If you plan to rely on ACH transfers for a significant portion of your sales, we recommend getting an ACH processing account through your regular merchant services provider. Most providers offer ACH processing as an optional paid feature, although there are a few high-quality credit card processors that will include it for free.

With its bespoke approach to credit card processing, Corepay can offer specialized services to many high-risk businesses that might otherwise struggle to get approved for an account at all. Corepay’s emphasis on eCommerce makes it a particularly good choice for online-only businesses.

Trying to lower your credit card processing costs is more important than ever, as inflation drives up the costs of goods and services, and credit card interchange fees continue to rise. We discuss the industry averages for credit card processing costs, which can show you how your costs compare to other businesses.

Overall, Clearly Payments receives a score of 4.5 out of 5 stars. We strongly recommend the company for larger businesses that need a full-service merchant account and can benefit from the company’s pricing structure. For a look at other great choices in payment processors for Canadian merchants, check out our article on the best merchant accounts for Canadian small businesses.

Both Stripe and Shopify Payments are excellent choices for a multichannel business, but both providers offer several unique features that will make one a better choice than the other for businesses that need those features. Stripe is generally less expensive overall due to the lack of a monthly subscription fee for a basic account.

In this article, we’ll compare Helcim and Square feature-by-feature, showing you the benefits and drawbacks of each provider and explaining where each company excels and where it falls short.

While merchant account fees are definitely irritating (and expensive!), they’re often an inevitable cost of doing business. Even if you sign up with a payment service provider like Square that doesn’t charge monthly fees, you’ll still be paying the costs associated with maintaining your account in the form of higher transaction processing rates.

Wondering how to accept credit card payments without a merchant account? Learn what third-party payment processing is, and the pros & cons for small businesses.

Whether you just want a simple setup to accept the occasional credit card payment or you’re interested in integrating credit cards and other payment methods into your overall dental office management, a good payment processor can offer you the tools you need.

An e-cigarette and vape merchant account can provide your business the flexibility and financial security it needs to create a seamless buying experience for your customers both online and in person. Your goal when choosing a merchant account should be to provide intuitive payment processing solutions that meet your business’s needs.