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American Express Blue Business Cash Review

No annual fees and strong cash back rewards make Amex Express Blue Business Cash Card a solid option for small businesses.

    Jason Vissers
  • Last updated onUpdated

  • Chelsea Krause
  • REVIEWED BY

    Chelsea Krause

    Lead Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.

American Express Blue Business Cash

Total Rating 4.3
Rewards & Perks4.2

Rates & Fees4.9

Features4.7

Eligibility Requirements2.4

Customer Service3.5

User Reviews3.5

Annual Fee

$0

Minimum Recommended Credit

Good

Rewards Rate

2% cash back

American Express Blue Business Cash At A Glance

  • 2% cash back on your first $50K/year in business purchases
  • 1% cash back thereafter
  • $250 statement credit after you spend $3,000 in your first 3 months

Credit Card Review Methodology

We spend hours researching and evaluating each credit card that we review at Merchant Maverick, placing special emphasis on key characteristics to generate our ratings.

Weighted Rating Breakdown

Rewards & Perks 40%
Rates & Fees 30%
Features 15%
Eligibility Requirements 5%
Customer Service 5%
User Reviews 5%

When rating credit cards and credit card issuers, we use an 18-point rubric that looks at rewards and perks, rates and fees, features, eligibility requirements, customer service, and user reviews. We weigh each section differently to calculate the total star rating.

  • Rewards & Perks: 40% of the total star rating
  • Rates & Fees: 30% of the total star rating
  • Features: 15% of the total star rating
  • Eligibility Requirements: 5% of the total star rating
  • Customer Service: 5% of the total star rating
  • User Reviews: 5% of the total star rating

Each section is further broken down into granular, weighted subsections, in which we examine specific attributes like APR, introductory offers, cash back and travel rewards, credit score requirements and disclosures, foreign transaction fees, and the availability of employee cards.

Read more about how we rate business credit cards.

Jason Vissers

Jason Vissers

Expert Contributor at Merchant Maverick
Jason has been writing about small business software platforms, services, and financing since 2015. Jason’s expertise has been featured in Yahoo Finance, Time/NextAdvisor, Home Business Magazine, CreditCards.com, GoBankingRates, TheLadders.com, and other publications. He has a bachelor’s degree in Political Science from San Diego State University and currently lives in Philadelphia, Pennsylvania.
Jason Vissers
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Jason Vissers

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To learn more about how we score our reviews, see our Business Credit Card Rating Criteria.