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Ramp Credit Card Review

The Ramp credit card centers around one mission: saving customers money. Besides its lack of fees, Ramp also includes software designed to help cut costs.

    Jason Vissers
  • Last updated onUpdated

  • Chelsea Krause
  • REVIEWED BY

    Chelsea Krause

    Lead Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.
Total Rating 4.5
Rewards & Perks4.0

Rates & Fees5.0

Features5.0

Eligibility Requirements5.0

Customer Service4.5

User Reviews4.5

Rewards Rate

Up to 1.5% cash back

Annual Fee

$0 for the standard package, $12/user/month for Ramp Plus

Business Size

Corporations, LLCs, and LPs with $25K+ in the bank

Ramp At A Glance

  • Corporate card program with up to 1.5% cash back on every purchase
  • Spend management platform with auto-generated savings insights to limit wasteful spending
  • No fees of any kind (unless you sign up for Ramp Plus or Ramp Enterprise)

Corporate Card Review Methodology

Merchant Maverick has been researching and reviewing business credit cards and corporate cards since 2018. Our writers have evaluated over sixty different business card products. In each corporate card review, we evaluate rewards and perks, rates and fees, features, eligibility requirements, customer service, and user reviews. Read more about how we rate corporate cards.

Weighted Rating Breakdown

Rewards & Perks 40%
Rates & Fees 25%
Features 20%
Eligibility Requirements 5%
Customer Service 5%
User Reviews 5%

Note: We use a different credit card rating methodology to evaluate traditional business credit cards, as they often differ from corporate cards in benefits, qualifications, and use cases.

When comparing corporate cards, we consider many data points, including the specifics of cash back and spending rewards, the presence of annual fees, the breadth and flexibility of reward redemption options, revenue and time in business qualifications, credit score requirements, and extra perks. Our lists of the best corporate cards include only those we’ve deemed worthwhile from multiple vantage points and often share qualities such as widespread availability, low fees, competitive rewards, and reasonable revenue, cash-on-hand, and time in business requirements.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the corporate cards included meet our internal standards for quality and reputation.

Jason Vissers

Jason Vissers

Expert Contributor at Merchant Maverick
Jason has been writing about small business software platforms, services, and financing since 2015. Jason’s expertise has been featured in Yahoo Finance, Time/NextAdvisor, Home Business Magazine, CreditCards.com, GoBankingRates, TheLadders.com, and other publications. He has a bachelor’s degree in Political Science from San Diego State University and currently lives in Philadelphia, Pennsylvania.
Jason Vissers
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Jason Vissers

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Ramp


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After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Ramp for yourself.

The Merchant Maverick Seal of Approval 🏆

Ramp


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Ramp for yourself.