Greenbox Capital
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Greenbox Capital Review

With relaxed borrower requirements, an easy application, and fast funding, Greenbox Capital could be a good bet for small businesses that need quick capital but don’t qualify for traditional financing.

    Shannon Vissers
  • Last updated onUpdated

  • Erica Seppala
  • REVIEWED BY

    Erica Seppala

    Editor & Senior Staff Writer

Our content reflects the editorial opinions of our experts. While our site makes money through referral partnerships, we only partner with companies that meet our standards for quality, as outlined in our independent rating and scoring system.

Greenbox Capital

Total Rating 3.6
Rates & Fees2.5

Services3.5

Eligibility Requirements4.2

Application4.5

Sales & Advertising Transparency3.4

Customer Service3.6

User Reviews4.5

Greenbox Capital At A Glance

  • Short-term financing offerings include merchant cash advances, short-term loans, secured loans, invoice factoring, & lines of credit
  • 5+ months in business, $7,500+ in average monthly sales needed to apply; no minimum credit score requirement
  • Most factor rates range between 1.1 & 1.5

Business Loan & Funding Products Review Methodology

Merchant Maverick has been researching and reviewing business lenders since 2015. Our writers have tested over a hundred different funding products, including traditional term loans, online loans, lines of credit, start-up loans, merchant cash advances, and equipment financing. In each review, we evaluate rates and fees, services, eligibility requirements, application process, sales and advertising transparency, customer service, and user reviews.

Weighted Rating Breakdown

Rates & Fees 20%
Services 20%
Eligibility Requirements 20%
Application 15%
Sales & Advertising Transparency 10%
Customer Service 10%
User Reviews 5%

Read more about how we rate business loans and funding products.

When comparing different lenders and loan products, we consider many data points, including the ease and transparency of the application process, interest rates, repayment structure, sales ethics, time to funding, revenue and time in business qualifications, and credit score requirements. Our lists of the best funding products include only those we’ve deemed worthwhile from multiple vantage points, and often share qualities such as widespread accessibility across fifty states, low rates, flexible requirements, and competitive borrowing amounts.

We spend an average of 10-15 hours researching and updating each one of our lists, making sure the loans and funding products included meet our internal standards for quality and reputation.

Shannon Vissers

Shannon Vissers

Lead Staff Writer at Merchant Maverick
Shannon has been writing for Merchant Maverick about small business software and financing since 2015. She started writing professionally about business topics in 2005. Shannon has been featured in the Washington Post, Reader's Digest, US News, MSN, Yahoo Finance, Business Insider, and other publications. She has a bachelor's degree in English from San Diego State University and currently resides in San Diego, California.
Shannon Vissers
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Shannon Vissers

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The Merchant Maverick Seal of Approval 🏆

Greenbox Capital


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Greenbox Capital for yourself.

The Merchant Maverick Seal of Approval 🏆

Greenbox Capital


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Greenbox Capital for yourself.

Sources

To learn more about how we score our reviews, see our Business Loan Rating Criteria.