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Fundbox Review: Online Small Business Loans & Lines Of Credit

Despite expensive rates, Fundbox offers fast and convenient financing options to small and mid-sized businesses. Explore the top pros & cons in our thorough Fundbox review.

    Chris Motola
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Fundbox At A Glance

  • Fundbox offers lines of credit and some B2B payment services for small businesses
  • Fundbox has discontinued its term loan product
  • The lack of a draw fee means you won’t have to overthink your line of credit usage

Chris Motola

Chris Motola

Expert Analyst & Reviewer at Merchant Maverick
An expert in personal and business loans and financial health, Chris Motola has been writing about small business finance and payments for over 5 years. He has been cited in various industry publications, including Forbes Advisor, GoBankingRates, and Medium. Chris is a graduate of the University of Central Florida.
Chris Motola
View Chris Motola's professional experience on LinkedIn.



The Merchant Maverick Seal of Approval 🏆

Fundbox


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After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Fundbox for yourself.

The Merchant Maverick Seal of Approval 🏆

Fundbox


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Fundbox for yourself.

Sources

To learn more about how we score our reviews, see our Business Loan Rating Criteria.

8 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Danny

    I read Fundbox terms. It states that they are in your finances consistently meaning they have access to your bank account and financial records. Who in their right mind want a “lender” inside their entire business operation whenever they feel like it or download all of your transactions. That’s crazy that money is not worth them have that type of access or control you are better of just using credit cards.

      This comment refers to an earlier version of this review and may be outdated.

      JB

      Organization Name: 2111532-001

      They are a bait & switch scam. Received e-mails hailing they could do PPP loans and after taking out much time to submit all the documents get an instantaneous rejection for the loan without any reason why. Under the Equal Credit Opportunity Act (ECOA) a party who is turned down for credit should get a response as to the wherefore which these cads totally disregard.

      1
      • Organization Name: 2111532-001

      This comment refers to an earlier version of this review and may be outdated.

      Cherlyn Robinson

      Organization Name: C R Market Surveys Inc

      I work mostly with government agencies which are known for their slow pay. This service has been an absolute godsend for my company. The interest amount is negligible as long as you pay off the loan early. My only complaint is that they don’t allow you to draw less than the pending invoice amount. For instance, if you have a pending invoice for $20k but you only need $10k, you will need to borrow the entire $20k if your available credit covers this amount.

      4
      • Organization Name: C R Market Surveys Inc

      This comment refers to an earlier version of this review and may be outdated.

      uriel morrison

      hi cherlyn
      i’m trying to startup a business but my credit is low , how good was you credit. TY

        This comment refers to an earlier version of this review and may be outdated.

        Ryan Shaffer

        I’ve only made 1 payment and can’t change the terms from 12 weeks to 24 weeks. I was unaware that I wouldn’t be able to change it and then I was told that if I changed it I wouldn’t be able to use Fundbox again. It’s a scam. The program defaulted to 12 weeks and then they said it was impossible to change it. What a load of BS!

          This comment refers to an earlier version of this review and may be outdated.

          nizam khatib

          where are the negative reviews about fundbox? where can I see them?

            This comment refers to an earlier version of this review and may be outdated.

            Bianca Crouse

            Hi Nizam,

            Customer reviews of Fundbox can be found on the Better Business Bureau, TrustPilot, and many of the app centers for Fundbox’s accounting/invoicing partners (QuickBook’s center appears to have the most reviews). As you can see, customers have very few complaints about this service.

              This comment refers to an earlier version of this review and may be outdated.

              GFS Servco

              Organization Name: GFS

              This is a nasty trap! The fees will wipe you out. Weekly payments keep you locked in. It’s filthy! Stay away

              • Organization Name: GFS

              This comment refers to an earlier version of this review and may be outdated.

            Comments are closed.

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