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Erica Seppala

Editor & Senior Staff Writer

7+ Years At Merchant Maverick

Education: AA Liberal Studies, Limestone University

Erica has been writing about small business finance and technology since 2008. She joined Merchant Maverick in 2018 and specializes in researching and reviewing business software, financial products, and other topics to help small businesses manage and grow their operations. Her expertise has been cited in MSN, Reader’s Digest, Vox, U.S. News & World Report, and Real Simple. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll, a graduate of Limestone University, and currently resides in Greenville, South Carolina.

Merchant Maverick Archives for Erica Seppala | Page 18

What Is Afterpay & How Does It Work?

Afterpay is one of several popular BNPL providers that offer short-term loans to your customers and pay you the total purchase price upfront, taking on all the financial risk for merchants. Read on if you want to know how Afterpay works, how it’s different from other BNPL options, and whether this BNPL solution is the right one for your eCommerce business.

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Nov 7, 2025 Filed under: Buy Now Pay Later

Should You Offer PayPal Pay In 4 To Your Customers?

Customers who have the option to pay for their purchases in smaller installments with BNPL solutions are less likely to click away from your site at checkout, and more likely to spend more per order. PayPal Pay In 4 was created so that online businesses of every size could easily implement their own buy now, pay later programs.

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Dec 4, 2025 Filed under: Buy Now Pay Later

How To Use Square Payroll In 7 Steps

Square Payroll is full-service payroll software for businesses of all sizes. The software offers robust payroll automation and tools that will save your business time when it comes to paying employees and contractors. This guide will walk you through the process of running payroll with Square Payroll.

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May 27, 2026 Filed under: Payroll
How to process payroll in ADP

How To Run ADP Payroll

One of the main reasons ADP payroll has been able to stay so popular is its highly intuitive interface. Even with loads of features, ADP is one of the easier-to-use systems around.

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May 27, 2026 Filed under: Payroll

Requirements To Open A Business Bank Account

It’s time to open a business bank account. Are you ready? What do you need to make that happen, and what’s the best way to apply for business banking services? Does your small business even qualify for business banking? Relax. We’ve got you covered! This post will let you know if it’s time to start using a business bank account for your small business or side venture.

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May 14, 2026 Filed under: Business Banking

Business Bank Accounts: Do You Really Need One?

If you’re still wondering if you need a business bank account, the answer lies in understanding the differences between personal and business banking. A business account simply is better suited than a personal account for running a business. Find out more about why you need to ditch your personal account and sign up for a business checking account to run your small business.

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May 14, 2026 Filed under: Business Banking

What Is A Corporate Credit Card?

While corporate cards are a big business these days, they remain a relative oddity in the greater credit card scene. Not as ubiquitous as personal or small business credit cards, corporate cards aren’t exactly easy to understand. For one, getting a corporate card isn’t as easy as filling out an online application. And properly managing a corporate card program isn’t something you can just set up and forget.

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Jun 16, 2026 Filed under: Corporate Cards

Ambria Properties: Building Homes, Success, & A Bright Future In Greenville

Though the residential construction market is booming, it isn’t without its challenges. As a result of the pandemic, building supplies, from windows to lumber, have increased significantly in price and have been in short supply. Despite these issues, Ambria Properties, a residential construction company based out of Greenville, South Carolina, continues to prosper. But this isn’t the first obstacle that Ambria Properties has faced.  

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Aug 30, 2021 Filed under: Business Spotlights