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Debit VS Credit Transactions: The Complete Small Business Guide

    Jason Vissers
  • UPDATED

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Jason Vissers

Jason Vissers

Expert Analyst & Reviewer at Merchant Maverick
Jason Vissers has been researching, analyzing, and writing about small business software and finance since 2015. His financial expertise has been cited in numerous publications, including The Ladders. Jason graduated with a Political Science degree from San Diego State University in 2001.
Jason Vissers
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2 Comments

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    Aron

    Good article. I am trying to implement credit card surcharge and the information you provided regarding credit-path debit transactions is being contested by our payment processor. I am curious if the author pulled that information directly from the law language or another source. The Visa website also contests that claim. I would certainly like to be able to charge all credit-path transactions because it is difficult for a POS provider to tell the difference between a credit and debit card. Would appreciate more details on where your assertion came from Thanks!

      Emily Hale

      Hi, Aron! You definitely can not add a surcharge for any debit transactions. Here is a reference for you: https://usa.visa.com/content/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf. We hope this helps and best of luck!

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