A home equity loan certainly has its benefits — startups can qualify, interest rates are low, and terms are favorable. However, there may be other options that make sense for your business that don’t put the roof over your head at risk. As with any other loan, shop around, compare lenders, and understand the terms of your loan or line of credit before signing a contract.

When overwhelmed by debt, it’s tempting to look for the quickest, easiest path out. Unfortunately, paying down debt is a process that takes time. Even if you are a good candidate for credit card debt consolidation and have the credit score to unlock low rates on a balance transfer card or a loan, this doesn’t mean your debt will go away overnight.

Despite the real differences involved in our VantageScore vs. FICO comparison, these differences should have minimal impact on your scores, ability to apply for loans, credit cards, etc. So long as you practice good credit discipline, you shouldn’t have a problem building and maintaining an attractive credit profile.

Fuel cards (also known as fleet cards) are designed to help trucking companies save money on fuel and maintenance costs and monitor their workforce’s spending. Check out this roundup of the best fuel cards and find the best fit for your trucking business.

Registering your business? Wondering if a sole proprietorship is the right business structure for you? Learn the pros and cons of this type of business structure.

A complete break down of the different business structures and the benefits and drawbacks of each to help you make the most informed decision for your business.

Newtek is a direct lender that provides personalized solutions to fit the specific needs of each small business that seeks financing. Newtek is ideal for small businesses but be wary of its opaque rates and terms.

It’s perfectly reasonable to use a personal credit card to cover business expenses. Make sure you avoid taking a personal financial hit when charging business expenses to your personal credit card.

ReadyCap Lending LLC is a non-bank lender that specializes in Small Business Administration loans. ReadyCap Lending helps small business owners and entrepreneurs gain access to affordable, long-term SBA loans to start or expand their businesses.

Take a look at the best small business credit cards and learn how to choose the right credit card for your small business.