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Rapid Finance Review: Financing For High-Risk Businesses

Rapid Finance has low credit score requirements and offers financing for high-risk businesses that include merchant cash advances or short-term loans.

    Erica Seppala
  • UPDATED

Advertiser Disclosure: Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity.

Rapid Finance At A Glance

  • Rapid Finance works with numerous lending partners to provide a wide variety of funding, from SBA loans to merchant cash advances
  • Rapid Finance may be a viable source of financing for applicants with credit challenges, low revenues, or a short time in business
  • In addition to connecting applicants with numerous sources of funding, Rapid Finance has a positive public reputation and solid customer support

Erica Seppala

Erica Seppala

Expert Analyst & Reviewer at Merchant Maverick
An expert in accounting, finance, and point of sale, Erica has been researching and writing about all things small-business since 2018. Erica's insights into personal and business finance have been cited in numerous publications, including MSN, Real Simple, and Reader's Digest. She is a graduate of Limestone College.
Erica Seppala
View Erica Seppala's professional experience on LinkedIn.



The Merchant Maverick Seal of Approval 🏆

Rapid Finance


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After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Rapid Finance for yourself.

The Merchant Maverick Seal of Approval 🏆

Rapid Finance


Apply Now

After hours of in-depth research and evaluation, we can confidently recommend this brand to our readers. Get started today and see Rapid Finance for yourself.

Sources

To learn more about how we score our reviews, see our Business Loan Rating Criteria.

3 Comments

Responses are not provided or commissioned by the vendor or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the vendor or bank advertiser. It is not the vendor or bank advertiser's responsibility to ensure all posts and/or questions are answered.

    Sandy

    Organization Name: Pool and patio inc

    I have been using rapid advance for the past 3 years yonika is a true professional and application is easy and rapid approval same day I would highly recommend this company

    • Organization Name: Pool and patio inc

    This comment refers to an earlier version of this review and may be outdated.

    Alex Hamilton

    Organization Name: Hamilton Investment Properties

    You did not point out one of the obvious “Cons” with Rapid Advance, and that is the resolution of disputes. I.e. my company that I lost controlling interest in after dealing with Rapid Advance. Even with the strain of paying $135 per day on a Loan or over $2,700 per month on a $13,000 Loan, I would get double payments days deducted from my Bank without Notice causing hundreds of dollars of NSF Charges as well as missed payments on other obligations. My complaint was answered simple with the claim Rapid did not do this in the Face of Documented evidence from my Bank that had no choice but to Block the automatic Bank Deductions. This company refuses any payment arrangements outside of complete control by auto deductions from Business Banking. They will file false UCC negative statements claiming you refused to pay them, and not admit they refused payment without control of you Bank Account..

    If you have any kind of credit rating you should tell people tom stay away from these type Lenders.

    • Organization Name: Hamilton Investment Properties

    This comment refers to an earlier version of this review and may be outdated.

    Isaac

    Thank you Chris Matola for sharing your research on Rapid Advice. It was very detailed information as were the links.

      This comment refers to an earlier version of this review and may be outdated.

    Comments are closed.

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