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Erica Seppala

Editor & Senior Staff Writer

5+ Years At Merchant Maverick

Expertise: Accounting, QuickBooks, Payroll, Business Funding, POS

Education: AA Liberal Studies, Limestone University

Erica began writing on small business topics in 2008. She joined Merchant Maverick in 2018 and focuses on loans, accounting, and POS. She is a Certified ProAdvisor for QuickBooks Online and QuickBooks Payroll. She has been cited in MSN, Reader’s Digest, Vox, U.S. News & World Report, and Real Simple. She is a graduate of Limestone University and resides in Greenville, South Carolina.

Merchant Maverick Archives for Erica Seppala | Page 18

Guide To Business Loan Rates & Fees

Small business loan rates and fees affect your cost of borrowing, so it’s important to make sure you do your research to find the most affordable loan for your business. The most effective way to get the best deal on a business loan is to educate yourself, starting with this guide.

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May 21, 2024 Filed under: Business Loans
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SmartBiz Review

SmartBiz provides SBA 7(a) and PPP loans to small and large businesses. SmartBiz is a fantastic resource for any eligible merchant that needs a low-cost, long-term loan and wants to leverage a marketplace solution.

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Mar 22, 2024 Filed under: Small Business Loan Reviews
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LendingClub Business Loans Review

LendingClub is an honest loan provider with competitive terms and fees, good advertising transparency, and quality customer service. If you need a quick business loan, or you aren’t large enough to qualify for a loan from a bank, LendingClub might be the lender for your business.

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Mar 8, 2024 Filed under: Small Business Loan Reviews
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Zoho Projects Review

Zoho Projects has numerous integrations and a robust system of features that make it a competitive option. The price point is great and they offer a free plan. Keep on reading to see if the program is a good fit for your small business. 

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Feb 23, 2024 Filed under: Project Management Software Reviews
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FreshBooks Review

FreshBooks is ideal for small businesses that want a basic, easy-to-use accounting solution and don’t need complex accounting features or multiple users. FreshBooks Classic is ideal for small businesses that don’t need accounting software and simply want an easy invoicing and expense tracking tool for their businesses.

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Apr 8, 2024 Filed under: Accounting Software Reviews

Wave Review (Formerly Wave Accounting)

Wave is free accounting software and unlike other free programs, there are no artificial limits on invoicing, contacts, items, or other features. The only thing you have to pay for is adding payroll, payment processing, or professional bookkeeping. There’s limited tax support, no project management, limited time tracking, and no additional users.

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Apr 8, 2024 Filed under: Accounting Software Reviews

QuickBooks Online Review

QuickBooks Online is cloud-based accounting software. It has the complex accounting capabilities that small business owners need and supports numerous integrations. Quickbooks Online has a lot to offer in terms of features, accounting, and usability.

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May 16, 2024 Filed under: Accounting Software Reviews

Xero Review

Xero is a robust, cloud-based software with strong accounting, ample integrations, and some really great features. It offers tons of automations to save business time like automatic sales tax lookup, group invoicing, and default email templates.

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Apr 25, 2024 Filed under: Accounting Software Reviews