Start-Up Business Loan Reviews
UpstartRead Review Apply Now
Upstart is an online lending platform that offers consumer loans to qualified borrowers. It has relaxed credit score requirements, competitive terms and fees, and an easy application process. Upstart is an excellent resource for many people who do not fit the traditional model of a loan borrower.
EquityNetRead Review Apply Now
EquityNet is an equity crowdfunding platform connecting businesses to investors. EquityNet is definitely worth a closer look if equity crowdfunding fits into your grand plan. But keep in mind that equity crowdfunding is a trickier field to navigate than rewards crowdfunding.
PodiaRead Review Start Trial
For smaller creators looking for a more seller-friendly platform on which to host their campaigns, Podia isn't a realistic alternative; the monthly cost is simply too high.
Fora FinancialRead Review Apply Now
Fora Financial is an alternative small business lender offering merchant cash advances and short-term loans. Despite the potentially high origination fee, Fora Financial’s offerings are competitive with other funders that offer short-term financing.
National Business CapitalRead Review Apply Now
National Business Capital (NBC) is a lending-advisory service that links small business applicants to one of its 75+ lending affiliates. It is suitable for startups, new, and mature-but-credit-challenged businesses. Be cautious that you’re unlikely to get the absolute best rates.
ProsperRead Review Visit Site
Prosper offers personal loans that can be used for business purposes. Prosper loans are easy to apply for and easy to pay off. Be cautious of hidden fees or other unexpected clauses. Prosper is best suited for startups.
Seek CapitalRead Review Visit Site
Seek Capital specializes in funding procurement from third-party lenders. Seek Capital does the hard work for you when it comes to acquiring funding for your business. While there are high fees associated with this service, the convenience may outweigh the expense for many business owners.
LendingPointRead Review Visit Site
LendingPoint offers loans to consumers who have credit scores in the 600-680 range. It is a useful tool for people without the best credit profiles. It is suitable for startups but because of its narrow focus, the funding might work out for a very small number of entrepreneurs.
Fundwise CapitalRead Review Visit Site
Fundwise Capital is a financial service company that specializes in connecting qualified customers with third-party funders. For new entrepreneurs with good credit, Fundwise can make a significant impact, especially if you qualify for zero interest during your first year. Beware of being upsold on credit counseling.
AccionRead Review Visit Site
Accion is a nonprofit company that offers small business loans for a variety of different purposes. It is a good option for startup and small businesses with relatively low credit scores that may not qualify for other loan options. But do note that Accion’s APR can potentially be high.