Funding Circle
Apply Now

Funding Circle Review

Funding Circle's competitive rates without many extra fees makes it an enticing choice for small businesses. But is it the right fit for you?

    Chris Motola
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Funding Circle

Total Rating 4.5
Interest Rates & Fees Excellent
Application Process Good
Sales & Advertising Transparency Excellent
Customer Service Excellent
Reviews, Complaints, & Testimonials Good

Funding Circle At A Glance

  • Funding Circle offers term loans, lines of credit, and SBA 7(a) loans to small businesses
  • A wide range of term lengths offers a high amount of flexibility for an alternative lender
  • Funding Circle’s relatively high borrower qualifications will rule out a lot of borrowers

Chris Motola

Chris Motola

Senior Staff Writer at Merchant Maverick
Chris has been writing about small business topics since 2003. In 2015, he joined Merchant Maverick, where he writes about business financing, payment processing, and demographic trends in entrepreneurship. Chris has been featured in Fox Business, ABC News, Yahoo Finance, GoBankingRates, Newsweek, BizJournals, and other publications. He has a Bachelor’s of Arts in English Writing Arts from SUNY Oswego, and a Masters of Science in Interactive Media from the University of Central Florida. He currently resides in the Hudson Valley region of New York.
Chris Motola
View Chris Motola's professional experience on LinkedIn.



The Merchant Maverick Seal of Approval 🏆

Funding Circle


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Funding Circle for yourself.

The Merchant Maverick Seal of Approval 🏆

Funding Circle


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Funding Circle for yourself.

To learn more about how we score our reviews, see our Business Loan Rating Criteria.