Business owners today know that it’s more important than ever to be able to accept credit cards. Customers carry less cash, and rely on credit and debit cards for the majority of their purchases. If you’re an eCommerce merchant selling online, taking “plastic” is just about your only option. Unfortunately, you can’t accept credit cards […]
Apple recently unveiled their new iPhone 7 and iPhone 7 Plus smartphones, and their reception has been decidedly different than it was for previous models. Rather than praise or condemn the phone’s new features (such as the faster A10 processor or the 7 Plus’s dual cameras), discussion has focused on the company’s controversial decision to […]
Unless you’re running a purely eCommerce business, you’re going to need a credit card terminal to accept credit cards. If your business is large enough, or if you operate out of multiple locations, you might need more than one. Credit card terminals come in many shapes and sizes, from simple wired terminals that aren’t much […]
Just about everyone in business these days needs to be able to accept credit cards. Finding a reputable merchant account provider to process those credit card transactions for you can be a pretty daunting challenge for any business, but it’s even harder if you’re a high-risk merchant. So, what is a high-risk merchant? In the […]
Despite the increasing popularity of eCommerce, retail businesses are alive and well in the Twenty-first Century. Customers still need to shop for groceries, go out to a restaurant for dinner, and take their car to their mechanic to have the oil changed. For just about any brick-and-mortar business where the customer comes to you, you’ll […]
It’s no exaggeration to say that the internet and eCommerce have radically transformed the way we shop for and buy things more than any other development since mail order and telephone ordering became available over 100 years ago. Today, we can buy things online from the comfort of our own homes, and using credit cards […]
While credit cards have existed in one form or another in the United States for almost a century, it’s only been during the last few decades that their use has become commonplace. It wasn’t all that long ago that most people made just about every purchase with either cash or a personal check. Today, most […]
Unless your small business consists of running a lemonade stand on the corner of your street, sooner or later you’re going to need to accept credit and debit cards as payment to compete in today’s marketplace. Customers are increasingly relying on their “plastic” to make purchases, and consequently carrying less cash. eCommerce – something that […]
Accepting credit cards in your business is something of a two-edged sword. On one hand, they’re extremely convenient for your customers, which generally translates into more sales. At the same time, processing a credit card transaction costs money, and the fees associated with maintaining a merchant account cost even more money. These expenses eat into […]
The infamous tiered merchant account pricing model… do you know what it is? If not, I suggest you start learning, because chances are, it’s working against you as we speak. Do you remember the interchange reimbursement fee? How about all of those different rate categories (125 or more) that your credit card transactions could […]
