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The Complete eCheck Payment Guide

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Rose Holman

Rose Holman

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Rose Holman is a writer, blogger, and educator from Portland, OR with an MA in Teaching from Western Oregon University. She enjoys educating SMB owners about the complicated (and notoriously sketchy) world of payment processing. Since starting at Merchant Maverick in 2016, she has also added eCommerce software to her areas of expertise.
Rose Holman

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4 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Ron Bonnell

    You would think in something called “The Complete eCheck Payment Guide”, they would give you some hint of where you could get eChecks from. Is Deluxe the only choice? If I want to send someone an eCheck what do I do? You say nothing about any of this.

      Emily Hale

      Hi Ron,

      Thanks for your question. Hopefully I can clear up the confusion about eChecks. The goal of this post is to guide merchants in the world of accepting eChecks. As a customer, eChecks aren’t something you can purchase and send in that sense. You can only pay with an eCheck if the merchant you are doing business with has that as an option at their payment screen. If you are interested in learning more about sending cash to individuals, however, you can check out our Venmo Review. Hope this helps and best of luck.

        Sam Debs

        That’s exactly Ron’s point.
        Say someone want me to pay Via an Echeck.
        At this site I see:

        Payment Option:
        E-Check (Green Money E-check provider)
        Then there are 2 fields to fill:
        Routing Number and Account Number.

        So what do I do from here? Just copy information from my Paper Cehck or do I have to use Green Money to write an echeck?

        This is all confusing.

          Jessica Dinsmore

          Hi Sam,

          Sorry this is so confusing. As the customer paying via echeck, it really is as simple as entering your routing number and account number. You can absolutely copy this information directly from any of your paper checks! You are doing it correctly.

          In this case, Green Money is just the name of the echeck processing company used by the merchant you are trying to pay. Payment processors are sometimes called payment “providers,” so I understand why that would be confusing. Green Money is not providing you with any echecks. It’s just the technology that’s “provided” by Green Money that’s allowing this merchant to process echeck transactions.

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