business’s doors forever.

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Jan 3, 2023 Filed under: Business Insurance
Bobtail trucking insurance

The Complete Guide To Bobtail Insurance

Bobtail insurance is a commercial truck insurance endorsement that provides trucks with liability coverage while they’re traveling on the road without a trailer or cargo attached. Bobtail insurance is relatively inexpensive, and most drivers will pay in the ballpark of $400 a year. Factors that determine your cost are your driving record, how often/how far you expect to bobtail, and your policy’s coverage limit.

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Jan 3, 2023 Filed under: Business Insurance

The Complete Guide To Garage Liability Insurance

Liability insurance is crucial to protecting your small business from lawsuits and accidents, but not all liability insurance policies are the same. So what exactly is garage liability insurance, and do you need it? And the big question: How much is it going to cost you? Keep on reading to find out.

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Jan 6, 2023 Filed under: Business Insurance