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Capital One Spark Cash For Business Review


Capital One Spark Cash For Business Review

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McLean, Virginia
Jared Beilby

Jared Beilby

Jared is a writer hailing from the Pacific Northwest. Besides writing for Merchant Maverick, he has experience writing about sports and video games. He holds a Bachelor of Arts in Journalism from George Fox University.

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1 Comment

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    Nathan Acevedo

    Organization Name: Nates Cell Phone Repair

    First let me say that we was approved for 15K for our small business. We had this card for several years and I have paid it off several times. I always paid more that was required to keep cash flow. I had to go out of town and forgot to set up a payment one time. The next day I got a email saying that I forgot to make a payment on my card which was one day late. I made the payment the right away, I thought all was good. Several months late I go into the account because I did not see my balance changing. I discovered that Capital One changed my APR from 18% to 31% for 12 months for missing that one payment that was one day late. They will punish you for missing one payment, I tried talking with them to fix this issue and they would not move on this. So I can say I paid the 9K I owned to them and will never use Capital One again. The best card out there for small business is Chase they will work with you and understand that things happen. All small businesses beware of what is in your wallet, because Capital One is out of my WALLET.

    • Organization Name: Nates Cell Phone Repair

    This comment refers to an earlier version of this review and may be outdated.

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