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Applying for small business loans can be stressful. But it wouldn’t be so bad if you knew exactly what lenders are looking for, right? One of the biggest factors in lending decisions is your debt service coverage ratio (DSCR). But what is the DSCR and how can you figure out what yours is? In this post, […]

One of the most important business finance decisions has nothing to do with budgets or COGs and everything to do with which accounting method you choose. Learn the difference between cash basis and accrual accounting to see which method your business should be using.

When you pay your employees a wage, you should also provide them documentation about their pay. A paystub is a form of communication between an employer and an employee, and it communicates with full transparency wages earned, taxes paid, and deductions removed. Employers should understand the information on a paystub in order to help explain […]

Job costing allows businesses to create project budgets and more accurately predict the profitability of their jobs and projects. We break down exactly how job costing works, what job costing software options are out there, and which businesses should be using job costing to manage their profit and loss.

Lending by Wave is a business financing service offered by Wave in partnership with OnDeck. Through Lending by Wave, you could get a short-term loan or a line of credit. Is it a good deal? Learn everything you need to know in this article.

Learn what invoice financing is, whether it’s right for your business, and how to find a great financing company to work with in our complete guide.

Despite what you might think, accounting doesn’t have to be complicated. Here are the top easy accounting software options for businesses.

If you have employees, you pay them a wage for their work; that’s just a basic fact of life. Payroll is defined as the regular payment of wages to employees, and it includes withholding the correct amount for taxes, insurance premiums, or retirement plan contributions. Payroll can be complicated and unwieldy with technical minutia, but managing payroll is a legal requirement, so don’t try to skimp on understanding the basics.

Intuit has been a big name in accounting for decades now, and with 2.2 million QuickBooks Online users, it’s easy to see why. However, QuickBooks isn’t the only option when it comes to cloud-based accounting. There are plenty of other competitive and comprehensive programs ready and willing to compete with this accounting giant. Whether you’re a […]

¡Hola! Bonjour! Guten tag! Bon giorno! Ni hao! Shalom! However you say hello to your customers, you need an accounting solution that keeps up with your international business. In a world where the distance between continents seems to be shrinking (metaphorically speaking) and the ability to sell products globally is booming, a program that offers […]