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Sam's Club is great for buying in bulk, but how does it perform as a Clover reseller? Learn more about Sam's Club Point of Sale by Clover before signing up.
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Editor & Senior Staff Writer
UPDATED
Sam’s Club is best known for its membership-only warehouse clubs that give shoppers access to bulk products at discounted prices. But as a business owner, you may be more interested in Sam’s Club Point of Sale by Clover.
Leveraging Sam’s Club’s name recognition and bulk-retail appeal, this service offers Clover-powered payment processing. But is it the right fit for your business? Let’s break it down.
Table of Contents
Sam’s Club Point of Sale by Clover is a merchant services solution that resells Fiserv (formerly First Data) products.
Previously known as Sam’s Club Merchant Services, it now operates under Clover while using Sam’s Club branding to attract merchants. While it offers the same hardware, pricing, and contract terms as Fiserv, it doesn’t provide any unique savings or added features beyond what you’d get directly from Fiserv.
Everything offered by Sam’s Club Point of Sale by Clover is Fiserv-branded, although the lineup isn’t as extensive as Fiserv’s full offerings. Here’s a breakdown of the services and features that are available:
Unfortunately, Sam’s Club Point of Sale by Clover isn’t particularly transparent when it comes to pricing. You can learn more about plans and pricing by calling, scheduling a call with a local rep, or using a live chat feature on the website.
However, here’s a breakdown of Clover’s published plans and pricing that can give you an idea of what you may spend. Note that available plans and pricing through Sam’s Club Point of Sale by Clover may vary.
| Clover POS Plans | Price | When To Use |
|---|---|---|
| Clover Payments | $0/month | If you only need to process payments and don't need any POS hardware |
| Clover Essentials | $14.95/month | If you have a small retail/service-based business and don't take returns |
| Clover Retail Growth | $84.95/month | If you have a small to mid-size retail/service-based business and need more POS features |
| Clover Counter Service Restaurant | $54.95/month | If you have a quick-serve restaurant, cafeteria, or mobile food service business |
| Clover Table Service Restaurant | $84.95/month | If you have a full-service restaurant or bar |
You’ll also need to factor in additional costs, including payment processing fees, add-on apps, and the cost of hardware. Sam’s Club Point of Sale by Clover offers the following hardware options:
| FD 150 | Compact touchscreen device |
| Clover Go | Mobile card readers and contactless POS |
| Clover Flex | Fully mobile handheld POS |
| Clover Mini | Sleek, compact countertop device |
| Clover Station Solo | All-in-one POS system |
| Clover Station Duo | All-in-one POS system with customer-facing second screen |
Sam’s Club Point of Sale by Clover may appeal to merchants who value brand recognition and want a full-service, all-in-one payment solution. Bundling a merchant account with Clover hardware and software simplifies setup and keeps processing under one provider.
The service also offers predictable flat-rate pricing, making it easier for businesses to budget for credit card processing. For businesses already comfortable with Clover or looking for a system that combines payments, reporting, and marketing tools, it provides a convenient, integrated solution.
Before you sign up, here are a few things to keep in mind:
If you want a full Clover setup and predictable flat-rate pricing, Sam’s Club Point of Sale by Clover can get the job done. However, it generally costs more than other options and doesn’t offer unique benefits beyond what you’d get directly from Fiserv.
Small business owners seeking lower fees, more flexible contracts, or stronger customer service may want to consider alternatives like Dharma Merchant Services or Payment Depot, which also provide Clover hardware at a lower cost.
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The vendors that appear on this list were chosen by subject matter experts on the basis of product quality, wide usage and availability, and positive reputation.
Merchant Maverick’s ratings are editorial in nature, and are not aggregated from user reviews. Each staff reviewer at Merchant Maverick is a subject matter expert with experience researching, testing, and evaluating small business software and services. The rating of this company or service is based on the author’s expert opinion and analysis of the product, and assessed and seconded by another subject matter expert on staff before publication. Merchant Maverick’s ratings are not influenced by affiliate partnerships.
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