Advertiser Disclosure

💳 Save money on credit card processing with one of our top 5 picks for 2022

SBA Loan Credit Score Requirements: Minimum Required Score By Loan Type

    Chris Motola
  • Updated on:
Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.
Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.


Leave a comment


Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Vincent J. Amoia

    I have a client who was denied by the sba for an EIDL loan based on his credit score?

      Jessica Dinsmore

      Hi Vincent,

      My sincere apologies for the delayed reply. There has been no official credit score minimum requirement mentioned in any of the rules, though “acceptable credit history” is required. That’s pretty vague! This post has a helpful breakdown of typical SBA loan criteria to give you an idea, but again, there is no documented credit score requirement.

        Edna J McDaniel

        Small Business seller on Amazon and EBay for more than 8 years. Have not had any sales since early 2020 due to the Pandemic. I would like to expand my business line but currently do not have available funds. Thanks.

          Jessica Dinsmore

          Hi Edna,

          Do you have questions about your credit score as it relates to SBA loans? I’m not totally sure what you are asking, but if you’re interested in applying for the PPP or EIDL programs, they may be able to help you in terms of funding. You may also qualify for Pandemic Unemployment Assistance. I hope that is helpful to you, but if you have a more specific question, please feel free to respond here. Thanks!

            Iddi Amadu

            Would to what does your company do

              Jessica Dinsmore

              Hi Iddi,

              Check out our About Us page to learn more about what Merchant Maverick does to help small businesses.

              Leave a Reply

              Your email address will not be published. Required fields are marked *

              Comment moderation is enabled. Your comment may take some time to appear.
              Please read the "User Review and Comment Policy" before posting.

              We Recommend National Business Capital 🏆

              National Business Capital is a free-to-use marketplace that allows you to compare lenders side-by-side.

              Get Started

              Get started with no commitment today.

              Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

              The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.

              Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.

              Sign up for the Maverick Newsletter

              • Please select topics of interest

              • We occasionally send out emails with special offers.
              • This field is for validation purposes and should be left unchanged.