Small Business Blog Posts | Page 19

Learn what grants are, their pros and cons, how to find them, and best practices for applying in our guide to small business grants.

Provided she meets all requirements set by the SBA and the lender, it’s no more difficult for a woman to get an SBA loan than her male counterparts. The SBA does not discriminate and provides low-cost funding opportunities for all eligible small business owners.

ROBS stands for Rollover as Business Startup plan. ROBS is a type of transaction you can use to fund your new or existing business by rolling over funds from your individual retirement account, 401(k), or another retirement account.

Unpaid invoices can be a burden for any business. While you know that the money from the invoices will come eventually, slow-paying customers or long repayment terms could have a negative impact on your incoming cash flow — and this could be a problem for your business. Instead of waiting to receive the money owed […]

Even if you have a steady income and a high personal credit score, additional requirements such as time in business or a business credit score make it a tough task to get a business loan. This can be a problem, particularly for startups. Using a personal loan for business allows you to bypass some of these restrictions to get financing for your business.

Variable APR isn’t good or bad. If the terms of a variable APR credit card or loan are agreeable for you and your business, great! If not, look for fixed APR options that are a better fit.

Need financing to start or expand your farm or agriculture business? Whatever the purpose, learn about the best places to get all the financing you need.

For beauty salons, short-term loans and business lines of credit can be funded very quickly — sometimes as soon as the next business day. Other loans, such as bank loans and SBA loans, may take several weeks or longer to be funded.

Square Loyalty charges by the number of loyalty visits a business has each month. This can range from $45-$105 per month per location. Square can also give you a custom rate if you have more than 10,000 loyalty visits per month

If you’re in the trucking industry, there are several business loan options available for you. For the purchase of a commercial truck, you should consider equipment financing. You may also be able to qualify for the SBA Microloans program, which provides up to $50,000 in financing for expenses.