In Merchant Maverick’s inaugural data report on The Best States In Which To Survive Recession, our analysis found that the states in the best condition to mitigate the effects of a recession aren’t where you might expect. Most of them, as it turns out, are in the Heartland.

Kabbage offers a line of credit can be a convenient and easy-to-access funding option for small businesses, even those that don’t have a perfect credit score. However, because Kabbage Funding can be expensive, we advise applicants to make sure they fully understand the cost before accepting a financing offer.

Square offers one of the quickest and easiest setup processes in payment processing and is one of our favorite solutions for small businesses. Still, there may come a time when your business outgrows Square or no longer needs credit card processing. When that happens, you’ll want to know how to cancel your Square account.

To start a collection agency, you’ll need a robust suite of hardware and services to accept payments online and over the phone. Whether you’re building your agency from the ground up or already have a business that needs to switch to a better merchant account provider, your agency’s success depends on multi-channel payment support, systems to combat fraudulent chargebacks, and transparent pricing plans and contractual requirements.

Shopify Payments is Shopify’s built-in payment processing feature, which allows you to accept credit and debit cards, as well as additional payment methods. By default, Shopify Payments is a white label version of Stripe and has most of that payment processor’s strengths and weaknesses. Learn more about Shopify Payments and how to set it up for your small business.

Novel payment methods seem to be arriving at a faster and faster pace. One you may have heard of recently is called a payment link, a way to bill your customers through their mobile devices (or email, if you or they are feeling retro).

PayKings doesn’t reinvent the niche, but it offers its customers a complete suite of services. PayKings also appears to have particular expertise when it comes to selling CBD products on Shopify, so businesses using that platform for eCommerce may find this company especially well-suited to their needs.

When you take all levels of government into account, there is an overwhelming number of grant programs available to small businesses. As grants tend to be specialized, the trick is usually finding ones that fit the nature of your business.

Credit card decline codes are sent to merchants from credit card processors when a transaction is unable to be processed. Each numerical code corresponds to a different reason a transaction may be declined, such as the card in question being reported lost or stolen. Want to know more about how to deal with decline codes or what to do when one comes up? Read our handy guide to credit card decline codes.

Chargebacks can potentially turn the convenience of card-based transactions into an expensive hassle. If chargebacks having been eating into your profits, you’ll want to find a cost-effective solution that’s suited to your transaction volume and budget. Luckily, solutions are available at scale.