Erica Seppala

Square’s merchant services are powerful and well priced — but they aren’t the same as having your own dedicated merchant account to accept credit card payments. See how Square’s credit card processing compares to top-tier merchant accounts in terms of pricing, support, overall value, and more.

EMV chip cards are now standard in the US, but cardholder verification can still vary by card and transaction. Some purchases require a PIN, while others require no verification or, less commonly, a signature. So, what is the difference between chip-and-PIN and chip-and-signature, and how does each method affect merchants and customers? How Do Magstripe […]

QuickBooks Self-Employed is a tax software with a few accounting features thrown in. However, QuickBooks Self-Employed still has a way to go as the software has several gaps. It is suitable for freelancers.

Can you buy a used Clover POS? Absolutely! Should you? No! While you can certainly find a used Clover POS system for sale on eBay or Amazon, it’s never a good idea to buy one. Used Clover POS are not reprogrammable and new systems are always sold with a merchant services contract — which you should never enter lightly.

Vend isn’t quite as robust as a handful of other retail systems out there. Still, for mid-sized businesses, which may not necessarily need to utilize extremely in-depth reports and inventory analysis, it would seem to be a perfect solution. If you don’t need too many add-ons, Vend’s cost will likely make it an appealing option to any retailer researching POS systems.

With PayJunction’s unique suite of products and services, merchants can organize their sales data, eliminate paper-based inefficiencies, reduce risk, broaden customer payment options, and eliminate the need for a traditional credit card terminal. All this can save you time, boost your profits, and streamline your business practices.

Moneris offers an impressive lineup of products and services for Canadian merchants. It provides just about every kind of hardware and software product you would need to run either a retail or online business. However, the company’s lengthy contracts and hefty early termination fees bring it down a notch.

In a world where mobile apps are often pale shadows of their web software counterparts, Invoice2go stands out by offering invoicing apps for both iPhone and Android with the same — if not better — functionality than the desktop software.

Though it started with a simple focus on time tracking in 2006, Harvest has grown considerably over the last decade and now encompasses invoicing and project management. Even after expanding into the invoicing world, the software is still focused on time and team management and has over 50,000 users. However, the software has limited invoicing features and is unsuited for product-based businesses.

When it comes to invoicing, Zoho Invoice simply can’t be beaten. With 16 templates to choose from, a beautiful client portal, the option to autoschedule invoices, and the ability to send invoices in 14 languages, it’s easy to see why Zoho Invoice is our top-rated invoicing software.