Blog

Before we take a deeper dive into the SBA’s CAPLine program—and determine whether it’s right for you—let’s take a few moments to talk about what the SBA is and how its services differ from traditional loan programs. SBA loans are backed by the Small Business Administration, a government-run program that aims to help strengthen American businesses. […]

The SBA has several options for small business owners in need of a business loan for real estate. Of the six types of SBA loans, 7(a) Loans and 504 Loans are the two most viable options for real estate purchases. Other SBA loans (CAPLines, Export, Microloans, and Disaster) either prohibit borrowers directly from using funds […]

Every small business has one thing in common: they all need cash to operate. Money is required to start a new project, expand a business, or purchase the equipment required for daily operations, and sometimes that money has to come through financing. As many business owners know, though, this isn’t as easy as simply walking […]

Picture this: you get a credit card for business expenses that comes with a high APR. Maybe it’s because you didn’t know any better, needed quick credit for an emergency, or simply didn’t have the credit score to qualify for better offers. No matter what the reason, you’re not alone. Even the savviest consumers and […]

If you’ve ever applied for a loan — whether it be for a car, a house, or even a small business — then I’m sure you’re well acquainted with the importance of credit scores. But what about credit reports? Credit reports tell lenders about your credit history and indicate how reliable you are as a […]

Your startup is off the ground and you’re ready to make your next move, but you need funding — or maybe you have a fantastic idea that will completely shake up your industry, and you’re anxious to get your project rolling. Whether you’re in the early stages of setting up a new business or you […]

The SBA 504 loan is a financing program offered by the Small Business Administration and Certified Development Companies. The loans, while selective, are open to eligible, for-profit small businesses operated by United States citizens and resident aliens. 504 loans are fit for small businesses in search of fixed interest rates with long-term financing and smaller down […]

Whether your area was affected by a wildfire, tornado, record-setting hurricane or another catastrophic event, the next steps can feel daunting or overwhelming. Many homes and businesses find that insurance won’t cover as much as they thought—and that leaves a large gap between where they are now and the ability to move forward with everyday […]

The Small Business Administration is an indispensable resource for business owners in need of financing. In partnership with banks, credit unions, and other financial institutions, the SBA offers low-cost government-backed business loans. SBA loans can be used for most business uses, such as working capital, inventory, equipment, refinancing, and real estate. SBA loan borrower requirements […]

As a small business owner, you know the importance of financing in order to expand your business — particularly if you’re running a startup, and you know that you need funding in order to start your next project. While there are many options available to provide you with the capital you need to start a […]