Headway Capital offers business lines of credit to qualified merchants. Headway Capital might be convenient for merchants who need a small credit line to capitalize on business opportunities or other working capital needs. Be cautious about the high APR and additional fees.

Equipment financing is the use of a loan or lease to purchase or borrow hard assets for your business. This type of financing might be used to purchase or borrow any physical asset, such as a restaurant oven or a company car. How does it work? What types of equipment financing are available? Get the answers to your questions in our equipment financing guide.

Fundbox is a business lender that specializes in offering lines of credit to small businesses. Merchants access this line by connecting either their business checking account or accounting software to Fundbox’s platform, and a credit decision is returned in three minutes or less. Fundbox requires a credit score of at least 500 and three months’ time in business.

BlueVine is an online lending service that’s suited for small businesses. It offers SBA/PPP loans, term loans, lines of credit, and invoice factoring. BlueVine is one of the most accessible invoice factors available and a good choice for B2B businesses.

Funding Circle is an online lender that offers medium-term installment loans to established businesses. It has a relatively long application process and strict borrower requirements but competitive terms and fees. Businesses that qualify for Funding Circle will most likely be able to get a better rate from an actual bank.

Accion is a nonprofit company that offers small business loans for a variety of different purposes. It is a good option for startup and small businesses with relatively low credit scores that may not qualify for other loan options. But do note that Accion’s APR can potentially be high.

Fora Financial is an alternative small business lender offering merchant cash advances and short-term loans. Despite the potentially high origination fee, Fora Financial’s offerings are competitive with other funders that offer short-term financing.

OnDeck is a hugely prolific online small business lender and offers two types of business loans: short term loans and revolving lines of credit. Despite potential drawbacks, if you need a fast loan or don’t qualify elsewhere, it’s hard to beat OnDeck.

Mobile payment technology involves making a payment through a phone or tablet. Understanding your mobile payment options will help you as you make point of sale and payment processor purchasing decisions. When we first wrote this article a decade ago, mobile payments were just starting out, and we wrote things like, “Consumers have yet to catch […]

Apple Pay, along with other digital wallets, is becoming widely adopted. Apple users are notoriously brand loyal, so once they start to use Apple Pay, they tend to stick to this particular digital wallet. If you don’t yet take digital wallet payments, is it time to provide that convenience to your customers and start taking them?